If solar power is 1,000 W at the equator ... then everyplace else would be 1,000 W times the cosine of latitude ... that cosine at 45º is 0.707 ... or 707 W halfway between equator and pole ... your math is wrong ...
If rooftop solar serves 1/3 of Los Angeles' power needs ... then it's worth installing rooftop solar there ... but if you live on top of a coal seam ... then it's worth burning coal ... is Chicago windy? ... maybe they should use wind turbines in all those corn fields ...
If a golf cart doesn't fit your lifestyle ... then don't buy an EV ... only YOU can answer these questions, and only for yourself ... don't tell me "renewables don't work" in the Pacific Northwest (where it rains every day all day long) ... because it rains every day all day long, we have plenty of hydro...