Surprise! Walmart health plan is cheaper, offers more coverage than Obamacare

[bripat9643]

If it's so good, how come so few of Walmart employees are enrolled?

It's probably because they are already covered under Mom and Dad's insurance plan.

 

[rightwinger]

Then why does President Obama oppose WalMart's health care plan, and those of many other companies?

Really?

Tell us more

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Did you read your link?

It says nothing about a Walmart Health Insurance Plan (in the OP) or Obamas opposition to it

 

[GHook93]

Does that go along with the 8$ an hour they pay their workers?

Top Reasons the Walton Family and Walmart are NOT ?Job Creators?

Once again you miss the point, because you are a fucking mental midget. Walmarts absolute shit medical plan is better than Obamainationcare!!! That is the point. The Walton's wealth doesn't matter, the low wages Walmart pays doesn't matter. In this thread the point is the Walmart shit plan (and it's deserves the shit label) is better than Obaminationcare.

Not only is Walmart's plan cheaper (in many cases by a ton), but it also has a vastly larger doctor network, offers more benefits and lower deductibles!!!

The liberals used the Walmart group policy as the what was so wrong with the US health insurance system and why Obaminationcare was necessary, yet Obaminationcare is worse that the shit Walmart insurance plan.

EXCERPT FROM A PREVIOUS THREAD I STARTED ON THE SAME TOPIC ===> "And yes the Walmart plan is SHIT, so conservatives shouldn't get too excited about this. HRAs are HORRENDOUS. They are only good for a single man who doesn't get sick. Basically the first bills are paided in full until the amount is maxed out. In the article Walmart offers $250-$1000, so let's go with the $1K (which knowing Walmart I doubt it's the high end). Say your medical bills come out to $1,100 (which is easy to get to, since hospitals and doctors charge so much - one emergency room visit could easily exceed this). The plan pays $1000 and you pay $100. Every bill after that is on the patient, with the insurance co paying nothing, until the deductible is complete, after than they pay 70-80% of the total bills. Deductibles for HRAs are usu high, for Walmart I bet the deductible is $5K! The plan sucks and is shit, so people are right to say the HRA that Walmart offers is like not having any insurance at all!

Nevertheless as bad and useless as the Walmart insurance plan is, it still beat Obaminationcare and that is saying something!"

Surprise! Walmart health plan is cheaper, offers more coverage than Obamacare | WashingtonExaminer.com
For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Unlike Obamacare, there are no income eligibility requirements. Age and gender do not alter premium rates. The company plan is the same for all of Walmart's 1.1 million enrolled employees and their dependents, from its cashiers to its CEO.

A Journal of the American Medical Association analysis from September showed that unsubsidized Obamacare enrollees will face monthly premiums that are five to nine times higher than Walmart premiums.

JAMA found the unsubsidized premium for a nonsmoking gouple age 60 can cost $1,365 per month versus the Walmart cost of about $134 for the same couple.

The medical journal reported a 30-year-old smoker would pay up to $428 per month, in contrast to roughly $70 each month for a Walmart employee.

A family of four could pay a $962 premium, but the same Walmart family member would pay about $160.

Low premiums are not the only distinguishing feature of the Walmart plan. The retailer's employees can use eight of the country's most prestigious medical facilities, including the Mayo Clinic, Pennsylvania's Geisinger Medical Center and the Cleveland Clinic.

At these institutions, which Walmart calls "Centers of Excellence," Walmart employees and their dependents can get free heart or spinal surgery. They can also get free knee and hip replacements at four hospitals nationwide.

Many top-rated Walmart hospitals — such as the Mayo and Cleveland clinics — are left out of most Obamacare exchange plans.

But the real difference between Obamacare and Walmart can be seen in the levels of day-to-day access to doctors and hospitals.

Robert Slayton, a practicing Chicago independent insurance agent for 11 years and the former president of the Illinois State Association of Health Underwriters, described to the Examiner the differences between Walmart and Obamacare provider networks.

Slayton said the BlueChoice exchange network for President Obama's hometown has very limited hospital participation. “In downtown Chicago, the key is the number of hospitals: 28,” he said.

“Now we’re going to the national network — this is what the Walmart network would most likely be — and you have 54 hospitals. That’s a big difference,” he said.

Former New York Lt. Gov. Betsy McCaughey, a Republican who is now a health care advocate, said Obamacare's lack of first-class hospitals is a big problem.

