Got Perfect Credit? You Could Be Charged For It!

Discussion in 'Economy' started by Mad Scientist, Oct 27, 2009.

  1. Mad Scientist
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    Mad Scientist Deplorable Gold Supporting Member Supporting Member

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    From New York Consumer News:
    Got Perfect Credit? You Could Be Charged For It! - wcbstv.com
    WTF? You pay your bills on time so you don't get hit with fees and interest rate hikes and what do they do? Roll out plans to fcuk you anyway!
    "We can't screw our customers that way anymore. We have to screw em this way now." a Banking Insider said.
    I aint toleratin' shit! My wife and I are in the process of paying off all our credit cards and closing the accounts. If there are still any of you out there that think banks are out to help you, I hope this sinks in.

    You will be punished for maintaining your good credit! Fcukin' outrageous!
     
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  2. Mr. H.
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    Mr. H. Diamond Member

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    Another irony- paying off credit cards then closing the accounts can hurt your credit score. Go figger.
     
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  3. KittenKoder
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    KittenKoder Senior Member

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    An expansion of what I started a thread on here ... people who abuse their credit cards will likely be in here to somehow defend this. But meh, time for people to just stop using banks ... period. Go back to cash, and stop letting our fucking politicians bail them out. Then we'll see this stop, but as long as they have the government to fall back on nothing can be done about it.
     
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  4. Zoom-boing
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    Zoom-boing Gold Member

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    Open up a card that doesn't charge you fees for 'using credit wisely' then dump the ones that do charge you fees. Credit score intact, asshole cc company loses a customer.
     
  5. KittenKoder
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    KittenKoder Senior Member

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    Aaaah ... but they are all starting to do this, it's a trend. ;)

    As I said, we need to drop banks, start dealing in cash only again, and kill the fed as well. Then we'll see them change their tune quickly.
     
  6. Zoom-boing
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    Zoom-boing Gold Member

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    True but if there are some who don't fall into the trend, seek them out.

    If they start charging me for paying my bills in full and on time, I'll take the hit on my credit score and drop 'em like a hot spud.
     
  7. PixieStix
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    PixieStix Coal Member Supporting Member

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    I closed an account myself, and they told me point blank , that the record will show that THEY closed it. :eusa_eh: Simply because I tried to have my interest rate lowered and fees lowered, they said "no can do", I said, "well then you can just close my account". And now the record shows me as being a bad girl.

    Yes, it was BOA. I said everything to them. I was shocked, I had been a perfect customer for years. I am still shocked and dismayed. :eek:

    I believe the stimulus money bailouts had a lot to do with this turn around with credit card policies. I am not a economic geinus to say the least, but it seems a lot of companies, and cities and entities. Are doing weird things as of late. Weird commercials and such. Like they are doing public service announcements for the sake of stimulus money? Is it a guidline or a requirement, to show people have bad credit to get more and more stimulus money, or is it something else?
     
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  8. manifold
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    manifold Diamond Member

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    To be fair and objective about this, these companies are providing a service to their card holders in good standing right? Are they not entitled to charge a fee for that service?
     
  9. KittenKoder
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    KittenKoder Senior Member

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    Hell, they are bailing out people who don't pay their taxes even. Our country is so fucked up, people are being rewarded for fucking up our country and the rest of us have to pay for it, it's not fair. This is why I say, take away the government power over businesses ... then watch them really squirm.
     
  10. Zoom-boing
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    Zoom-boing Gold Member

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    Sure they are and as customers we have the right to take our business elsewhere if we don't want to pay the fee.
     

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