Paint me as a bad guy/heartless here all you want, but at some point it either has to be fixed, or it will go bankrupt. I have been one of those people who pushed off preparing for the future. Many a time it was, "ahh, I'll do it later" just to finally realize that later was always just that later. So, I started small and started paying off credit cards, decided I didn't need a new car every 4 to 5 years, paid off those vehicles and started putting that money aside, got my kids into college, and make sure they take the responsibility to do the right thing. I took the responsibility to take care of me and mine. I took care of my own house and those around me. Yes, my taxes go toward those programs, and specifically social security is taken out as well. However, before I go off on a complete tangent, we are all forced (through our paycheck deductions) to participate. Yet the return on investment just doesn't seem to be there. What happens to those that don't prepare? Right here and now, they will get the care the hospitals deem them to warrant per what they can get paid. Whether that be strictly through medicare/caid or if supplemental insurance is involved or if the individual patient can pay out of pocket.
What did people do before social security and medicare? I have no idea, I wasn't there, but I'm willing to bet it was a whole hell of a lot cheaper that what it is now; dollar for adjusted dollar.
We used to be a nation based on self reliance. Then the government stepped in, and we allowed it.
I’m sorry but I just don’t think that answer is good enough. You should research and see what happened to our elderly before social security and Medicare. Understand the effects it had on standard of living and our society. And then really think through what happens to the millions of elderly people who get sick and can’t afford care or didn’t save enough to retire. Think about what happens to those millions of people and how that impacts our nation...
Ok, you don't think personal responsibility and taking care of your own is the right way to do it? That's you.
You'll notice I haven't been waiting with baited breathe for each and every one of your replies. There's a reason for that. Today has been a full day. Fixed a plumbing issue this morning in a customer's kitchen, got a call because someone else's ac was blowing mixed air, but that was an easy fix, just had to actually put the air duct on the vent properly. And this evening I spent on other taskings before doing my paperwork. Gotta stay legal and shit, ya know...
But, I digress.
Not everyone has the same work ethic, drive nor ambition to take care of themselves or theirs. I get it. What I don't get is where and why did it become my issue because Ralph Rottencrotch decided to tune out and bake his brain on meth to the point he's drawing ss disability because of his choices. People who harm themselves in such a manner shouldn't be your issue nor mine.
As to those who don't think ahead for themselves, and plan accordingly, why should you and I have to bolster their standard of living? Am I my brother's keeper? No comma I am not period
The elderly that I am most pained for are those such as my neighbor, paid in for over 50 years, stopped working at 70 because her knees just wouldn't hold out anymore and she got bumpkiss for the amount of money she paid in. Moved onto medicare and thought it would be a good thing even though she had to change doctors but still..... Then the prescriptions came....
Moving on...
Had social security been left alone and allowed to do what it was initially meant to do, I probably would be more accepting of it. However, its been pushed into the general fund and now we get the fear mongering from both left and right that it's bankrupting us. No, misusing and putting it in the general fund has allowed it to be another form of tax for spenadaholics to use as they so please. It's a wasted argument to say otherwise. ANDYLUSION, I believe it was posted what ss started out as and what its going rate is now. Kind of like a real long term bait and switch, with all sorts of laws to make it legal.... Legal, but not morally right.
The thing is, I agree with much of what you said about personal responsibility and the problems with these government programs. But I don’t agree that other people’s problems don’t spill over to the rest of society. When old people get sick and suffer it should hurt your soul, the burden usually falls to their family and friends, people go broke, they get desperate, crime rises, those around them suffer... it’s a domino effect and most importantly it doesn’t reflect American values which I take pride in. Things like taking care of our poor, sick and elderly. There is a ton of waste in government it when it comes to our protection and taking care of the sick, poor and elderly, those are at the top of my priority list. I’m open to ways to do things differently, I’m not pushing for the status quo. But I think we need to be talking about smart ideas and not as much of the partisan piss fights
Slade3200, we do have common ground. Where our paths diverge apparently is just past the personal responsibility point, as I see it.
Short and sweet. When my time comes to pull social security, I will do so. Not because I want to but because I paid into it. However, for me, it will be mostly mad money, to be played with as I see fit.
Being retired military and paying for Tricare will be my main source of health insurance.
I get what you are saying about the less fortunate. I do, and despite coming across as uncaring, that's just not the whole truth. Going back to the well of "my neighbor" her name was Mary, by the way, paid in for 50 plus years. She finally stopped working at 72. The poor dear had an abdominal aneurysm discovered only after she quit working. I will not sit here and tell you medicare wouldn't fix it for her, but the stipulations they asked of her were very much displeasing to her. (Lose weight, stop smoking, and others... She did stop smoking for the surgery only to have other issues pop up to prevent her from getting it fixed) She got the run around until she said screw it, I'll let my doctor deal with it.
That was 4 years before she died.... So, my own little personal ancedote with her and other extended family members has left me with little to no faith in medicare. Another id posted that he had someone get a knee replacement in about a month... Good, it worked for that person, but far to many of our sick and elderly are not getting the return on investment they have made through our government.
How to fix it... My own opinion is that Social security needs to be removed from the general fund and all funds from social security that were used elsewhere (infrastructure, sexual harrassment funding, congressional pay raises or whatever other bullshit it was used for ) be immediately placed back in the fund. All future ss witholding immediately go to that fund and are not touched for anything other than a dispersment check to those that have paid in.
Fix the fraud waste and abuse within the system.
For every ss disability pensioner out there, re verify that they 1. Actually deserve it, and 2. Aren't gaming the system.
I've seen veterans at VA who should be drawing ss disability but are working where as Johnny Jackseed is getting it because he's depressed and only 24. Now before any of you jump the shark here, no, I'm not trying to say debilitating depression isn't a real thing, what I am saying is this. Most people recover from it, but said Johnny is smoking weed and playing games all day long claiming bad things when there is actually nothing wrong with him.
Fix the fraud.... Hell's Bells, I don't even want those that are caught defrauding the system to go to jail. I want them to face reality and go do something... Push a lawn mower, pick up trash, paint a fence, wash a car, trim a tree, GO TO SCHOOL or even a trade school and support yourself. Shit got off on a tangent again.
Getting back on track, I'm sure the number of people on ssd is quite enormous, and you can't necessarily check every single person. However, you wouldn't need to if profiling was done. You don't run down the quadraplegic when the seemingly healthly 24 year old is standing next to you.
Medicare... Ffs, what a damn boondoggle...
Simply stated, someone smarter than me has to get a group of people together smarter than they are to unfuck that mess.
I will say this, instead of pissing and moaning about who our President is, maybe a 25 million dollar investigation into why medicare doesn't work the way it was supposed to would have been a better investment. Christ, that is a total shitshow there.
Friends and famy should be depended on when it comes to our loved ones. OUR loved ones.
Bad things happen to good people, its a fact of life, good things happen to bad people. Its a fucked up world, but its ours. I've pulled the vigils for many a family member. My family has come together in times of despair and we pulled each other through, that's what family does. Should it affect to a point where whole families (plural) go broke taking care of a member, then there are charitable foundations to ask for assistance. Many, many charities, churches, civic organizations and communities.
I'm gonna let the American values comment pass as of right now, as I'm not sure if you meant that as a left handed compliment to me or not. 22 plus years of Military service should speak for itself.
I'll end with this, if an able bodied person is capable of working, then they should be working. Not gaming the system, not sucking at the government teat, not wasting your tax dollars and my tax dollars just because they can. We have enough problems without the unethical, illegal fraud waste and abuse within the system. Start there and work the way around