Home insurance and climate

[Old Rocks]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

 

[JGalt]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

Insurance companies didn't go into business to lose money.

 

[Meister]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

I blame democrats for those fires. Poor water management, poor dead wood clearing. If I was in the insurance business
I clear out too with that kind of political environment.

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to wildfire remediation efforts, and misplaced spending priorities have left Californians vulnerable to disasters that are both predictable and preventable.

With the largest economy of any U.S. state, California has no shortage of financial resources. In 2024, Governor Gavin Newsom announced an unexpected $16.5 billion budget surplus. Yet, instead of prioritizing wildfire prevention, the administration cut the CAL FIRE resource management budget by 50%, reducing funding for critical forest and wildfire resilience programs. This shortfall forces firefighters to contend with overgrown forests and unchecked underbrush that act as kindling for the state’s now-annual infernos.

California’s Wildfire Crisis: A Failure of Priorities - American Legislative Exchange Council

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to...

alec.org

 

[Toddsterpatriot]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

I would never deny that insurance companies and other sane companies are fleeing the idiocy in California.

Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most.

If you can't afford to insure your home, that should tell you something.

 

[1srelluc]

Build/buy in a potential fire trap or flood/hurricane zone and you are gonna pay. It's as simple as that.....Insurance is issued/priced with the risk to the company in mind.

Risk too great at any premium for a company to insure you then it just sucks to be you.

 

[EMH]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

1. there are more fires, because CO2 FRAUD is misdiagnosing the cause and hence blocking solutions

2. there is no increase in storms, none.


Question for you. If Earth was warming, would there be more wildfires or less???

 

[EMH]

I blame democrats for those fires

The Democrats and a good portion of the "Republicans" (a CA "Republican" can be openly gay and left wing but is always for involving the US in wars solely for the benefit of Israel) united to block increasing desalination of ocean water 25 years ago. After all, if you did desalination, you'd reduce the fires, and hence CO2 FRAUD could not blame the "fires" on CO2 FRAUD....


NEVER MIND WHEN EARTH ACTUALLY DOES WARM IT GETS WETTER AND HENCE WOULD HAVE LESS FIRES...

Google Search

 

[CrusaderFrank]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

Catastrophic sea level rise vs insurance companies using climate scam to increase their bottom line

 

[CrusaderFrank]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

Are there two versions of CO2, one for fires and one for floods?

 

[EMH]

Are there two versions of CO2, one for fires and one for floods?

Whatever the weather, just blame "Global Warming..."

 

[Grumblenuts]

https://www.reuters.com/fact-check/single-photo-malta-tidal-baths-is-not-proof-sea-level-rises-are-hoax-2024-07-17/

 

[Sunsettommy]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

MSN posted easily verifiable lies,

The root cause is human activity. The burning of dirty energy sources creates planet-overheating pollution that warms Earth. This leads to what scientists call "hydroclimate whiplash," wherein years of heavy rainfall create dense vegetation, then sudden drought turns that growth into kindling.

No evidence provided.

Add record temperatures, early snowmelt, and wind, and landscapes become fuses waiting for a spark. Fire Weather Index anomalies across North America show levels of risk unseen in over a decade.

No evidence provided.

The situation creates a feedback loop that makes things worse. Fires don't just destroy property; they release carbon into the atmosphere. In 2023, Canadian wildfires released more carbon than the oil and gas industry, transportation, buildings, or heavy industry. That carbon speeds up warming, which raises temperatures and drives more fires.

No evidence provided.

Meanwhile this is OFFICIAL evidence you will ignore:

=====


And here is the latest study from Nature Magazine showing, guess what? Globally, droughts are decreasing, not increasing.

Nor are the extremes in the amount of moisture (droughts, floods) increasing in the US.

And the same is true in Europe. No increase or decrease in droughts in 150 years.

===

Let’s move on to snow. Remember all the hysteria about how “our children just won’t know what snow is”? Turns out the rumors of the death of snow are greatly exaggerated. Here’s the 2023-2024 snow record to date … it’s within one standard deviation of the mean, not unusual in the slightest.

And here is the Rutgers Snow Labatory’s snow extent data from 1972 to April 2023 … basically, no change.

===

There has been no global increase in the radiated energy of wildfires … here’s the NASA satellite data.

Here’s Australia …

Here’s the data from Canada … the number of fires and the area burned are both decreasing.

And some more real-world global wildfire data …

There’s another way to measure wildfires, by the amount of CO2 emitted from fires globally. Again, the trend is downward. SOURCE

And here’s another graph, showing total area burned by wildfires 2012-2025, from here.

===

No increase in hot days.

