Nostra
Diamond Member
- Oct 7, 2019
- 62,432
- 53,571
- 3,615
So?What exactly don't you understand about the GRANDFATHJERR clause?????BULLSHIT!My healthcare was cancelled because of Obamacare.
The PPACA did NOT cancel a single healthcare plan. Old plans were GRANDFATHERED in the PPACA. If your plan was canceled it was the CHOICE of YOUR employer or YOUR insurance provider. But you knew that already.
Nice try.
The had to cancel them because they didn't meet the Obamacare criteria.
Now go fuck yoursel.
.What It Means to Have Grandfathered Status | Medical Mutual
What does having grandfathered status mean? Medical Mutual helps you understand grandfathered health plans and what having one means for your health benefits.www.medmutual.com
Overview of Grandfathered Status Plans
Grandfathered plans are health plans that were in place before March 23, 2010, when the Affordable Care Act was signed into law. These plans are allowed to offer the coverage they did before the Affordable Care Act. Changes can be made to grandfathered plans (subject to certain limitations) without losing grandfathered status. A grandfathered status plan might not include certain benefits or consumer protections that non-grandfathered plans are required to include. A few examples of this include:
However, healthcare reform has added some benefits to both grandfathered and non-grandfathered status plans, including:
- Grandfathered status plans are not required to cover all preventive services at a $0 copay (such as contraceptive coverage).
- Grandfathered status plans are not required to cover all of the benefits healthcare reform has deemed to be “essential,” such as certain types of testing and treatment.
- Grandfathered status plans have different member appeal rights.
- No lifetime dollar limit on benefits and/or no monetary limits on essential benefits (For example, your plan cannot have a $200,000 lifetime cap on organ transplants – it must be unlimited)
- Dependent coverage to your adult children until they turn 26, subject to certain limitations (the age limit is 28 in Ohio for fully insured plans.)
Millions still lost their plan.