Uncensored2008
Libertarian Radical
If somebody gets my debit card, they have to change my entire checking account.
I have never had that problem. My debit card is an entirely different number, and they simply shut down that card. I don't know. That's strange. Never heard of that.
If that's how your bank operates, then yeah, I would either use a pre-paid card, or I would get one like my paypal card, that is a pass-through.
I'll still never get a credit card again. Those things are like snakes. The more you think have the snake by the head, the more painful it will be when it bites you.
I'll never pay interest or fees to a bank again, if I can help it.
I use an AmEx card for literally everything. But it isn't a credit card, it's a charge card. It must be paid off completely each month. Once my credit score was high enough to qualify, I went to the American Express and have never looked back. You're right that credit cards are bad news.