Home insurance and climate

[Crepitus]

What a wonderful post. I do hope that is satire and not your real opinion. Because if that is your real opinion, then you are on ignorant person.

No, he really is that stupid.

 

[Old Rocks]

MSN posted easily verifiable lies,



No evidence provided.



No evidence provided.



No evidence provided.

Meanwhile this is OFFICIAL evidence you will ignore:

=====


And here is the latest study from Nature Magazine showing, guess what? Globally, droughts are decreasing, not increasing.

View attachment 1130134

Nor are the extremes in the amount of moisture (droughts, floods) increasing in the US.

View attachment 1130135
And the same is true in Europe. No increase or decrease in droughts in 150 years.

View attachment 1130136

===

Let’s move on to snow. Remember all the hysteria about how “our children just won’t know what snow is”? Turns out the rumors of the death of snow are greatly exaggerated. Here’s the 2023-2024 snow record to date … it’s within one standard deviation of the mean, not unusual in the slightest.

View attachment 1130137
And here is the Rutgers Snow Labatory’s snow extent data from 1972 to April 2023 … basically, no change.

View attachment 1130138
===

There has been no global increase in the radiated energy of wildfires … here’s the NASA satellite data.

View attachment 1130139
Here’s Australia …

View attachment 1130140

Here’s the data from Canada … the number of fires and the area burned are both decreasing.

View attachment 1130141

And some more real-world global wildfire data …

View attachment 1130142
There’s another way to measure wildfires, by the amount of CO2 emitted from fires globally. Again, the trend is downward. SOURCE

View attachment 1130143
And here’s another graph, showing total area burned by wildfires 2012-2025, from here.

View attachment 1130144
===

No increase in hot days.

View attachment 1130145

LINK

Pretty evident that we have a rapidly increasing temperature in the troposphere.

Latest Global Temps « Roy Spencer, PhD

www.drroyspencer.com

Looks like the ocean is also warming.

Climate Change Indicators: Sea Surface Temperature | US EPA

This indicator describes global trends in sea surface temperature.

www.epa.gov

Well now, looks like heat waves are becoming more intense and frequent.

Climate Change Indicators: Heat Waves | US EPA

This indicator describes trends in multi-day extreme heat events across the United States.

www.epa.gov

Canada had a bad year in 2023.

Canadian Wildland Fire Information System | Canadian National Fire Database (CNFDB)

cwfis.cfs.nrcan.gc.ca

Looks like Australia is having a bit of a problem with increasing fires.

Multi-decadal increase of forest burned area in Australia is linked to climate change - Nature Communications

The degree to which wildfire activity in Australia is affected by climate change is not well quantified. Here, the authors show that the frequency of forest fires and the area burned have increased significantly over recent decades, mainly due to an increase in dangerous fire weather conditions...

www.nature.com

And just to finish it off, a paper from the oldest scientific society in the world, the Royal Society, not that any of the rightwingnutjobs here will read it;

https://royalsocietypublishing.org/doi/10.1098/rstb.2023.0446

 

[westwall]

View attachment 1131289

Pretty evident that we have a rapidly increasing temperature in the troposphere.

Latest Global Temps « Roy Spencer, PhD

www.drroyspencer.com

View attachment 1131291

Looks like the ocean is also warming.

Climate Change Indicators: Sea Surface Temperature | US EPA

This indicator describes global trends in sea surface temperature.

www.epa.gov

View attachment 1131292

Well now, looks like heat waves are becoming more intense and frequent.

Climate Change Indicators: Heat Waves | US EPA

This indicator describes trends in multi-day extreme heat events across the United States.

www.epa.gov

View attachment 1131295

Canada had a bad year in 2023.

Canadian Wildland Fire Information System | Canadian National Fire Database (CNFDB)

cwfis.cfs.nrcan.gc.ca

View attachment 1131303

Looks like Australia is having a bit of a problem with increasing fires.

