pknopp
Diamond Member
- Jul 22, 2019
- 73,897
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I've heard these commercials for years. (not sure it's the same group or not but same plan). The first time I heard them I understood they were a scam. But there is a lot more to this story than just the simple scam.
First, these scams were set up and permitted under Obamacare.
After the landmark Affordable Care Act — commonly known as Obamacare — was passed, healthcare premiums increased for most Americans as insurers were required to cover certain preventative care and not discriminate against pre-existing conditions.
The law, though, contained a carve-out for health-care sharing ministries, which were explicitly exempt from ACA requirements, allowing them to offer monthly dues lower than typical insurance premiums, especially for people who accept less coverage and more personal risk.
We can note, the issue with Obamacare to start with. It did NOTHING to address costs and it caused costs to rise. But my real question here, what went on behind the scenes to allow this carve out to start with? Now the fines are gone but this was all set up so you could sign up to a bogus plan and avoid the fines. Something there is as fishy as the plans are to me.
Second, the big issue with all of this.
Gore and his wife have been uninsured for years. He said they can’t afford traditional health insurance and their experience with MCS spooked them from joining other healthcare sharing ministries.
The person turned to this because he could not afford traditional insurance. At least he learned his lesson BUT he is still not covered as he can not afford Obamacare.
We can send billions all over the world but we still refuse to address the health care mess of this country.
Feds shut down Missouri Christian nonprofit that was supposed to cover medical bills
First, these scams were set up and permitted under Obamacare.
After the landmark Affordable Care Act — commonly known as Obamacare — was passed, healthcare premiums increased for most Americans as insurers were required to cover certain preventative care and not discriminate against pre-existing conditions.
The law, though, contained a carve-out for health-care sharing ministries, which were explicitly exempt from ACA requirements, allowing them to offer monthly dues lower than typical insurance premiums, especially for people who accept less coverage and more personal risk.
We can note, the issue with Obamacare to start with. It did NOTHING to address costs and it caused costs to rise. But my real question here, what went on behind the scenes to allow this carve out to start with? Now the fines are gone but this was all set up so you could sign up to a bogus plan and avoid the fines. Something there is as fishy as the plans are to me.
Second, the big issue with all of this.
Gore and his wife have been uninsured for years. He said they can’t afford traditional health insurance and their experience with MCS spooked them from joining other healthcare sharing ministries.
The person turned to this because he could not afford traditional insurance. At least he learned his lesson BUT he is still not covered as he can not afford Obamacare.
We can send billions all over the world but we still refuse to address the health care mess of this country.
Feds shut down Missouri Christian nonprofit that was supposed to cover medical bills