Look OldBurnout, I have been driving cars, trucks, semi's since I was 16 and never saw a presidential election effect my insurance on my vehicles. Weird old guys like you think everything is related to the President, I guess even good thing, unless it is a president you don't like. Then ignored, of course. Very few businesses chart their course by who is in the big political chair. And, insurance it one of those thing that is regulated state to state, not so much nationally, as risk and cost vary, as do state legislatures.