Multi-decadal increase of forest burned area in Australia is linked to climate change - Nature Communications

The degree to which wildfire activity in Australia is affected by climate change is not well quantified. Here, the authors show that the frequency of forest fires and the area burned have increased significantly over recent decades, mainly due to an increase in dangerous fire weather conditions...

www.nature.com

And just to finish it off, a paper from the oldest scientific society in the world, the Royal Society, not that any of the rightwingnutjobs here will read it;

https://royalsocietypublishing.org/doi/10.1098/rstb.2023.0446

None of which matters. Remember, child, correlation doesn't equal causation.

 

[Toddsterpatriot]

View attachment 1131289

Pretty evident that we have a rapidly increasing temperature in the troposphere.

Latest Global Temps « Roy Spencer, PhD

www.drroyspencer.com

View attachment 1131291

Looks like the ocean is also warming.

Climate Change Indicators: Sea Surface Temperature | US EPA

This indicator describes global trends in sea surface temperature.

www.epa.gov

View attachment 1131292

Well now, looks like heat waves are becoming more intense and frequent.

Climate Change Indicators: Heat Waves | US EPA

This indicator describes trends in multi-day extreme heat events across the United States.

www.epa.gov

View attachment 1131295

Canada had a bad year in 2023.

Canadian Wildland Fire Information System | Canadian National Fire Database (CNFDB)

cwfis.cfs.nrcan.gc.ca

View attachment 1131303

Looks like Australia is having a bit of a problem with increasing fires.

Multi-decadal increase of forest burned area in Australia is linked to climate change - Nature Communications

The degree to which wildfire activity in Australia is affected by climate change is not well quantified. Here, the authors show that the frequency of forest fires and the area burned have increased significantly over recent decades, mainly due to an increase in dangerous fire weather conditions...

www.nature.com

And just to finish it off, a paper from the oldest scientific society in the world, the Royal Society, not that any of the rightwingnutjobs here will read it;

https://royalsocietypublishing.org/doi/10.1098/rstb.2023.0446

1979 was ******* cold.
Why don't you post data starting in 1940?

 

[Zincwarrior]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

www.msn.com

Screw you MAGA. Global warming is fake!

 

[Meister]

Holy shit he linked ALEC.

Who will you link next? Satan?

Of course you could refute what the article stated, but, everyone knows YOU CAN'T.

 

[Grumblenuts]

Who will you link next? Satan?

Can't link it safely:

satan.org doesn’t support a secure connection with HTTPS​

ALEC -- Available Limp Evil Cucks

 

[debbiedowner]

I blame democrats for those fires. Poor water management, poor dead wood clearing. If I was in the insurance business
I clear out too with that kind of political environment.

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to wildfire remediation efforts, and misplaced spending priorities have left Californians vulnerable to disasters that are both predictable and preventable.

With the largest economy of any U.S. state, California has no shortage of financial resources. In 2024, Governor Gavin Newsom announced an unexpected $16.5 billion budget surplus. Yet, instead of prioritizing wildfire prevention, the administration cut the CAL FIRE resource management budget by 50%, reducing funding for critical forest and wildfire resilience programs. This shortfall forces firefighters to contend with overgrown forests and unchecked underbrush that act as kindling for the state’s now-annual infernos.

California’s Wildfire Crisis: A Failure of Priorities - American Legislative Exchange Council

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to...

alec.org

That's about as stupid as me blaming the republicans for hurricanes in Florida.

 

[ReinyDays]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

www.msn.com

Have you adjusted for inflation? ... and how are you measuring this inflation in the building supply sector? ... "Dollars" are not a scientific measure ...

Most mortgages in Santa Monica were unaffordable before the fires ... California's problem is they let Rich folk build where ever they want ... and wildfire prone areas are all that's left for top dollar mansions ... it's far and away worth paying to live in Pacific Palisades ... you know ... overlooking Santa Monica beach ...

 

[Crepitus]

Of course you could refute what the article stated, but, everyone knows YOU CAN'T.

Refute ALEC?

Izzat a joke?

 

[Meister]

Refute ALEC?

Izzat a joke?

I did not say anywhere in my post to refute ALEC, I said to refute what was stated.
Sheesh, I never knew the English language could be so complicated.