“It’s not just the number, but who they are. You’ll find under the Obamacare exchanges that the academic hospitals have declined to participate, along with the specialists who practice at those hospitals. The same is true of cancer hospitals,” she said.

“People who are seriously ill need to stay away from these exchange plans,” McCaughey said.

Slayton said the gap between doctor availability in Chicago under the Obamacare and Walmart plans is dramatic.

“You will notice there are 9,837 doctors [under Obamacare]. But the larger network is 24,904 doctors. Huge, huge difference,” he said.

Walmart also offers a free preventive health plan that mirrors the Obamacare plan. Its employees can take advantage of a wide range of free exams and counseling, including screenings for colorectal cancer, cervical cancer, chlamydia, diabetes, depression and special counseling for diet and obesity.

Their children can get more than 20 free preventive services, ranging including screenings for genetic disorders, autism and developmental problems to obesity, lead poisoning exposure and tuberculosis. There are also 12 free vaccinations, and free hearing and vision testing.

Walmart employees pay as little as $4 for a 30-day supply of generic drugs and only $10 for eye exams through a separate vision plan.

“It’s a lot better program than people, I think, might assume without looking, just because Walmart has gotten such a bad reputation by some of the labor groups and other groups for its general activities,” said Gail Wilensky after reviewing the retailer's plan.

Wilensky was head under President George H.W. Bush of the federal Health Care Financing Administration, the predecessor to the the Centers for Medicare and Medicaid Services. CMS is the agency in charge of implementing a large part of the Affordable Care Act, and it oversaw the rollout of the troubled healthcare.gov website.

David Todd, an independent insurance agent based in Little Rock, Ark., also compared the health plans for the Examiner. Walmart’s corporate headquarters is in Bentonville, Ark., and the company has 58,000 workers in the state.

Todd pointed to stark differences between the government plan and Walmart: “If I buy a family plan on the exchange, it’s still $1,000 a month. And I can buy this for ... [$160] on Walmart.”

Walmart also gives cash to its employees for any health care expense. The annual payments run from $250 to $1,000 and are given at the beginning of the enrollment year in an account that can only be used for health care expenses.

Walmart individuals face a $2,750 deductible and families need to pay $5,500 under the HRA plan. Individuals pay $1,750 and families pay $3,500 deductibles under the HRA High plan.

The deductibles are high, but Obamacare deductibles are higher, going up to $6,300, according to Todd.

However, it is still open-eying that Walmart's shit HRA is better than Obaminationcare!

 

[GHook93]

If it's so good, how come so few of Walmart employees are enrolled?

It's probably because they are already covered under Mom and Dad's insurance plan.

No, be honest, Walmart's plan is absolute garbage. It's a waste of money. If I were in the Walmart employees situation I would definitely opt for medicaid over the bogus Walmart insurance.

Again as bad as the Walmart insurance is, Obaminationcare is worse.

 

[Howey]

Having not endured six plus pages of Wal-Mart apologists, I'm wondering if anyone's mentioned that three years ago the company cancelled coverage for all part time employees, greatly reduced it for employees up to 33 hours a week, and jacked up rates for all others (basically management)?

The fact that the greatest majority of employees qualify for Medicaid is telling enough.

 

[Immanuel]

Walmart apparently has more concern for humanity than all the liberal schemers who devised the Obamacare con.

Surprise! Walmart health plan is cheaper, offers more coverage than Obamacare | WashingtonExaminer.com

New Obamacare health insurance enrollees may feel a pang of envy when they eye the coverage plans offered by Walmart to its employees.

For many years, the giant discount retailer has been the target of unions and liberal activists who have harshly criticized the company's health care plans, calling them “notorious for failing to provide health benefits” and "substandard.”

But a Washington Examiner comparison of the two health insurance programs found that Walmart's plan is more affordable and provides significantly better access to high-quality medical care than Obamacare.

Does that really surprise any of us?

How long do you think it will be before Sebullus declares that it does not qualify under the law and has it terminated?

Immie

 

[iamwhatiseem]

This was something pointed out months ago.
WalMart was used by liberal pundits during the healthcare campaign four years ago as an example of cheap insurance that provides little to no benefit.
Then when ACA came out, the insurance provided by ACA for the same lower-middle class people is worse than WalMart's insurance on all counts - cost, copay and deductible.

