USMB Coffee Shop IV

[Foxfyre]

The cub Scouts were welcomed into the plant and asked to don a hair net.

I am so happy that they asked you to wear the hair net. Would not want to think of anything foreign like a hair to be in a Stouffer's pot pie.

More importantly did you enjoy Jackson Browne?

Doctor, my eyes!

Your bird stories are horrifying. Lol. I still love me some chicken thighs though!

Wings for me.

 

[ChrisL]

The cub Scouts were welcomed into the plant and asked to don a hair net.

I am so happy that they asked you to wear the hair net. Would not want to think of anything foreign like a hair to be in a Stouffer's pot pie.

More importantly did you enjoy Jackson Browne?

Doctor, my eyes!

Your bird stories are horrifying. Lol. I still love me some chicken thighs though!

Wings for me.

I like wings too but I've had a thing for chicken thighs lately.

 

[Montrovant]

Here's how to establish credit. Apply for a store credit card, Sears, Macy's, J C Penny. Don't worry, you'll get one.

Buy a couple pairs of socks or skivvies or a pair of tennis shoes. When the bill comes, pay it on time. I cannot stress that strongly enough.

You will then establish the fact that you can be trusted with a credit card. Monitor your credit scores monthly. If there are any questionable points on your score, contact the credit rating agency and ask questions! Questions like "why is this payment not shown?" "What can I do to raise my credit score?"

After a few months, your credit score should be respectable enough to justify a major credit card. Apply for one. Make a small purchase like a bicycle or a television set. Again, when the bill comes, pay it on time!

Before you know it, you will be able to finance a home or car.

Then welcome to my world! A place where the payments never end and you'll wish you never applied for that store credit card in the first place!

Or you can do what I did and destroy your credit rating, if you want anything save up for it, if it's a big purchase save up enough to pay at least one third down and you'll get credit at a good rate, put down half and it will be a great rate.......
That way no one wants to steal your ID.......

Pop always said, "Pay cash for the luxuries and finance the necessities."

Want that kick ass stereo system? Save for it. Need a car to get to work? Finance it.

Need a car, put down at least half for it, need a house buy half of what you can afford and put down as much as possible........
In reality vehicles tend to depreciate fastest so never buy new and always try to buy what you can afford, if that's a $5000 visual junker with a good engine and drive train then that's what you buy unless you can find a way to make the vehicle earn money.

I'm planning to skip credit cards. I'll just get a debit card whenever I return to the land of those paid with money and get a bank account.

I will probably also be dealing with buying a car for the first time some time in the next couple of years. Admittedly, I still haven't gotten a license, but I plan on that this year, sadly. I've saved so much money over the years not having a car. I doubt I'll be able to continue that, though.

A driver's license is a good thing to have for many reasons. You can wait on buying the car part until you need one. A credit card, if even a self funded one, is a good thing to have. You can't rent a car or check into some hotels etc. without one. Carrying a lot of cash these days is not a good idea. But I figure you'll work it all out as you transition into the more complicated world the rest of us occupy here.

I don't forsee a lot of need to rent cars or use hotels in my future. I don't go anywhere.

 

[Ringel05]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

 

[saveliberty]

Need a car, put down at least half for it, need a house buy half of what you can afford and put down as much as possible........
In reality vehicles tend to depreciate fastest so never buy new and always try to buy what you can afford, if that's a $5000 visual junker with a good engine and drive train then that's what you buy unless you can find a way to make the vehicle earn money.

Trucks and some SUVs depreciate at slower rates than most cars.

 

[Ringel05]

Need a car, put down at least half for it, need a house buy half of what you can afford and put down as much as possible........
In reality vehicles tend to depreciate fastest so never buy new and always try to buy what you can afford, if that's a $5000 visual junker with a good engine and drive train then that's what you buy unless you can find a way to make the vehicle earn money.

Trucks and some SUVs depreciate at slower rates than most cars.

