What's a conservative way to address healthcare and insurance costs?

he did well negotiated w/big pharma using tariffs Sealy ~S~
Yes he did. With one hand he did that. With the other

Trump Reverses Some Biden Drug Pricing Initiatives, Potentially Impacting Medicare Costs​


For instance, one Biden-era initiative overturned by Trump had instructed Medicare to explore ways to reduce drug costs, including a potential $2000 monthly cap on certain generic medications.

 
There is no way to fix healthcare and keep the ACA. So long as the media refuses to tell the truth about the ACA, there will never be the political will to get rid of it. Not for a generation, at least. We may have to see how bad it is actually going to be by then, to realize we have to get rid of it.
Because the entire premise of subsidization is engineered for failure Seymour

America is a capitalist construct , w/capitalist medicine

check out the history the subsidization of any industry , it always ends the same way for the same reasons

~S~
 
Yes he did. With one hand he did that. With the other

Trump Reverses Some Biden Drug Pricing Initiatives, Potentially Impacting Medicare Costs​


For instance, one Biden-era initiative overturned by Trump had instructed Medicare to explore ways to reduce drug costs, including a potential $2000 monthly cap on certain generic medications.

Good one Sealy ;)
so at first sniff it would appear Biden's plan was to negotiate with subsidies here .....~S~
 
Good one Sealy ;)
so at first sniff it would appear Biden's plan was to negotiate with subsidies here .....~S~
I guess, I don't know. I think Obamacare was a starting point. Something that could be built on. A foundation.

Trump wants to tear it down? And replace it with what? He has NO plan. i'm glad to see Trump doing something that benefits us if he is forcing big pharma to lower prices. So why lie and say you lowered prices 1000%?
 
Trump wants to tear it down? And replace it with what? He has NO plan
that is a problem Sealy......

what our wonderful AI has on it all>>>>



AI Overview

Donald Trump's healthcare plan
, evolving since his first term, centers on repealing the Affordable Care Act (ACA) and replacing it with market-based reforms focusing on choice, transparency, and reduced government involvement, emphasizing Health Savings Accounts (HSAs), selling insurance across state lines, Medicaid block grants, price transparency, telehealth expansion, and deregulation, aiming to lower costs by giving individuals more control over spending and insurers more flexibility, though critics warn of potential coverage losses and higher out-of-pocket costs for some families.
Key Components of Trump's Healthcare Vision:
  • Repeal & Replace ACA: A core promise is to dismantle Obamacare (ACA) and substitute it with his own "Healthcare Reform to Make America Great Again".
  • Tax Deductions & HSAs: Allow full deduction of health insurance premiums and expand tax-free HSAs to give individuals more control over their healthcare spending.
  • State Flexibility: Provide states with block grants and waivers for Medicaid, allowing them to design programs that reduce costs and potentially offer more tailored coverage.
  • Insurance Market Reforms: Enable insurers to sell plans across state lines, increasing competition and potentially lowering premiums.
  • Price Transparency: Mandate detailed cost-sharing information for plans and issuers, empowering consumers with better pricing data.
  • Deregulation: Reduce federal regulations to foster competition and innovation in the healthcare market.
  • Medicare & Telehealth: Expand access to telehealth for Medicare beneficiaries and aim to give seniors more choices.
Recent Developments & Focus (2025-2026):
  • Addressing ACA Subsidies: While pushing to replace the ACA, recent discussions have included proposals to extend enhanced ACA premium tax credits to prevent steep premium hikes for marketplace enrollees in 2026, though legislative efforts face challenges.
  • Drug Costs & Transparency: Actions focus on cutting prescription drug costs and implementing stricter price transparency rules for providers.
Criticisms & Concerns:
  • Coverage Gaps: Critics argue that repealing the ACA and promoting less regulated plans (like short-term plans) could lead to millions losing coverage or getting less comprehensive care, as noted by analyses from KFF and American Progress.
  • Complexity: The challenges of creating a new, universal system that covers everyone while reducing costs remain significant, a point Donald Trump himself acknowledged.
~S~
 
that is a problem Sealy......

