SCOTUS allows Trump to finish dismantling the Department of Education

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Remember when Obama used the "profits" from the government takeover of student
loans to pay for Obamacare? That was awesome!

Remember when Biden wanted to forgive hundreds of billions of dollars in government student loans? That was awesome!
 
Remember when Trump kept turning the American taxpayer around and ramming them.

MAGA thought that was awesome.
 
I loved my Trump middle-class tax cuts.

Why didn't Biden make them permanent when the Dems held the House and Senate?

Didn't Biden care about helping the middle-class?
 
Yes, Biden continued the failures of Obama.
In 2000, just under 15 percent of the population was uninsured and by 2010, the year that the Patient
Protection and Affordable Care Act (ACA) was enacted, the uninsured rate had increased to 16 percent. The
uninsured rate began to fall after the ACA’s coverage provision went into effect. The first provision, which
went into effect in September 2010, allows young adults to stay on their parents’ insurance until age 26. Two
other ACA coverage provisions—the expansion of Medicaid eligibility and private insurance reforms, including
tax credits for the purchase of private coverage through the newly established Marketplaces—went into effect
in January 2014. By 2015, the uninsured rate had declined to 9.1 percent. The uninsured rate stayed at that
level through 2017 before increasing slightly the next two years. In 2019, 10.3 percent of the total U.S.
population, or 33.2 million people, was uninsured.
a
Three pieces of legislation aimed to stabilize health coverage in the face of the COVID-19 pandemic. The 2020
Families First Coronavirus Response Act (FFCRA) provided states additional federal financial support if they met
certain conditions, including agreeing to maintain the enrollment of most Medicaid beneficiaries. The
American Rescue Plan Act of 2021 (ARP) increased Marketplace premium tax credits for individuals and
families with incomes between 100 and 400 percent of the FPL and extended eligibility for premium tax credits
to those with income above 400 percent of the FPL. The Inflation Reduction Act of 2022 (IRA) renewed these
Marketplace tax credit enhancements through 2025. In addition to these legislative efforts, the Biden-Harris
Administration took administrative actions to improve access to health coverage, including creating special
enrollment periods for Marketplace coverage and increasing funding for education and outreach.
3 At the state
level, since 2020 seven states (UT, ID, NE, OK, MO, SD, and NC) have implemented the ACA Medicaid
expansion.
The uninsured rate fell after these policies went into effect. The annual rates were 9.7 percent in 2020, 9.2
percent in 2021, 8.4 percent in 2022, and 7.6 percent in 2023. The uninsured rate for Q1 2024 is 8.2 percent,
 
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I agree the best system is for the schools to be on the hook for financing the education of their students.

As far as private bank-based student loans, I'd rather the colleges put up collateral for student loans, give 'em something to do with those tax-exempt endowments. ;)
The new system for new borrowers by the GOP really isn't that different than the existing one except that you won't be able to borrow as much and you won't be able to go into deferments so readily. People will have to pay between 1 and ten percent of their income as payments. Hell, before I paid ours off, I was paying 15% of income above the poverty level just on mine. The new GOP plan isn't as horrible as the left fears or the right hopes it is.

The real problem right now is staffing. The Department is perma understaffed which is taking forever to move people from the Biden plan back into one of the surviving IDR plans where they can start making payments again. Estimates are that it could take another year just to do that alone they are so short of workers. That is keeping McMahon from fulfilling her promise to have borrowers accurate payment counts available which will first require that they fix the National Student Loan Data System. The NSLDS didn't merge their old records with the new ones back in the late 90's and before I think 2012 or 14 didn't even keep track of payments. That was left up to servicers who weren't doing it or only doing it for payments made to them. Some of those servicers no longer exist. The income based repayment system has been a clusterfuck since Congress authorized it in 1994 since it has never been operating correctly from day 1.

I am all for radically changing the system, but first they need to get those folks already in the system taken care of. Biden didn't do it and now it looks like Trump won't be either because of the cuts.
 
The supreme court in its infinite stupididty just created a loophole

If state departments create a policy and then the president does not like. He just fires mostly everyone in the department.

Thus they cannot do their job as they do not have the manpower

So Americans lost their jobs and Republicans are applauding it.
 
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