One Third of ObamaCare Co-Ops Have Failed

[Sun Devil 92]

Some Things Really Are Less Affordable Under Obamacare

 

[TeaBagger]

There

From your article.....which is Think Pr

Capitalism is working by killing off the weak companies. It's called competition. I can see why the corporate socialists hate it.

Capitalism plays no role in ObamaCare

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

From your article.....which is Think Pr

Capitalism is working by killing off the weak companies. It's called competition. I can see why the corporate socialists hate it.

Capitalism plays no role in ObamaCare

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

There's not guarantee in business and that is why the corporate trash you blow want corporate welfare.

 

[Sun Devil 92]

There

From your article.....which is Think Pr

Capitalism plays no role in ObamaCare

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

From your article.....which is Think Pr

Capitalism plays no role in ObamaCare

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

There's not guarantee in business and that is why the corporate trash you blow want corporate welfare.

Left wing morons like yourself are way to quick to make assumptions about people who don't agree with them.

If you had any brains at all (big if), you'd know I am not a fan of the corporation lovers around here.

Big government is what makes big business tick. And it's all to true in this case.

 

[Arianrhod]

There

From your article.....which is Think Pr

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

From your article.....which is Think Pr

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

There's not guarantee in business and that is why the corporate trash you blow want corporate welfare.

Left wing morons like yourself are way to quick to make assumptions about people who don't agree with them.

Because (A) your side seldom has any facts and (B) you can't stop yourselves from making every post about the ad hominems.

Do it again.

 

[Iceweasel]

There's not guarantee in business and that is why the corporate trash you blow want corporate welfare.

Yes, not gubmint run bisiness are no good.

Jesus, get a nap.

 

[Arianrhod]

Yes, not gubmint run bisiness are no good.

English?

 

[TeaBagger]

There

From your article.....which is Think Pr

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

From your article.....which is Think Pr

Obamacare created competition.

It sure did.

Now my neighbor's health care budget is competing with his food budget for the same dollar.

Great job.

Or did you mean between the mega insurers who are now in a competition to see who can screw the little guy the hardest.

You lied and now you got caught lying.

How Obamacare May Help Make Health Care Cheaper By ...
thinkprogress.org/.../obamacare-boosting-competition-ins...ThinkProgress
May 30, 2013 - More than 120 insurance plans want Americans to be able to buy their products on Obamacare's new insurance marketplaces, one of the key ..

Those cheap Obamacare plans? Find them here... - CNBC ...

A new federal report finds that the cheapest individual health plans in counties around the United States became increasingly available on government-run exchanges in 2015, the second year of enrollment on those marketplaces.

From your own article:

That’s a huge improvement over the current status quo. Of course, there’s no guarantee that the wide variety of insurance plans will compete with each other effectively and make their health care services cheaper for the Americans who need them. But, as the White House put it, “the early signs are promising.”

And they were right........

Your comparison is plan to plan.

All the low cost plans got pulled because they did not meet spec.

Obama and his lying SOS (Sack-O-S***) minions didn't start calling anything junk until people lost their plans and it became obvious they could never compete with the better value plans.

There's not guarantee in business and that is why the corporate trash you blow want corporate welfare.

Left wing morons like yourself are way to quick to make assumptions about people who don't agree with them.

If you had any brains at all (big if), you'd know I am not a fan of the corporation lovers around here.

Big government is what makes big business tick. And it's all to true in this case.

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Do you think that there is a non violent way for the US to return to a democracy?

 

[dblack]

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Wait minute. If the corporations own government, what exactly would regulating business with government accomplish???

Would it create laws that bailed out businesses when they failed? I bet it would.

 

[Arianrhod]

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Wait minute. If the corporations own government, what exactly would regulating business with government accomplish???

Would it create laws that bailed out businesses when they failed? I bet it would.

For starters it would reverse the SCOTUS ruling on Citizens United.

 

[dblack]

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Wait minute. If the corporations own government, what exactly would regulating business with government accomplish???

Would it create laws that bailed out businesses when they failed? I bet it would.

For starters it would reverse the SCOTUS ruling on Citizens United.

Fuck off, troll.

 

[Sun Devil 92]

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Wait minute. If the corporations own government, what exactly would regulating business with government accomplish???

Would it create laws that bailed out businesses when they failed? I bet it would.

And they would make sure government hides behind the laws when it creates barriers to entry for competition.

It's that simple.

 

[Sun Devil 92]

Wake up moron, because it's the corporations who own the government. Businesses in an unregulated capitalist corpocracy will get huge and that is what happened. But you righties hate regulation and that is why the banks became to big to fail and the CEOs today are too rich to jail.

Wait minute. If the corporations own government, what exactly would regulating business with government accomplish???

Would it create laws that bailed out businesses when they failed? I bet it would.

For starters it would reverse the SCOTUS ruling on Citizens United.