what our wonderful AI has on it all>>>>



AI Overview

Donald Trump's healthcare plan
, evolving since his first term, centers on repealing the Affordable Care Act (ACA) and replacing it with market-based reforms focusing on choice, transparency, and reduced government involvement, emphasizing Health Savings Accounts (HSAs), selling insurance across state lines, Medicaid block grants, price transparency, telehealth expansion, and deregulation, aiming to lower costs by giving individuals more control over spending and insurers more flexibility, though critics warn of potential coverage losses and higher out-of-pocket costs for some families.
Key Components of Trump's Healthcare Vision:
  • Repeal & Replace ACA: A core promise is to dismantle Obamacare (ACA) and substitute it with his own "Healthcare Reform to Make America Great Again".
  • Tax Deductions & HSAs: Allow full deduction of health insurance premiums and expand tax-free HSAs to give individuals more control over their healthcare spending.
  • State Flexibility: Provide states with block grants and waivers for Medicaid, allowing them to design programs that reduce costs and potentially offer more tailored coverage.
  • Insurance Market Reforms: Enable insurers to sell plans across state lines, increasing competition and potentially lowering premiums.
  • Price Transparency: Mandate detailed cost-sharing information for plans and issuers, empowering consumers with better pricing data.
  • Deregulation: Reduce federal regulations to foster competition and innovation in the healthcare market.
  • Medicare & Telehealth: Expand access to telehealth for Medicare beneficiaries and aim to give seniors more choices.
Recent Developments & Focus (2025-2026):
  • Addressing ACA Subsidies: While pushing to replace the ACA, recent discussions have included proposals to extend enhanced ACA premium tax credits to prevent steep premium hikes for marketplace enrollees in 2026, though legislative efforts face challenges.
  • Drug Costs & Transparency: Actions focus on cutting prescription drug costs and implementing stricter price transparency rules for providers.
Criticisms & Concerns:
  • Coverage Gaps: Critics argue that repealing the ACA and promoting less regulated plans (like short-term plans) could lead to millions losing coverage or getting less comprehensive care, as noted by analyses from KFF and American Progress.
  • Complexity: The challenges of creating a new, universal system that covers everyone while reducing costs remain significant, a point Donald Trump himself acknowledged.
~S~
All talking points until you implement it and show us it works.

Like when Elon just fired hundreds of thousands of government workers, just do it. Fix it. Like ripping off a bandaid.

Chances are you will just extend/put back the Biden subsidies and Trump will take credit for it.
 
Then replace it. Trump's been saying he has a replacement for 10 years.
Trump is full of shit. Figured you'd have noticed by more.
You middle class Republicans need to wise up. 30 years ago the rich had 30 million and we had $100K. Today they have $1 billion and you have $200K. One million doesn't mean what it used to. And costs have gone up. But the people deciding at the top don't dare re tweek our economic system so that it's fair and works for all.
Class warfare .. meh.
 
Trump is full of shit. Figured you'd have noticed by more.

Class warfare .. meh.
Well you've been losing since 1978. Or I should say WE have been. I myself am above it. Sort of. I'm single, paid off my home and I make $85K a year. That's a lot of money when you don't have any bills.

So I will retire with over $1 million dollars. Maybe even $1.5 million.

Yes I believe class warfare exists and the middle class is the casualty. You've been taking steps backward for how many decades? 80's, 90's, 2000's, 2010's, half this decade you are taking inflation and now tariffs.

Oh class warfare exists alright. Are you winning? I'm winning enough. Doesn't mean I'm going to turn my back on you guys.
 
Well you've been losing since 1978. Or I should say WE have been. I myself am above it.
Of course. Your concern for us little people is touching. You're truly a magnanimous soul.
Yes I believe class warfare exists and the middle class is the casualty. You've been taking steps backward for how many decades?
Me? You really like the personal digs, eh? I'll try to respond in kind.
 
