The biggest fail will be people not being able to afford to go to doctor. And remember subsidiaries wont be there forever.
The Doctor doesn't cost any different.
If your deductible went up, your premium went down. Probably should be responsible and save the difference and apply it towards deductible expenses.
My premium went down $8.00 wow
$8.00, down.
That's $8.00, plus what was the average yearly increase of about 15%. Plus after deductible is met, there's no copays.