If the person will need financial assistance for more than 6 months, welfare is the market friendly answer.
If the person will be unemployed for long, they will also need health insurance. Something unemployment compensation does not provide.
it would be obvious if you understood economics. only capital must circulate under capitalism not labor.
With unemployment compensation at the equivalent to fourteen dollars an hour with a fifteen dollar an hour minimum wage, any adult could obtain catastrophic forms of insurance, if they want.
In the long run however, engendering greater stability in markets can help the private sector optimize for better products at lower cost.
Your comment of "only capital must circulate under capitalism not labor" has no bearing on what you quoted nor anything I have said.
Welfare is designed for long term use, not just 6 months. That would provide greater stability in markets, along with health insurance which prevents medical facilities and hospitals having to write off billions of dollars of unpaid bills.
As for purchasing catastrophic forms of health insurance, that is not going to help much. I did a quick Google search for catastrophic health insurance policies. Some of them were pretty cheap. At least the premiums. They run between $100 a month and $175 a month. However, most have a $5,000.00 deductible. Which means they don't pay anything until you have spent $5k. Since $14 an hour/40 hour a week equivalent only nets you $1,982.80 a month (if you live in a state with no state income tax), you will be unable to use that health insurance at all.
And let's look at your budget.
Rent - $600
Utilities - $100
Cell Phone - $85
Groceries & Sundries - $500 (eating cheap)
Car Insurance $50
Gasoline $150
Car Payment $250
Internet $100
That will mean you spend $1,835.00 a month. Leaving you just $147.80 a month to pay your insurance and deductible. Not going to work at all. Especially if you spend money going out to eat.
Now the welfare check will be less than the $14 an hour. But you also get food stamps, which are not taxed, either as income or at the point of sale. YOu also get health insurance at no cost, with no deductible. And there are job training programs available.