Healthcare Premiums Soar

[Foxfyre]

Bet you didn't keep your doctor either, huh?

We not only lost our primary physicians due to Obamacare--it would NOT allow us to keep our doctor despite Obama going on television over and over and over to tell us if we liked our insurance we could keep our insurance, if we liked our doctor we could keep our doctor, but we lost my husband's cancer doctor and had to change a couple of other specialists.

Not only have the premiums increased substantially and will go up much more next year so they say, but the deductibles and copays we used to not have are now so expensive we and other of our family and friends have refused tests recommended for us in order to avoid them.

 

[struth]

Have you read what I've wrote? I've condemned it over and over for not addressing costs.

Thought you said we’d be worse without it…which was weird

 

[Hellbilly]

So Obamacare didn’t lower cost,

So where’s that Republican health care plan that trump promised oh…6 years ago?

 

[struth]

So where’s that Republican health care plan that trump promised oh…6 years ago?

McCain voted thumbs down, don’t you remember?

We were stuck with some slight fixes

 

[Hellbilly]

McCain voted thumbs down, don’t you remember?

We were stuck with some slight fixes

Show me this health care plan

 

[MagicMike]

ACA or "Obamacare" is a disaster. They were told it would be but they wouldn't listen. Now people are hurting.

There's nothing the left can't mess up. Absolutely nothing

FLASHBACK: Ted Cruz predicts ballooning Obamacare subsidies now at center of shutdown fight

Sen. Ted Cruz's decade-old Obamacare warning appears to be coming true amid the current government shutdown fight.

www.foxnews.com

Ted Cruz is a well known pathological liar SkankyIrishLass. You are blaming the wrong people here. Republican lap dogs of powerful insurance and medical/pharmaceutical lobbyists are to blame.
This whole government shutdown mess is the result of Democrats fighting to keep your insurance premiums as low as possible against Republicans who say "screw them (you)...let them eat cake.
Better get your facts straight before you wind up voting for the wrong party again.

 

[pknopp]

Thought you said we’d be worse without it…which was weird

No, I said it would still be bad without it. It has helped out some. Unfortunately that help comes with a cost which was never addressed.

 

[sartre play]

And the problems with Obamacare are legion. It made health insurance so expensive that even the middle class can’t afford it and needs government assistance.

Again, this was Obama’s sneaky goal.

Do not know why you Just blame it on OBAMA? It did pass, but not until Every Democrat & Republican put their finger
in the pie. Do YOU NOT REMEMBER? Started out one way ended up different.
Not defending it, Just what usually happens,
because we play party politics. instead of good government.

 

[Marener]

Well, when you have to insure someone regardless of pre x and you make all males and old people pay for maternity it is making it more expensive.

Maternity care is just cost shifting, moving some costs of that maternity care to others who won’t ever need it, and therefore lowering them cost of those who do need maternity care.

But then again, everyone pays for services they won’t ever need. That’s how insurance works. The cost of maternity care is a fraction of overall healthcare costs so the effect is negligible.

 

[SassyIrishLass]

Ted Cruz is a well known pathological liar SkankyIrishLass. You are blaming the wrong people here. Republican lap dogs of powerful insurance and medical/pharmaceutical lobbyists are to blame.
This whole government shutdown mess is the result of Democrats fighting to keep your insurance premiums as low as possible against Republicans who say "screw them (you)...let them eat cake.
Better get your facts straight before you wind up voting for the wrong party again.

Grow up

 

[Couchpotato]

Why do you assume the reason it’s expensive is because of the government?

Did I say that?

Nope.

Medicare and Medicaid are highly cost effective. So is the VA.

Have you dealt with the VA?

Their reimbursement rates to providers are drastically lower than private insurance.

That aside, their reimbursement rates are actually too low. The providers pass on the loss to the private insurance companies. If you eliminate one or the other the rates would settle to where they should be likely.



Still doesn't answer the question of where you're getting the money to pay for an entitlement program that will dwarf all the other entitlement programs combined.

 

[struth]

Hellbilly

No, I said it would still be bad without it. It has helped out some. Unfortunately that help comes with a cost which was never addressed.

Where is your proof?

I thought the idea was to address cost…

 

[Couchpotato]

No, it's the law itself.

No. What I said is 100% true. Insurance causes healthcare costs to go up. You have removed the incentive of the consumer to save money.

If you're insured and you go to the doctor and he tells you I dont know what's wrong we need to do these 100 tests to figure it out. Do you ask him how much it costs to run all those tests?

