What's a conservative way to address healthcare and insurance costs?

[sealybobo]

Still waiting on those tariff's to cause inflation.

You are believing too much of the "predictive news," where "experts say" this or that will happen. That isn't news.


That's not much of a life, but i suppose it is the life you have chosen.

You do you, Boo!

The border is secure, which your party or "not your party" swore was impossible. If Trump hasn't brought down Bidenflation as much as he thought he would, I still don't want to go back to Biden-era borders.


No, that's false.

The Democrats were talking about running on it in 2026 and 2028. Then they got distracted again by "unlawful orders," or whatever.

They have caused inflation. I keep listing off things that cost more. I could go on and on. Is pricing going up because of Trump's tariffs not called inflation? Maybe that's not what these price increases are called. Just like you like tariff but hate tax but it's basically the same thing.

The other day I heard made in America candy went up in price. Why? Because the ingredients come from elsewhere.

I love it how as prices are going up you say "prices haven't gone up that much". LOL. They ain't going down pal.

Oh, here's another one to add to the list. Cigarettes 2 for $20 is now 2 for $21. Let's say you smoke a pack a day. That's an extra 50 cents a day. That's an extra $182.50 a year on smoke alone.

Now is when you tell me I don't need to smoke, buy 27 dolls or pencils, I don't need that many, right? What if I need a new dryer or washing machine?

You know what? Stop gaslighting me that prices aren't going up.

Washing machine prices have seen significant recent increases, driven by new and proposed tariffs (especially in 2025), leading to costs rising by 10-12% or more
Dryer prices have risen significantly, driven by tariffs (especially on steel/components) and supply chain issues, with some estimates showing 5-17% increases or roughly $90 per unit in recent years (2024-2025)

You are stupid!

 

[sealybobo]

Still waiting on those tariff's to cause inflation.

You are believing too much of the "predictive news," where "experts say" this or that will happen. That isn't news.


That's not much of a life, but i suppose it is the life you have chosen.

You do you, Boo!

The border is secure, which your party or "not your party" swore was impossible. If Trump hasn't brought down Bidenflation as much as he thought he would, I still don't want to go back to Biden-era borders.


No, that's false.

The Democrats were talking about running on it in 2026 and 2028. Then they got distracted again by "unlawful orders," or whatever.

What do you mean when you said That's not much of a life, but i suppose it is the life you have chosen.

Do you mean my dad living off ss and the interest off $800K? Dude, do you know how much better off he is than most Americans? Let me show you

• Median net worth: $394,010 (ages 60-64), $394,300 (ages 65-69)

It doesn't get any bigger after this age. My dad has $1 million.

OR, were you talking about me? I will have over $1 million before I retire, live on a lake, AND, did I ever mention my brother has a 60 acre hunting property up north Michigan, a place in Greece and a condo in Fort Lauderdale I use every year for a month? That doesn't sound like a great life to you? All that and no bills? Shit.

 

[John09]

Still waiting on those tariff's to cause inflation.

You are believing too much of the "predictive news," where "experts say" this or that will happen. That isn't news.


That's not much of a life, but i suppose it is the life you have chosen.

You do you, Boo!

The border is secure, which your party or "not your party" swore was impossible. If Trump hasn't brought down Bidenflation as much as he thought he would, I still don't want to go back to Biden-era borders.


No, that's false.

The Democrats were talking about running on it in 2026 and 2028. Then they got distracted again by "unlawful orders," or whatever.

"we will very simply Make America Affordable again. We will make it affordable." At about 1:50 in this video of his speech in late Oct 2024.

Trump pledges to make America 'affordable again' | Fox News Video

Former President Trump speaks at a rally for his presidential campaign at Madison Square Garden.

www.foxnews.com

 

[Mac-7]

What's a conservative way to address healthcare and insurance costs?​

Throw obamacare in the trashcan

Instead offer government subsidized catastrophic health insurance while forcing minor healthcare to be paid for by the receiptent

 

[Seymour Flops]

What do you mean when you said That's not much of a life, but i suppose it is the life you have chosen.

