Is There Any Retired Military Folks Here ?

Wildman

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if yes.., what are you thoughts and ideas of this bullshit Obozocare, how is it going to affect us ? and our "Tri-Care For Life" .............. ?
 
if yes.., what are you thoughts and ideas of this bullshit Obozocare, how is it going to affect us ? and our "Tri-Care For Life" .............. ?

I didn't retire. I got out after 15. But my brother [MENTION=15726]Hossfly[/MENTION] is a retired E-8 and is very familiar with the system. Let's ask him.
 
more than you can shake a stick at....

so far tri care is covering my mother....i see walgreens is taking it again....

i have no clue how obama care is gonna work or if it will cause any changes to tri care
 
We're being involuntarily moved from Tricare Prime to Tricare Standard effective 1 October.

Pro:

--Our monthly fee will not increase.

--We'll be able to see more providers. Currently, we have to travel quite a bit for specialist care. Standard will let us see local specialists.

-- No out-of-pocket cost for most preventive care...unchanged from Prime, but again, we'll be able to see local providers, so travel costs will be lower.

-- Won't need referrals, but may need prior authorization for some services.

Con:

-- Annual outpatient deductible before cost shares kick in -- $150 per individual, no more than $300 per family

-- Cost shares will be increased. Under Prime, a doctor visit cost us $12. Now will be 25% of allowable charges. The $65 doc visit that cost us 12 bucks will now cost us $16.25. Hospitalization will cost us $250 a day or 25% of billed services, whichever is less. Catastrophic cap is unchanged from Prime at $3K for the whole family.

-- Non-network providers may charge up to 15% above the TRICARE allowable charge -- which I'd have to pay.

All in all, it's not going to be too painful. The wider choice of providers, and the lack of referrals is a big plus.

The border between Tricare North and South regions runs through my county. When we lived on the north end, we could see providers, including specialists, just 20 minutes away. Now we're in the south end, and South Region has the closest specialists about 90 minutes away.

There's a good comparison of the Tricare plans here, just click on question #4: Frequently Asked Questions

Doesn't cover Tricare for Life, I'm afraid, but you should be able to find something from the home page.
 
Thank GOD, we get to keep our US Family Health plan.....it's administered by Tufts HMO here, which is great.

Since we are under USFH, we get to keep them when we go to Medicare (in a few years): they also service the area that we're looking to retire to, and we hope to continue with USFH then.
 
If you're retired military you already have healthcare. Why would you want to know what a segment of the populatrion who have benefits thinks?
 
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We're being involuntarily moved from Tricare Prime to Tricare Standard effective 1 October.

Pro:

--Our monthly fee will not increase.

--We'll be able to see more providers. Currently, we have to travel quite a bit for specialist care. Standard will let us see local specialists.

-- No out-of-pocket cost for most preventive care...unchanged from Prime, but again, we'll be able to see local providers, so travel costs will be lower.

-- Won't need referrals, but may need prior authorization for some services.

Con:

-- Annual outpatient deductible before cost shares kick in -- $150 per individual, no more than $300 per family

-- Cost shares will be increased. Under Prime, a doctor visit cost us $12. Now will be 25% of allowable charges. The $65 doc visit that cost us 12 bucks will now cost us $16.25. Hospitalization will cost us $250 a day or 25% of billed services, whichever is less. Catastrophic cap is unchanged from Prime at $3K for the whole family.

-- Non-network providers may charge up to 15% above the TRICARE allowable charge -- which I'd have to pay.

All in all, it's not going to be too painful. The wider choice of providers, and the lack of referrals is a big plus.

The border between Tricare North and South regions runs through my county. When we lived on the north end, we could see providers, including specialists, just 20 minutes away. Now we're in the south end, and South Region has the closest specialists about 90 minutes away.

There's a good comparison of the Tricare plans here, just click on question #4: Frequently Asked Questions

Doesn't cover Tricare for Life, I'm afraid, but you should be able to find something from the home page.

I have standard
It's very good until Obama ***** it up
Google Tom philpott Tricare
He's a freelance journalist who covers military benefits and he's a good guy
He's been around for years
 
If you're retired military you already have healthcare. Why would you want to know what a segment of the populatrion who have benefits thinks?

Because Obamacare is affecting Tricare.

Idiot.

Yes, it started with the 'patch' for children ages 23-26: Tricare was required to be made available to them, so now we get to pay another $201/month/child for such coverage. That may not seem like a lot to people - but we've only been paying $480/YEAR for premiums for the family...... The 'per child' part is the killer.

Of course, we being nasty people, we're making the kid pay his own premiums. And his student loans. Those eat about 1/4 of his take-home pay.
 
Not iin any way that that is going to veipple anyone.

Err...Moron?
 
if yes.., what are you thoughts and ideas of this bullshit Obozocare, how is it going to affect us ? and our "Tri-Care For Life" .............. ?

I didn't retire. I got out after 15. But my brother [MENTION=15726]Hossfly[/MENTION] is a retired E-8 and is very familiar with the system. Let's ask him.
It seems that Tri-care will not be affected by Obama's plan. People on Tri-care can check out the bottom third of this link for an explanation and there are further information links for Tri-care and VA benefits.


