debbiedowner
Gold Member
- Feb 12, 2017
- 12,008
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Yep. HSAs combined with catastrophic insurance are the best way to go. They used to be a much, much better deal - before ACA. In 2005, I had a catastrophic plan with a 5k deductible, and a 5k HSA. It was basically no-deductible insurance, for $150/mo.
Granted, that only works for people who can put 5k in an HSA. or if an employer is willing to do it for you. But for those who can't, I'm betting it would be cheaper, for the government, to just front them 5k and let them take care of their own insurance.
And of course the real beauty of the HSA is that it's your money to keep if you don't spend it on health care.
Why would it cost Americans $1000's if no one goes over a mill or 2? You said that wouldn't happen and it does.Hilarious.
Go ahead and tell me what illness is going to cost you $2 million. I'll wait.
No I won't.
None but the absolute most rare illnesses.
And the removal of that cap - AGAIN - cost every American $1,000's more every year, for the rest of their lives.
Just like seallybobo - you reference some silly point, while ignoring the elephant point in the room.
Obamacare raised the cost of insurance for EVERYONE. While doing NOTHING to address a cacophony of issues.
But go ahead... it is now your turn to Google this, and point out some other side issue that was made better.
You don't think with inflation since the 90's that insurance cost would have not risen? You want doctor's making what they made 20-30 years ago but you expect a raise?