Do you mean my dad living off ss and the interest off $800K? Dude, do you know how much better off he is than most Americans? Let me show you

No, I mean your life ambition to find and post about things that cost more since Trump took office. Not much of a life for you, but if that's the life you choose, praise Allah that it is still a free country.

• Median net worth: $394,010 (ages 60-64), $394,300 (ages 65-69)

It doesn't get any bigger after this age. My dad has $1 million.

Yet you were crying about a claimed $22 per month increase. Your story does not line up.

OR, were you talking about me? I will have over $1 million before I retire, live on a lake, AND, did I ever mention my brother has a 60 acre hunting property up north Michigan, a place in Greece and a condo in Fort Lauderdale I use every year for a month? That doesn't sound like a great life to you? All that and no bills? Shit.

Yet, instead of hunting in Michigan, drinking Oozo in Greece, or sunning on the beach in Florida, here you are making an ass of yourself on the internet.

You seem much more like a pasty-faced basement dweller than the international playboy you describe.

 

[dblack]

IMHO.....It's the same as the fix for student loans - get the .gov out of the health care business.

It's as simple as that, in the long run. But it will take some adjustment. As long as the endgame is clearly and specifically to get the government OUT of health care, I'm happy to beef up the safety nets in the meantime.

Government laws and policies got us here so I don't think more government policies, no matter how well intentioned, is gonna fix it.

Not unless we socialize it entirely, which I can't see as a "win". It gives government far too much power over our lives.

That and Health Care Insurance should be able to be bought like car insurance, across state lines.

Yes. This is where the Feds could have a positive impact. Busting up the state-level regulatory fiefdoms that the insurance industry has carved out would go a long way.

Let folks purchase whatever insurance product they want instead of being forced into a product designed to subsidize others.

That's the only way insurance can work. But insurance isn't what most of them want - they want free shit.

 

[sealybobo]

No, I mean your life ambition to find and post about things that cost more since Trump took office. Not much of a life for you, but if that's the life you choose, praise Allah that it is still a free country.

Yet you were crying about a claimed $22 per month increase. Your story does not line up.

Yet, instead of hunting in Michigan, drinking Oozo in Greece, or sunning on the beach in Florida, here you are making an ass of yourself on the internet.

You seem much more like a pasty-faced basement dweller than the international playboy you describe.

Oh come on you don't mean that. You know I make a lot of good points. Don't dig in so hard you can't see the other sides points.

What you said is why I decided today when I turn 62 I will not retire. I will tell my work I will continue but only if I can work remotely. Too many hours in the day. I'm already bored.

Not going up north until next week and not leaving for Florida until January 10th.

What do I spend most of my time doing when I'm not here? Walking my dog. He hates being inside even in the cold.

Weren't you a whiny ***** when inflation happened on Biden's watch? Didn't it bother you when Biden's mental decline started showing? How come you aren't bothered now?

 

[sealybobo]

IMHO.....It's the same as the fix for student loans - get the .gov out of the health care business.

Government laws and policies got us here so I don't think more government policies, no matter how well intentioned, is gonna fix it.

That and Health Care Insurance should be able to be bought like car insurance, across state lines.

Let folks purchase whatever insurance product they want instead of being forced into a product designed to subsidize others.

Man without insurance cuts his pinky off. Republicans plan is you don't need that pinky.

 

[1srelluc]

View attachment 1197329

Man without insurance cuts his pinky off. Republicans plan is you don't need that pinky.

 

[dblack]

The really frustrating thing is, right around the turn of the century, what was left of the free market was starting to fix the health care situation. The insurance companies were fixated on a model that simply didn't work anymore. It worked, for a while, as long as the flow of new customers outpaced those entering decline. It was essentially a pyramid scam. Once the market was saturated, their model no longer worked and cost more than it was worth.

But consumers aren't idiots, and innovative insurance companies went back the model that did work - cheap insurance that covered only unexpected calamities - injuries and illnesses that were very unlikely to happen. These policies were affordable, even without an employer's sponsorship.

