Wyatt earp
Diamond Member
- Apr 21, 2012
- 69,975
- 16,411
- 2,180
The biggest scammed ever played on America
7 Ways Obamacare Failed Americans and Shortchanged the Country
1. Low enrollment. Many people would not have jumped on the Obamacare bandwagon if they had known the relatively small number of Americans who would actually be enrolled on the exchanges by 2016. The Department of Health and Human Services estimates that between 9.4 million and 11.4 million signed up in 2016.
In contrast, in March 2010, the Congressional Budget Office estimated that 21 million people would be enrolled on the exchanges.
2. High numbers of uninsured. Under Obamacare, the number of uninsured was supposed to decline from 50 million to 22 million in 2016 and remain at that level. Instead, there are still 31 million uninsured, and the number is never projected to go below 29 million, according to CBO.
3. Lost doctors. In a presidential weekly address on July 18, 2009, President Obama said, “Michelle and I don’t want anyone telling us who our family’s doctor should be — and no one should decide that for you either. Under our proposals, if you like your doctor, you keep your doctor.”
Various sources note that a common (and popular) way to reduce premium costs has been to reduce the number of doctors in the insurer’s network, which leads to a much greater likelihood of people losing their doctors than without the ACA.
Initially the ACA required only 20 percent of “essential community providers” to be included in networks, but the number went up to 30 percent after there was a backlash from hospitals. According to a NIH study, 15 percent of plans offered on the exchanges exclude doctors from at least one kind of specialty.
4. Lost plans. Speaking in the Rose Garden, on July 21, 2009, President Obama said, “If you like your current plan, you will be able to keep it. Let me repeat that: If you like your plan, you’ll be able to keep it.” But it wasn’t true. Many plans disappeared because they did not comply with the ACA regulations.
Sen. Ben Sasse, a Republican from Nebraska, recently released a report about Obamacare’s effects on competition among insurers, concluding that outcomes have worsened for most Americans, in terms of choice of insurers and plans. Over the past year, the number of insurers offering plans in exchanges has dropped by nearly 6 percent.
Many states have lost more than 80 percent of their insurers: Alabama went from 23 to 3, Arkansas went from 24 to 4, and Wyoming from 21 to 1, just to name a few. Only New York did not lose over half of its insurers, going from 28 to 15 insurers, a 46 percent decline.
5. Higher premiums. President Obama claimed that the Affordable Care Act would reduce annual insurance premiums by $2,500 for a typical family. Yet a report by the Kaiser Family Foundation and the Health Research & Educational Trust found that, since 2008, average employer family premiums have climbed a total of $4,865. From 2015 to 2016, the most popular exchange family plan, Family Silver, saw a 10 percent average increase in its premiums. In some states, premiums rose by nearly 40 percent.
6. Higher deductibles. Practically no one forecast that even after spending additional thousands of dollars a year for health insurance, families would have to spend thousands of dollars more on medical care before being able to take advantage of insurance for more than annual check-ups. Many people get sticker shock. The New York Times, long a cheerleader for Obamacare, reported that many people couldn’t afford to use the health insurance that they have purchased because of the deductibles.
New York Times reporter Robert Pear wrote that the median deductible in Miami was $5,000 in 2015. It was $5,500 in Jackson, Miss., and $4,000 in Phoenix. One Chicago family of four paid $1,200 monthly for coverage yet had an annual deductible of $12,700.
7. High costs. The Office of the Actuary of the Center for Medicare and Medicaid Services has projected that Obamacare will result in an additional $274 billion in administrative costs alone over the period of 2014 through 2022. The most recent CBO analysis concludes that repealing Obamacare would result in macroeconomic effects that would decrease the deficit by over $216 billion over the 2016-2025 period.
7 Ways Obamacare Failed Americans and Shortchanged the Country
1. Low enrollment. Many people would not have jumped on the Obamacare bandwagon if they had known the relatively small number of Americans who would actually be enrolled on the exchanges by 2016. The Department of Health and Human Services estimates that between 9.4 million and 11.4 million signed up in 2016.
In contrast, in March 2010, the Congressional Budget Office estimated that 21 million people would be enrolled on the exchanges.
2. High numbers of uninsured. Under Obamacare, the number of uninsured was supposed to decline from 50 million to 22 million in 2016 and remain at that level. Instead, there are still 31 million uninsured, and the number is never projected to go below 29 million, according to CBO.
3. Lost doctors. In a presidential weekly address on July 18, 2009, President Obama said, “Michelle and I don’t want anyone telling us who our family’s doctor should be — and no one should decide that for you either. Under our proposals, if you like your doctor, you keep your doctor.”
Various sources note that a common (and popular) way to reduce premium costs has been to reduce the number of doctors in the insurer’s network, which leads to a much greater likelihood of people losing their doctors than without the ACA.
Initially the ACA required only 20 percent of “essential community providers” to be included in networks, but the number went up to 30 percent after there was a backlash from hospitals. According to a NIH study, 15 percent of plans offered on the exchanges exclude doctors from at least one kind of specialty.
4. Lost plans. Speaking in the Rose Garden, on July 21, 2009, President Obama said, “If you like your current plan, you will be able to keep it. Let me repeat that: If you like your plan, you’ll be able to keep it.” But it wasn’t true. Many plans disappeared because they did not comply with the ACA regulations.
Sen. Ben Sasse, a Republican from Nebraska, recently released a report about Obamacare’s effects on competition among insurers, concluding that outcomes have worsened for most Americans, in terms of choice of insurers and plans. Over the past year, the number of insurers offering plans in exchanges has dropped by nearly 6 percent.
Many states have lost more than 80 percent of their insurers: Alabama went from 23 to 3, Arkansas went from 24 to 4, and Wyoming from 21 to 1, just to name a few. Only New York did not lose over half of its insurers, going from 28 to 15 insurers, a 46 percent decline.
5. Higher premiums. President Obama claimed that the Affordable Care Act would reduce annual insurance premiums by $2,500 for a typical family. Yet a report by the Kaiser Family Foundation and the Health Research & Educational Trust found that, since 2008, average employer family premiums have climbed a total of $4,865. From 2015 to 2016, the most popular exchange family plan, Family Silver, saw a 10 percent average increase in its premiums. In some states, premiums rose by nearly 40 percent.
6. Higher deductibles. Practically no one forecast that even after spending additional thousands of dollars a year for health insurance, families would have to spend thousands of dollars more on medical care before being able to take advantage of insurance for more than annual check-ups. Many people get sticker shock. The New York Times, long a cheerleader for Obamacare, reported that many people couldn’t afford to use the health insurance that they have purchased because of the deductibles.
New York Times reporter Robert Pear wrote that the median deductible in Miami was $5,000 in 2015. It was $5,500 in Jackson, Miss., and $4,000 in Phoenix. One Chicago family of four paid $1,200 monthly for coverage yet had an annual deductible of $12,700.
7. High costs. The Office of the Actuary of the Center for Medicare and Medicaid Services has projected that Obamacare will result in an additional $274 billion in administrative costs alone over the period of 2014 through 2022. The most recent CBO analysis concludes that repealing Obamacare would result in macroeconomic effects that would decrease the deficit by over $216 billion over the 2016-2025 period.