Health Law Answers - Report | AARP Health Law Answers
 
We're being involuntarily moved from Tricare Prime to Tricare Standard effective 1 October.

Pro:

--Our monthly fee will not increase.

--We'll be able to see more providers. Currently, we have to travel quite a bit for specialist care. Standard will let us see local specialists.

-- No out-of-pocket cost for most preventive care...unchanged from Prime, but again, we'll be able to see local providers, so travel costs will be lower.

-- Won't need referrals, but may need prior authorization for some services.

Con:

-- Annual outpatient deductible before cost shares kick in -- $150 per individual, no more than $300 per family

-- Cost shares will be increased. Under Prime, a doctor visit cost us $12. Now will be 25% of allowable charges. The $65 doc visit that cost us 12 bucks will now cost us $16.25. Hospitalization will cost us $250 a day or 25% of billed services, whichever is less. Catastrophic cap is unchanged from Prime at $3K for the whole family.

-- Non-network providers may charge up to 15% above the TRICARE allowable charge -- which I'd have to pay.

All in all, it's not going to be too painful. The wider choice of providers, and the lack of referrals is a big plus.

The border between Tricare North and South regions runs through my county. When we lived on the north end, we could see providers, including specialists, just 20 minutes away. Now we're in the south end, and South Region has the closest specialists about 90 minutes away.

There's a good comparison of the Tricare plans here, just click on question #4: Frequently Asked Questions

Doesn't cover Tricare for Life, I'm afraid, but you should be able to find something from the home page.

I have standard
It's very good until Obama ***** it up
Google Tom philpott Tricare
He's a freelance journalist who covers military benefits and he's a good guy
He's been around for years

http://www.usmessageboard.com/milit...health-care-program-targeted.html#post3907342

Tricare? Republicans have been trying to cut that for years. But you knew that, right?
 
Those receiving military retirement pay basically fall into two categories in reference to Obamacare. 1. Receiving military retired pay and not receiving medicare -(under 65 years).
Your primary insurance will be from your employer if so provided; if not then you will be must purchase a policy under Obamacare from one of the exchanges in your state. Depending upon your income level you may qualify for a govt. subsidy to assist in purchasing that policy. You keep your eligibilty for Tricare For Life as your secondary payer and for prescriptions.
2. If you are on Medicare you do nothing as you will remain on it and Tricare for Life is your secondary carrier.
 
Those receiving military retirement pay basically fall into two categories in reference to Obamacare. 1. Receiving military retired pay and not receiving medicare -(under 65 years).
Your primary insurance will be from your employer if so provided; if not then you will be must purchase a policy under Obamacare from one of the exchanges in your state. Depending upon your income level you may qualify for a govt. subsidy to assist in purchasing that policy. You keep your eligibilty for Tricare For Life as your secondary payer and for prescriptions.
2. If you are on Medicare you do nothing as you will remain on it and Tricare for Life is your secondary carrier.

Horse Shit -

Plan Summary
Welcome to TRICARE Standard and Extra!

TRICARE Standard and Extra offers comprehensive coverage from any TRICARE-authorized provider, network or non-network.

If you see a network provider, you're using the Extra option. It will cost you less out of pocket and the provider will file claims for you.
If you see a non-network provider, you're using the Standard option. You'll pay more out-of-pocket and may have to file your own claims.

You may access care at military hospitals and clinics on a space-available basis. Remember, your care is not "managed" so you'll never need a referral for any type of care, however, some types of care may require prior authorization.
Your Regional Contractor

Your regional contractor is Health Net Federal Services, LLC. You will work closely with Health Net on many issues, such as prior authorization requests, claims processing and customer service. You should visit www.hnfs.com regularly to learn about programs, news and events in the North Region. You can register online to track referrals, authorization, claims and much more.
 
15th post
Tricare is not affected in any way by Obamacare.

Tricare has been affected by recent screwing of the retiree's.

One, Tricare Prime has been taken away from any retiree who lives more than 40 miles from a military healthcare facility....you know, the ones who use it the most....

And the cost for prescriptions has gone up. And they plan on taking them up even higher. Right now a prescription that cost $9 just 4 years ago went up to $25 and now is at $42....We are being told it could go to $65.

And remember, many of the retirees today were told that they would have free health and dental for life if they did their 20..... There went that lie... Oh, BTW, it's been from both sides of the coin, left and right.... When congress needs a buck, we provide it.......
 
The cost of military health care has climbed up to the roof because of the two wars we have been fighting. Technology has greatly improved in saving our Soldiers. This leads to more and more disabled on the VA roles. In past wars a lot of these Soldiers would have died.

Obama said during the last debt ceiling debate he wanted to raise the price of Tricare on working age retirees so high that they would be better off using the exchanges. That is the goal.

We have been screwed by both sides as far as that goes SEN Coburn was the first to suggest raising our premiums as much as 300% depending on retired grade.

As of right now the only change is the radius from the closest post or BRAC post was reduced to 40 miles.
 

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