 

[Marener]

Did I say that?

Nope.

Well, kind of.

Except for the fact that all Government run systems are more expensive that ones run privately.

Wouldn’t that indicate it’s the government running costs up?

Have you dealt with the VA?

Yes, in a way. They are very cost conscious.

That aside, their reimbursement rates are actually too low. The providers pass on the loss to the private insurance companies. If you eliminate one or the other the rates would settle to where they should be likely.

Government has greater leverage, which drives costs down.

Still doesn't answer the question of where you're getting the money to pay for an entitlement program that will dwarf all the other entitlement programs combined.

I don’t have an entitlement program to pay for, but that being said, we do spend a tremendous amount of money on healthcare and so it’s not like it’d be hard to find the funds.

 

[Couchpotato]

It seems to work for most of the rest of the first world but if someone can come up with a plan that would address costs and cover everyone, I would certainly listen.

Funny thing. The rest of the world doesn't secure the trade routes of the entire globe. The rest of the world doesn't fund the defense of the entire free world. The rest of the world doesn't send out billions of dollars in foreign aid.

So what are you cutting to fund Government run healthcare. We are already running a multi trillion dollar deficit each year which is only going to get bigger.

330 million people the US. We currently spend about 12k per person on average. Lets say Universal HC cuts that in half (not likely) that's almost 2 trillion a year. What are you cutting worth 2 trillion a year to fund it?

 

[Couchpotato]

Well, kind of.



Wouldn’t that indicate it’s the government running costs up?

Government run systems almost universally run up the cost of whatever they are running. Feel free to provide the list of things it hasnt run up. Some obvious examples are

College tuition
Military weapons

Yes, in a way. They are very cost conscious.

The care sucks. It's gotten better over the years but in comparison to private care it pales in comparison.

Government has greater leverage, which drives costs down.

Until it's providing all the care. Then either the care suffers or the costs go up. The private part of the industry is what's allowing the Government to get those cheaper numbers because they can pass the loss to the private sector. Once that goes away there's no one to pass the cost on to . So either care suffers or the cost goes up. Or both which is likely what will happen.

I don’t have an entitlement program to pay for, but that being said, we do spend a tremendous amount of money on healthcare and so it’s not like it’d be hard to find the funds.

It would be trillions of dollars a year to provide universal healthcare. What are you cutting?

 

[pknopp]

Funny thing. The rest of the world doesn't secure the trade routes of the entire globe. The rest of the world doesn't fund the defense of the entire free world. The rest of the world doesn't send out billions of dollars in foreign aid.

Nor should we but I'm not sure the correlation.

So what are you cutting to fund Government run healthcare. We are already running a multi trillion dollar deficit each year which is only going to get bigger.

I'd start with the things you mention but we were discussing the ever increasing costs, not how to pay for it. But I'm will to cut out the things you mention to pay for it. We still need to address the growing costs though.

330 million people the US. We currently spend about 12k per person on average. Lets say Universal HC cuts that in half (not likely) that's almost 2 trillion a year. What are you cutting worth 2 trillion a year to fund it?

Already answered but we can add funds to the equation. I already pay hundreds a month.

 

[Couchpotato]

Nor should we but I'm not sure the correlation.

They dont have to fund it because we are doing it at great cost. That frees up huge amounts of tax money to spend on things like Universal healthcare.

BTW what do you think happens to world trade if the US stops securing the trade routes?

I'd start with the things you mention but we were discussing the ever increasing costs, not how to pay for it. But I'm will to cut out the things you mention to pay for it. We still need to address the growing costs though.

Ok but without knowing how we intend to pay for it you're just admiring the problem. The key to the problem is how to pay for it.

Already answered but we can add funds to the equation. I already pay hundreds a month.

Hundreds a month wont cover the bill. Are you really that mathematically challenged? If so maybe this isn't the discussion for you.

 

[pknopp]

They dont have to fund it because we are doing it at great cost. That frees up huge amounts of tax money to spend on things like Universal healthcare.

BTW what do you think happens to world trade if the US stops securing the trade routes?

People want to get their crap here. It will get here.

Ok but without knowing how we intend to pay for it you're just admiring the problem. The key to the problem is how to pay for it.

Just noting that wasn't the conversation at the time.

Hundreds a month wont cover the bill. Are you really that mathematically challenged? If so maybe this isn't the discussion for you.

Oddly I never said it would.

 

[debbiedowner]

So you admit that Obama’s law made the cost of insurance go up.

Sure, as well as providers wanting more for their expertise.