Quantum Windbag
Gold Member
- May 9, 2010
- 58,308
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Whoa, back up the short bus, something I missed the first time around.
Domestic violence as a pre-existing condition? RAPE as a pre-existing condition?
Since when is being the victim of a violent crime a medical condition? Is this for real?
Not that I am trying to defend this, but if you have a car accident that requires extensive medical treatment and you try to get insurance after the accident that would count as a preexisting condition. Preexisting conditions are conditions that predate insurance coverage, not things insurers make up to deny coverage. Most insurers only require that you disclose them when applying, and they are rarely a reason for denying coverage, unless you failed to disclose them. Believe it or not, that is actually fraud.
The little detail most people leave out of this discussion is not that the ACA requires insurers to cover these conditions, it is that it requires them to cover it without charging more than they do people without these conditions. This means that I, who have never had a problem with blood pressure or being pregnant, now have to pay for the remote possibility that I will suddenly develop these problems, which, in the case of getting pregnant, is extremely unlikely. In fact, it is so unlikely that if it did happen I would not have to worry about paying for it because I would be famous, and rich.