Obamacare. No one will ever realize how significant it is.
So, I walked off the job a week ago. I never needed the job anyway. Took it as a favor to an old friend. I could see the writing on the wall. It was time to go.
So, Health Insurance. Under my employer I had a PPO plan with a $6,000 deductible, per person, and a $12,000 out of pocket limit. They took $200 a week from my paycheck. Sure, preventive services were covered at no cost, thank you Obamacare. But everything else, from doctor's visits to prescription drugs, was subject to the deductible. Some surgeries, some hospital stays, we hit the out of pocket limit last year. Fully expect to this year.
On the exchange, what you call Obamacare, I have a $2,100 deductible, a $4,200 out of pocket limit. I have co-pays for doctors visits, $25, specialist, $45. And that is from the first dollar, no deductible. My premium, $145 a MONTH. Trump wants to talk about putting money in people's pocket. Let's crunch the numbers.
I was paying $800 a month in premium, actually more but not playing that 4.3 game. So I save $650 a month in premiums. Hit the out of pocket limit again, well I have reduced that by almost $8,000 dollars. I mean we are talking almost $20,000 a year that Obamacare has just put in my pocket. You get back to me when Trump's plan can improve that.
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