Yeah I know and some depreciate much quicker. I remember years ago looking at a one year old used Land Rover, it was going for half the price it did when sold new. Didn't buy it because the upkeep is expensive.

 

[gallantwarrior]

Howdy, y'all!
It's been awhile but I have a couple of minutes to stop by. I read a few of the newest posts but there were about 30 pages from where I last stopped by.
Between cleaning up around the place I'm staying now, and clearing trees and cutting firewood up in Willow, it's been a very busy time for me. I have a couple dozen old, rotting 800 lb round bales of hay that need gone in the first place, and lots of accumulated debris that has to be loaded and taken to the landfill. On the Willow side, all the "slash" from the trees we're cutting has to be loaded and taken to the landfill, too. It's been so hot and dry, I don't want to risk burning the stuff, which is what we'd usually do with it. I do feel much better, clearing trees and brush away from the cabin and sheds in Willow, to be sure. And, I've now put up almost five cords of firewood! The partner can sit and operate the wood-splitter, but I have had to overcome my fear of using a chainsaw. I'm very cautious, but can now lop up a good-sized tree. Of course, you might guess who's lugging all that wood back and forth and stacking it...
Another old friend and her hubby will be here next week. She's got family here and I am going to loan them my Jeep to get around in. I still have the Dodge (it's air-conditioned!!!) so I can afford to share. They live in Arizona now, since she got married and he retired. This has been a very social summer for me, so far.
Well, almost time to clock out and head off to breakfast with the partner and another buddy. All three of us work on the Willow place and we need to discuss further strategy for clearing up. This weekend, I hope to drag some of the stumps away and dispose of those, too.
Check back later!

I can't keep up either...I am, however, getting my kitchen and the upstairs bathroom redone...Yay, I won't be ashamed of my kitchen anymore. Trust me guys, it's horrible. Plus, it's going to be much bigger. Whoever designed this house back in 1963 when it was built, made a 3,000 square foot house with about a 10 x 12 foot kitchen. Obviously it was a man as only a man back then would have designed such a small kitchen.

Hey, you saw how tiny my whole place was! Of course, when you have to cut and split firewood it's amazing how much smaller a house can be.

 

[gallantwarrior]

It's funny what pops into my head from time to time. I was thinking about making a trip to Tombstone sometime this year and the movie Tombstone came to mind. What I was seeing in my mind's eye was the scene where Wyatt and Josephine met up in the mountains while on a casual ride, trees, green grass, a natural lake....... The closest area resembling that would be the Pinos Altos Mountains about 170 miles away, if they rode hard to get there it would take them 4.5 to 5 days just to get to the foothills another 2 to 3 days to get into the mountains where a scene like that might be found. Kinda far to go for a casual ride........
Don'tcha just love Hollywood.......

"On Deadly Ground" was pure Hollywood, too. Riding horses over those mountains on the North Slope? Yeah...not really...

 

[Montrovant]

I hate how everything revolves around credit! I need a form from the IRS for my financial aid for school. OK, let me go see about that. I can apparently go to the IRS website and get it easily. Great! I go to the IRS website, click the appropriate links, start the sign up process......I have to have a credit card, or home or auto loan, or some sort of line of credit to verify my identity. WTF? I have a social security card, a state ID, the post office has my name and address on file, but I have to have some sort of credit to get a file which costs no money? *sigh*

I don't have any of those things, living without money as I mostly do. OK, what are my options? I can have them send me a copy of the form by mail instead. Great! Let me click the appropriate link. I put in my information, which is basically my SSN, name and address. Click enter. This cannot be processed, call this number instead. WTF?

I'll call in the morning and hope there isn't some new reason they can't send me a simple, free form to just verify I didn't need to file taxes last year (I haven't had to file taxes in 8 years or so, my 'pay' is basically room & board). If you don't have a credit card, or a car, or own a home, it's as though you don't exist. I've had this sort of problem before, I was once unable to open a bank account because the bank couldn't find my credit score. Credit? I wanted to open a damn savings account, not take out a loan!