The thing is, these kinds of policies generated less profits than the Cadillac policies and - most importantly - they cut the insurance companies out of most health care transactions. The shift to these kinds of sensible insurance policies drastically reduced their power to shape regulation and policy.

So we got ACA. It did away with the affordable plans and forced everyone into the insurance companies' more profitable and all-encompassing policies, paying more and more and more, until we're fed up with it and let them take over health care as a national "service providers" - essentially public utilities (with publicly subsidized profits). aka "single payer".

 

[sealybobo]

Think about it. What is Republicans solution for the rising costs of college? Don't go to college.

What did they tell us to do about Trump's tariffs? Don't buy as much.

So what's a conservatives way to address healthcare unaffordability? I say it's to claim the word affordability is a democratic hoax.

 

[1srelluc]

View attachment 1197331

Think about it. What is Republicans solution for the rising costs of college? Don't go to college.

What did they tell us to do about Trump's tariffs? Don't buy as much.

So what's a conservatives way to address healthcare unaffordability? I say it's to claim the word affordability is a democratic hoax.

I don't know but I was not one to do/buy things I could not afford.

Maybe put your money toward insurance instead of less important things.

It's called personal responsibility, but I know that's a foreign concept to your ilk.

 

[dblack]

So what's a conservatives way to address healthcare unaffordability? I say it's to claim the word affordability is a democratic hoax.

The conservative plan to address healthcare affordability is to quit meddling with it. Bust up the regulatory framework that props up unsustainable insurance and let people deal with their healthcare costs however they like. Stop trying to tell other people how to live.

That said, MAGA isn't a conservative movement - so don't expect anything like this from Republicans.

 

[Mac-7]

The conservative plan to address healthcare affordability is to quit meddling with it. Bust up the regulatory framework that props up unsustainable insurance and let people deal with their healthcare costs however they like. Stop trying to tell other people how to live.

That said, MAGA isn't a conservative movement - so don't expect anything like this from Republicans.

Begin by scrapping obamacare

 

[dblack]

Begin by scrapping obamacare

Well, first we need to vote for reps who actually want to scrap it. There are precious few currently. They like controlling health care.

 

[Mac-7]

View attachment 1197331

Think about it. What is Republicans solution for the rising costs of college? Don't go to college.

What did they tell us to do about Trump's tariffs? Don't buy as much.

So what's a conservatives way to address healthcare unaffordability? I say it's to claim the word affordability is a democratic hoax.

We need college grads in the STEM fields

We dont need many of the squishy soft grads with huge college debt they will never repay working as soda jerks at Starbucks

 

[hadit]

Doctors aren't going to accept chickens in trade for services.

That does, however, bring up a good point. If you offered your doctor a cash deal for a subscription-based service with him for a set number of visits and agreed upon covered services, he would probably take it because he wouldn't have to wrangle with an insurance company or be told what he could and could not do for his patient. In an ideal world, you would then be free to buy a cheap catastrophic care plan to cover the big stuff.

 

[pknopp]

That does, however, bring up a good point. If you offered your doctor a cash deal for a subscription-based service with him for a set number of visits and agreed upon covered services, he would probably take it because he wouldn't have to wrangle with an insurance company or be told what he could and could not do for his patient. In an ideal world, you would then be free to buy a cheap catastrophic care plan to cover the big stuff.

This is already available for those who can afford it. People are having a tough time paying their rent let alone another monthly fee.

 

[Seymour Flops]

View attachment 1197329

Man without insurance cuts his pinky off. Republicans plan is you don't need that pinky.

Clearly the man thought so, since he cut it off.

The man goes to the emergency room, the hospital saves his life and bills him.

If they can reattach it, they will bill him for that.

What's wrong with that plan?

 

[hadit]

This is already available for those who can afford it. People are having a tough time paying their rent let alone another monthly fee.

If they were allowed to purchase a truly low-cost catastrophic care plan instead of being forced to subsidize other plans (that is the way obamadon'tcare was built), they could face a much lower monthly cost.