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Well you've been losing since 1978. Or I should say WE have been. I myself am above it. Sort of. I'm single, paid off my home and I make $85K a year. That's a lot of money when you don't have any bills.

So I will retire with over $1 million dollars. Maybe even $1.5 million.

Yes I believe class warfare exists and the middle class is the casualty. You've been taking steps backward for how many decades? 80's, 90's, 2000's, 2010's, half this decade you are taking inflation and now tariffs.

Oh class warfare exists alright. Are you winning? I'm winning enough. Doesn't mean I'm going to turn my back on you guys.
One million is not really much to brag about, and it won't make you live like "a millionaire" when you retire. It was just over a year ago that my accounts altogether topped three million, and I'm certainly not planning to drive a Bentley to my yacht after picking up my wife from her jewelry and fur shopping trip on Rodeo drive.

Don't forget how often Democrats talk about "taxing the rich." Small retirement accounts like yours and larger ones like mine would be the prime targets. They know they cannot go after the type of rich that are on multiple corporate boards as major stockholders.

That idea was talked about in the fifties. In my history book in High School, there was a cartoon of whatever president was floating the idea and it said "You have to break some eggs to make an omelet." The eggs were labled "Nest Eggs."

I suggest you increase your contributions, because plan on a large part of that going to the next Democrat-controlled government.
 
he did well negotiated w/big pharma using tariffs Sealy ~S~


True... and I have reason to believe that Mr. Robert F. Kennedy and his boss President Trump are merely getting started...........

Sheer Terror is coming to the Washington Swamp..... but to the Ottawa Swamp as well.






Now the timing will be BEFORE the summer of 2026 IF A certain prediction by Prophet Kim Clement was actually inspired?
 
Of course. Your concern for us little people is touching. You're truly a magnanimous soul.

Me? You really like the personal digs, eh? I'll try to respond in kind.

It's partially selfish and partially for you guys. I do realize I'm not rich enough to be voting GOP. You must be socially conservative and they suckered you with god, gays guns or racism or a comb of the 4.

I'm not rich enough to be GOP but I'm also better off than most union workers. And no, I don't want to start a union at my company. But I'm still pro union. Why? Because I care about the masses. I know labor needs to have some power. Something YOU Republicans have been conditioned to not realize. You are anti union. Just like you are anti media. The politicians and your head conman cult leader has convinced you they are fake news anytime they report something negative about him.

So spare me. Yes, please remember that I generalize and lump all you into one dumb bucket. Personal digs? I don't even know you. Perhaps you told me you are a black or gay or hispanic Republican and I called you a hypocrite for voting for a party that uses your people as political footballs? Or a little piggy GOP who votes for Trump.

You are all such dopes. You wanted to see the Epstein files when you thought it was going to expose us but it exposed Teflon Don. Now you don't care. Just another witch hunt against your messiah.
 
It's partially selfish and partially for you guys. I do realize I'm not rich enough to be voting GOP. You must be socially conservative and they suckered you with god, gays guns or racism or a comb of the 4.

I'm not rich enough to be GOP but I'm also better off than most union workers. And no, I don't want to start a union at my company. But I'm still pro union. Why? Because I care about the masses.
So do I. That's why I oppose the kind of totalitarian government you long for.
Something YOU Republicans have been conditioned to ...
This shit again!?!? I'm not a Republican. More to life than your precious "sides".
So spare me.
No. As long as you keep posting bullshit, and I'm bored enough, I'll call you on it.
Personal digs? I don't even know you.
Exactly. Let's keep it that way. I like to talk about ideas, not your personal issues.
Perhaps you told me you are a black or gay or hispanic Republican and I called you a hypocrite for voting for a party that uses your people as political footballs? Or a little piggy GOP who votes for Trump.
I've told you, many, many times that I don't vote Republican. But that kind of thing doesn't fit in the brain of duopoly grunt.
 
So do I. That's why I oppose the kind of totalitarian government you long for.

This shit again!?!? I'm not a Republican. More to life than your precious "sides".

No. As long as you keep posting bullshit, and I'm bored enough, I'll call you on it.