 

[Meister]

That's about as stupid as me blaming the republicans for hurricanes in Florida.

You shouldn't be criticizing what you obviously don't understand, Debbie.
There were a number of preventative course of actions that could have minimized
the disasters.

 

[Old Rocks]

1979 was ******* cold.
Why don't you post data starting in 1940?

LOL Because there were no satellites measuring tropospheric temperatures in 1940.

1979 was ******* cold.
Why don't you post data starting in 1940?

Damn, but that is a funny comment. You see there were many colder years after that, only after 1995 were there no years colder than 1979. Why you would even say something that silly is a mystery.

 

[Old Rocks]

None of which matters. Remember, child, correlation doesn't equal causation.

LOL And you are supposed to be a PhD in Geology? Did you ever take a course in Chemistry or Physics? Evidently not, as you ignore what the evidence is in those two fields concerning outgoing infrared radiation and CO2 and CH4. Here, learn something;

https://courses.seas.harvard.edu/climate/eli/Courses/global-change-debates/Sources/CO2-saturation/more/Zhong-Haigh-2013.pdf

 

[EMH]

LOL And you are supposed to be a PhD in Geology? Did you ever take a course in Chemistry or Physics? Evidently not, as you ignore what the evidence is in those two fields concerning outgoing infrared radiation and CO2 and CH4. Here, learn something;

https://courses.seas.harvard.edu/climate/eli/Courses/global-change-debates/Sources/CO2-saturation/more/Zhong-Haigh-2013.pdf

Can't answer basic climate questions, can parrot fudged fraud.

Is Earth warming? No

NO WARMING in the ATMOSPHERE
NO WARMING in the OCEANS
NO ONGOING NET ICE MELT
NO BREAKOUT IN CANE ACTIVITY
NO OCEAN RISE
NO RISE IN SURFACE AIR PRESSURE


all your side has is Urban Heat Island Effect and FUDGED FRAUD....

 

[Toddsterpatriot]

LOL Because there were no satellites measuring tropospheric temperatures in 1940.

Damn, but that is a funny comment. You see there were many colder years after that, only after 1995 were there no years colder than 1979. Why you would even say something that silly is a mystery.

View attachment 1131677

Start your chart at a cold point, to make things look warmer.
Convenient.

 

[westwall]

LOL And you are supposed to be a PhD in Geology? Did you ever take a course in Chemistry or Physics? Evidently not, as you ignore what the evidence is in those two fields concerning outgoing infrared radiation and CO2 and CH4. Here, learn something;

https://courses.seas.harvard.edu/climate/eli/Courses/global-change-debates/Sources/CO2-saturation/more/Zhong-Haigh-2013.pdf

Of course. Now show the class where correlation equals causation.

Show a picture of the page in a book that claims that.

Go!

 

[EMH]

outgoing infrared radiation

Infrared is WEAK EM. One UV photon = 10k IR photons

THAT is why CO2 does NOTHING...

In the scope of human intelligence, CO2 FRAUD supporters are as weak as IR is as EM....

 

[CrusaderFrank]

The fact is that AT MOST 120PPM of CO2 will raise temperature .0024F

Delta between common air and 100% CO2

Experiment 1: 90-90 = 0
Experiment 2: 100-94 = 6
Experiment 3: 110-99= 11
Experiment 4: 120-100= 20

The incremental heat from 120PPM CO2 is therefore:

Experiment 1: 0
Experiment 2: .00072F
Experiment 3: .00132F
Experiment 4: .0024F

 

[CrusaderFrank]

LOL Because there were no satellites measuring tropospheric temperatures in 1940.

Damn, but that is a funny comment. You see there were many colder years after that, only after 1995 were there no years colder than 1979. Why you would even say something that silly is a mystery.

View attachment 1131677

That chart is AFTER the unwarranted "baseline adjustment" right?

LOL Because there were no satellites measuring tropospheric temperatures in 1940.

Damn, but that is a funny comment. You see there were many colder years after that, only after 1995 were there no years colder than 1979. Why you would even say something that silly is a mystery.

View attachment 1131677