It's a mental health issue.
victims can use thier insurance to pay to see shrinks and get the meds they need to help them recover.
switch insurance at further risk. We never had much of an issue, but there were a couple times the places we went to had to go to bat for us.
Considering the limitations on mental health coverage in most plans, a particularly traumatic ingrown toenail could cause mental health bennies to get maxed out.
What's really amazing is if a person has been in therapy or counseling, that's already a pre-existing condition and not covered. Illogic runs amok.
Also, the last time I checked, "rape" is not a pathology. I mean, it can lead to certain pathologies, but it's not exactly a "medical condition".
So maybe the term should be changed to "Pre-existing medical condition or life experience".
Eventually we can expand it to include traffic accidents, divorce, and cancellation of of favorite television series.
I mean, those can all cause mental trauma too.