 

[RDD_1210]

I am sure President Obama would be thrilled if Americans signed up for the WalMart plan. The Health exchanges were always meant for those who couldn't find coverage elsewher

I bet he will be thrilled also if WalMart provides healthcare to its employees

Then why does President Obama oppose WalMart's health care plan, and those of many other companies?

Link?

 

[RDD_1210]

Really?

Tell us more

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Did you read your link?

It says nothing about a Walmart Health Insurance Plan (in the OP) or Obamas opposition to it

Of course it doesn't. But then again, look at who you're dealing with.

 

[RDD_1210]

So what's the point of the OP? Is he advocating we increase the subsidy for Obamacare plan participants? Increase the minimum coverage requirements?

What is the point of this thread exactly?

Or is this just an excuse for the low brows to grunt "Walmart good, government bad" and go back to scratching yourself?

 

[The Rabbi]

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Did you read your link?

It says nothing about a Walmart Health Insurance Plan (in the OP) or Obamas opposition to it

Of course it doesn't. But then again, look at who you're dealing with.

Oh look, it's the fucking racist moron wannabe back from juvenile detention.

 

[RDD_1210]

Did you read your link?

It says nothing about a Walmart Health Insurance Plan (in the OP) or Obamas opposition to it

Of course it doesn't. But then again, look at who you're dealing with.

Oh look, it's the fucking racist moron wannabe back from juvenile detention.

If I was a racist, you'd accept me as one of your own. But you don't, because I'm not.

And back on topic now...your link still doesn't say the bullshit you claimed it says.

 

[The Rabbi]

Of course it doesn't. But then again, look at who you're dealing with.

Oh look, it's the fucking racist moron wannabe back from juvenile detention.

If I was a racist, you'd accept me as one of your own. But you don't, because I'm not.

And back on topic now...your link still doesn't say the bullshit you claimed it says.

Get an adult to help you read it.

 

[itfitzme]

Then why does President Obama oppose WalMart's health care plan, and those of many other companies?

Really?

Tell us more

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Yeah, nothing in the article supports your statement. In fact, nothing in the article supports the articles conclusions.

You are quite gullible.

 

[The Rabbi]

Really?

Tell us more

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Yeah, nothing in the article supports your statement. In fact, nothing in the article supports the articles conclusions.

You are quite gullible.

Sez the guy who can't read a chart.

 

[Immanuel]

Read tha papers.
Walmart Bails On Obamacare-Sticks Taxpayers With Employee Healthcare Costs - Forbes

Yeah, nothing in the article supports your statement. In fact, nothing in the article supports the articles conclusions.

You are quite gullible.

Sez the guy who can't read a chart.

Well, if the damned font wasn't so small... by the way, what chart are we talking about?

Immie

 

[RDD_1210]

Oh look, it's the fucking racist moron wannabe back from juvenile detention.

If I was a racist, you'd accept me as one of your own. But you don't, because I'm not.

And back on topic now...your link still doesn't say the bullshit you claimed it says.

Get an adult to help you read it.

I could ask you to cut and paste the exact paragraph that states what you claim. But we both know you won't, because you can't. So you'll ignore the request, as always, and reply with some sort of half-assed insult, as always.

So.......go ahead.......

 

[The Rabbi]

If I was a racist, you'd accept me as one of your own. But you don't, because I'm not.

And back on topic now...your link still doesn't say the bullshit you claimed it says.

Get an adult to help you read it.

I could ask you to cut and paste the exact paragraph that states what you claim. But we both know you won't, because you can't. So you'll ignore the request, as always, and reply with some sort of half-assed insult, as always.

So.......go ahead.......

You would still an adult to explain it. And remedial reading is not a subject I've ever taught.

 

[OnePercenter]

Nope. Obamacare is reducing competition. The whole point of the insurance exchanges is to limit competition so consumers will have to buy one of Obama's shitty ripoff plans.

Reagan limited competition.

Reagan didnt sign Obamacare. Fail.

Reagan screwed with the HMO act in 1984 which made ACA needed.

 

[OnePercenter]

Nope. Obamacare is reducing competition. The whole point of the insurance exchanges is to limit competition so consumers will have to buy one of Obama's shitty ripoff plans.

Reagan limited competition.

How?

You and I have already been over this many times. Reagan screwed with the HMO act.