That you are aware of. You have it, inherently. White businesses show you favoritism you see as "being friendly". Banks are more willing to give you loans and financing. The "good ol' boy" network works on your behalf, and you can't even see it. Because you're oblivious to what you've enjoyed your whole life long...."a pass", because you're white.
You're not followed by store staff, when you go shopping, them, thinking you're going to steal. You're presumed to have a viable credit card, and are not asked for picture ID, as many blacks have to endure that indignity...the laundry list goes on and on and on...It's so intrinsic in American society and culture...you don't know about it. Still, you benefit.
I see your problem is of your own making. If you didn't assume racism in everything maybe your attitude would improve. Wearing your blackness on your sleeve so to speak. Don't show up talking that bs and treat people like human-beings would. I wouldn't hire your black ass nor loan you money because I would sense you hate me right away.
Again, you refuse to take responsibility for your own actions, stereotypes, shortcomings, etc....
I don't assume racism in everything, and I'm quite congenial. I don't wear my blackness on my sleeve, as everyone can see it, when I enter a room. I don't talk bs....I despise bs. And I treat people like human beings, provided they reciprocate.
I wouldn't come to you for a job (mainly, because I'm retired and work for myself), nor would I ask you for any money. I don't hate for no reason. Obviously, you've just proven that you don't know me.