LINK

 

[EMH]

https://www.reuters.com/fact-check/single-photo-malta-tidal-baths-is-not-proof-sea-level-rises-are-hoax-2024-07-17/

The reason why there is nothing "sinking" on Earth is because oceans are not rising, because there is no ongoing net ice melt, because Earth is not warming.

 

[Old Rocks]

I blame democrats for those fires. Poor water management, poor dead wood clearing. If I was in the insurance business
I clear out too with that kind of political environment.

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to wildfire remediation efforts, and misplaced spending priorities have left Californians vulnerable to disasters that are both predictable and preventable.

With the largest economy of any U.S. state, California has no shortage of financial resources. In 2024, Governor Gavin Newsom announced an unexpected $16.5 billion budget surplus. Yet, instead of prioritizing wildfire prevention, the administration cut the CAL FIRE resource management budget by 50%, reducing funding for critical forest and wildfire resilience programs. This shortfall forces firefighters to contend with overgrown forests and unchecked underbrush that act as kindling for the state’s now-annual infernos.

California’s Wildfire Crisis: A Failure of Priorities - American Legislative Exchange Council

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to...

alec.org

So Goddamned stupid of a post. Have you no comprehension of the size of the forests in the West? Or the fact that the conditions have changed? Over fifty years ago I worked for the Forest Service in Eastern Oregon. And fought several fires. At that time, most fires in the Malheur were measured in acres. And once in a while we would have high winds, but that was usually in the winter and spring. A 50 mile an hour wind, and mismanagement of the beginning of the fire allowed a burn that exceeded over 172 square miles. Failure to hit the fire early on before the high wind allowed it to explode. However, as there was another fire in the same area, it may have only slowed down the spread. Once the fire entered the Canyon Creek area, with it's very steep terrain, there was no stopping it. And this is the case in many areas. We are seeing huge fires from the extended dry periods, and a much more energetic atmosphere, which translates into high winds. 100,000 acre fires are no longer unusual. You want to manage the West's forests? How many 100 billions are you willing to spend? And where are you going to get the manpower? Especially now that we are running all the undocumented workers that used to do much of that kind of work out of the nation. Hell, we have crops rotting in the fields right now thanks to the bigotry of the braindead far right.

Weeks after Canyon Creek Complex fire, many weighing whether it's worth it to rebuild

The Canyon Creek Complex fire charred more than 172 square miles, or more than 110,000 acres, destroying 43 homes.

www.oregonlive.com

 

[Old Rocks]

The reason why there is nothing "sinking" on Earth is because oceans are not rising, because there is no ongoing net ice melt, because Earth is not warming.

What a wonderful post. I do hope that is satire and not your real opinion. Because if that is your real opinion, then you are on ignorant person.

 

[westwall]

Tens of thousands of people are losing their home insurance due to increasing risk of fire and storms. Areas that used to be insurable are no longer insurable or only insurable at a rate that makes the mortgage unaffordable for most. But the deniers still insist nothing is happening. LOL

MSN

No, they are losing their insurance because leftist cities are making it impossible to fight fires.

DURRRRRR

 

[EMH]

Because if that is your real opinion, then you are on ignorant person.

LOL!!!

Too funny...

Why did you chicken out from defining "interglacial" when asked to?

 

[Toddsterpatriot]

No, they are losing their insurance because leftist cities are making it impossible to fight fires.

DURRRRRR

And restricting the ability to raise rates.

 

[westwall]

And restricting the ability to raise rates.

Correct. Thus making insuring anyone in California a losing proposition.

Ahhhh yes, big government.

Gotta love it.

 

[Crepitus]

I blame democrats for those fires. Poor water management, poor dead wood clearing. If I was in the insurance business
I clear out too with that kind of political environment.

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to wildfire remediation efforts, and misplaced spending priorities have left Californians vulnerable to disasters that are both predictable and preventable.

With the largest economy of any U.S. state, California has no shortage of financial resources. In 2024, Governor Gavin Newsom announced an unexpected $16.5 billion budget surplus. Yet, instead of prioritizing wildfire prevention, the administration cut the CAL FIRE resource management budget by 50%, reducing funding for critical forest and wildfire resilience programs. This shortfall forces firefighters to contend with overgrown forests and unchecked underbrush that act as kindling for the state’s now-annual infernos.

California’s Wildfire Crisis: A Failure of Priorities - American Legislative Exchange Council

California, the most-taxed state in the nation, boasts unparalleled financial resources. Yet, despite its wealth, the state continues to fail its residents by neglecting the most basic measures needed to protect them from devastating wildfires. Poor water management, bureaucratic resistance to...

alec.org

Holy shit he linked ALEC.

Who will you link next? Satan?