On the plus side, assuming this all sorts itself out, the school site is showing me being eligible for not only the Pell Grant in full, but another grant as well. Yes, it also shows the total estimated costs at $7,000+ more than I expected, but that includes room & board as well as transportation costs, which are non-existent for an online class. Hopefully I can at least get the full Pell Grant still once the actual costs are determined.

I called the IRS number.....can't provide transcript information. I tried to maneuver through the recorded message to get to an actual operator but never did. I found a form I can mail to the IRS in order to get them to mail the form I need to me, so unless my employer's printer has a fax that works, that's what I'll be doing.

Damn you, IRS!

 

[Dajjal]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

I get packets of ready cooked, sliced chicken breast.

 

[Ringel05]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

I get packets of ready cooked, sliced chicken breast.

Whatever works for ya. I prefer cooking my own my way unless I get lazy then I pick up a ready made (hot) rotisserie chicken of have the occasional Marie Callenders pot pie. With the rotisserie chicken I can get two or three meals out of it then use the bones, fat, skin, etc to make a quart of chicken broth which I can use in other recipes or use to make a soup.

 

[Dajjal]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

I get packets of ready cooked, sliced chicken breast.

Whatever works for ya. I prefer cooking my own my way unless I get lazy then I pick up a ready made (hot) rotisserie chicken of have the occasional Marie Callenders pot pie. With the rotisserie chicken I can get two or three meals out of it then use the bones, fat, skin, etc to make a quart of chicken broth which I can use in other recipes or use to make a soup.

Years ago I used to steam chicken in a steamer along with vegetables. But I am too lazy now even to do that. So I just make cold chicken salad every day. I am not really interested in food, and mainly just eat to stay alive.

 

[Montrovant]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

I get packets of ready cooked, sliced chicken breast.

Whatever works for ya. I prefer cooking my own my way unless I get lazy then I pick up a ready made (hot) rotisserie chicken of have the occasional Marie Callenders pot pie. With the rotisserie chicken I can get two or three meals out of it then use the bones, fat, skin, etc to make a quart of chicken broth which I can use in other recipes or use to make a soup.

Cooking my own way IS lazy.

 

[Ridgerunner]

I get packets of ready cooked, sliced chicken breast.

I get 2 or 3 meals out of these...

 

[Montrovant]

I get packets of ready cooked, sliced chicken breast.

I get 2 or 3 meals out of these...

View attachment 82418

That's the kind of thing I eat when I'm making my own food.

 

[Ringel05]

I get packets of ready cooked, sliced chicken breast.

I get 2 or 3 meals out of these...

View attachment 82418

That's the kind of thing I eat when I'm making my own food.

I used to get really fancy when making my own food, now I rarely do anything that requires much kitchen work.

 

[Montrovant]

I get packets of ready cooked, sliced chicken breast.

I get 2 or 3 meals out of these...

View attachment 82418

That's the kind of thing I eat when I'm making my own food.

I used to get really fancy when making my own food, now I rarely do anything that requires much kitchen work.

I consider cutting up lettuce for a salad too much kitchen work.

 

[blackhawk]

The weather forecast here for at least the next two months.

 

[Foxfyre]

Chicken wings, unless you buy them in a grocery store they're over priced and over hyped.

We buy a LOT of them when they are on sale and freeze them. Then when we have them, it is via my own recipes. And they are good.

 

[Foxfyre]

I get packets of ready cooked, sliced chicken breast.

I get 2 or 3 meals out of these...

View attachment 82418

That's the kind of thing I eat when I'm making my own food.

I used to get really fancy when making my own food, now I rarely do anything that requires much kitchen work.

I don't either when I'm the only one eating. But if I have somebody to cook for, I want them to like it.