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Better than what we currently have. It still doesn't solve the one of (IMO) biggest problems. 130 teams in Div 1 FBS. Maybe 20 have any chance of competing for let alone winning a championship. And that's not in any individual year that's ever. So 85% of the teams in the "league" will never even sniff a chance at even making the playoffs even if you expanded it to 16.
While I agree that only 15% of the teams have a prayer of competing in the playoffs, what do you propose to do to limit the number of teams?
Cincinnati would have been part of the 85% on most people's list. But this year they earned a spot.
There have always been bowl games that are meaningless, except for the teams participating. But it means exposure and money for those teams.
After decades of seeing the National Championship be a popularity contest, we finally decide who earns the title on the field.