Exactly. Let's keep it that way. I like to talk about ideas, not your personal issues.

I've told you, many, many times that I don't vote Republican. But that kind of thing doesn't fit in the brain of duopoly grunt.
What do we all want? I assume we all want everyone to be covered if they get cancer. Can we start there? And I mean without losing my life savings. Thank god I have employer provided healthcare. I better continue to have it till I'm 65. 10 more years. God willing.

I think a lot of us would support lowering medicare age to 62 when you can collect ss. Not 65. I know many, many, many people who are 63 or 64 and have told me they'd already be retired if they didn't have to pay out of pocket for healthcare.

I don't know what to say about 3rd party people. You have a lot of good ideas, you get it on some level, but you don't realize we live in a 2 party system and yall need to pick a side. And not the GOP side. Maybe instead of Trump you should have given Bernie Sanders or Elizabeth Warren a shot. OMG she said she was an indian. Isn't it crazy how one little thing can take a good Democrat down but Bush can lie us into Iraq and Trump can lie constantly and somehow to you, they are the same?
 
What do we all want? I assume we all want everyone to be covered if they get cancer. Can we start there? And I mean without losing my life savings. Thank god I have employer provided healthcare. I better continue to have it till I'm 65. 10 more years. God willing.
Hypothetical situation:

A person makes a decision at age 25 to not have health insurance, even if his employer offers "subsidized" option. Instead of making monthly health insurance payments, they save and invest the 300-1200 dollars as part of their "life savings."

At fifty-five, that person develops a very treatable, but very, very, expensive form of cancer.

Who should be responsible for paying for that treatment?
I think a lot of us would support lowering medicare age to 62 when you can collect ss. Not 65. I know many, many, many people who are 63 or 64 and have told me they'd already be retired if they didn't have to pay out of pocket for healthcare.
I was surprised when a co-worker told me that her husband's medicare (with supplements) was better than her workplace health plan. I have the same plan as she and it isn't bad, relative to most post ACA plans. Yet, she found Medicare to be better for her husband, who is only a few years older than I. He is a former football player and goes to the doctor more often than I due to old injuries and wear and tear.

So, from a strictly consumer viewpoint, lowering the age of Medicare makes a lot of sense - unless one uses dynamic reasoning.

If we lower the age for Medicare, then Medicare will cost more to administer. Who should be responsible for paying for that? We cannot just say "everyone!" becuase we know that will not happen. People who get Medicare at 62 and then are able to retire, for example, will not pay the additional price. The fact that they stop paying means even more money is needed.

Another way to look at it: who will pay the largest proportion of their wages/salaries/income to Medicare? Would it not be the lowest income among us?
 
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Hypothetical situation:

A person makes a decision at age 25 to not have health insurance, even if his employer offers "subsidized" option. Instead of making monthly health insurance payments, they save and invest the 300-1200 dollars as part of their "life savings."

At fifty-five, that person develops a very treatable, but very, very, expensive form of cancer.

Who should be responsible for paying for that treatment?

I was surprised when a co-worker told me that her husband's medicare (with supplements) was better than her workplace health plan. I have the same plan as she and it isn't bad, relative to most post ACA plans.

So, from a strictly consumer viewpoint, lowering the age of Medicare makes a lot of sense - unless one uses dynamic reasoning.

If we lower the age for Medicare, then Medicare will cost more to administer. Who should be responsible for paying for that?

Who should pay? You aren't going to like my answer. Billionaires should pay.
 
Who should pay? You aren't going to like my answer. Billionaires should pay.
But we know that will not happen. Democrats cannot outsmart Billionaires. Billionaires own Democrats - and Republicans.

Can you give a more realistic answer? It sounds like you want to have medicare for all in reality, but with a fairy tale way of paying for it.
 
Who should pay? You aren't going to like my answer. Billionaires should pay.
People should pay for their own health care. If you want to help the poor, that's one thing. But that's NOT what you're after. You want government to take over health care altogether. For everyone. No.
 
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