Fuck off, troll.

Got that one nailed.

A waste of time.

 

[Greenbeard]

1) Obamacare imposes a requirement that, on an actuarial basis, insurance cover at least 60% of health care costs. Currently, more than half of Americans who buy individual coverage are below 50%.

Indeed! This is one of the great ironies of the rhetoric that gets thrown around: the single biggest reason nongroup plans cost more post-ACA than pre-ACA is that they're more generous. Not in terms of covered benefits, though they are there as well, but in terms of the share of costs borne by the insurer vs. the individual. The amount of out-of-pocket spending the consumer is expected to bear has dropped substantially, even if you're in one of those skimpy bronze plans.

Most plans in the old individual market were less generous than a current bronze plan. The insurer paid less of the cost of covered benefits, the consumer paid more (through deductibles, coinsurance, and copays). [This isn't true in the group markets, where almost everyone's plan has had an actuarial value higher than the ACA minimums all along.]

All this stuff today about how people can't use their coverage and the cost-sharing is too high, and we're pining for the days when insurers picked up less of the tab, consumers picked up more, and out-of-pocket spending was higher (50% actuarial value is low but lots of pre-ACA nongroup were even less generous than that)?

 

[Sun Devil 92]

1) Obamacare imposes a requirement that, on an actuarial basis, insurance cover at least 60% of health care costs. Currently, more than half of Americans who buy individual coverage are below 50%.

Indeed! This is one of the great ironies of the rhetoric that gets thrown around: the single biggest reason nongroup plans cost more post-ACA than pre-ACA is that they're more generous. Not in terms of covered benefits, though they are there as well, but in terms of the share of costs borne by the insurer vs. the individual. The amount of out-of-pocket spending the consumer is expected to bear has dropped substantially, even if you're in one of those skimpy bronze plans.

Most plans in the old individual market were less generous than a current bronze plan. The insurer paid less of the cost of covered benefits, the consumer paid more (through deductibles, coinsurance, and copays). [This isn't true in the group markets, where almost everyone's plan has had an actuarial value higher than the ACA minimums all along.]

All this stuff today about how people can't use their coverage and the cost-sharing is too high, and we're pining for the days when insurers picked up less of the tab, consumers picked up more, and out-of-pocket spending was higher (50% actuarial value is low but lots of pre-ACA nongroup were even less generous than that)?

That statement is silly given the number of people in the group markets you identified.

 

[Greenbeard]

That statement is silly given the number of people in the group markets you identified.

What does the number of people in the group market have to do with the fact that most plans in the old individual market were less generous than a current bronze plan?

 

[CrusaderFrank]

This is hardly a surprise. Those of us with a functioning brain said six year ago this would be one broken, expensive boondoggle. Despite this, the Obamabots continue to claim this legislation is such a resounding success.

Bush's Fault

 

[TeaBagger]

Trump and Sanders have the healthcare solution. It's called SINGLE PAYER. It will end the criminal behavior of the insurance companies and their collusion with the criminal medical industry.

Trump Pushes Single Payer Healthcare, Tax Increase on ...

In July 2015, conservative columnist Erick Erickson wrote that Trump "has supported a Canadian-style universal health care system."

Our partners at PunditFact.com issued a rating of True.

Medicare for All: Leaving No One Behind - Bernie Sanders

Obamacare is better than what we had but it did not go far enough. We need to catch more medical fraudsters and prosecute them.

 

[Sun Devil 92]

Trump and Sanders have the healthcare solution. It's called SINGLE PAYER. It will end the criminal behavior of the insurance companies and their collusion with the criminal medical industry.

Trump Pushes Single Payer Healthcare, Tax Increase on ...

In July 2015, conservative columnist Erick Erickson wrote that Trump "has supported a Canadian-style universal health care system."

Our partners at PunditFact.com issued a rating of True.

Medicare for All: Leaving No One Behind - Bernie Sanders

Obamacare is better than what we had but it did not go far enough. We need to catch more medical fraudsters and prosecute them.

You clearly need it. Whatever treatment they are giving you for brain damage isn't working.

And your fantasy of single payer....is just that....a fantasy.

 

[Sun Devil 92]

That statement is silly given the number of people in the group markets you identified.

What does the number of people in the group market have to do with the fact that most plans in the old individual market were less generous than a current bronze plan?

O.K. let's break it down.

First....what "most plans". Certainly not employer supplied plans.

Second....what are "most plans" as a percentage of plans overall.

Next......how do you reconcile the massive deductibles as a function of cost ? Bronze plans are little more than catastraophic plans with a lot of high priced bells that you'll never use. I can't get what I used to get for the same price. If you really want to believe the bronze plans are more generous in that regard, then I guess we really do live in different universes.

 

[Sun Devil 92]

All this stuff today about how people can't use their coverage and the cost-sharing is too high, and we're pining for the days when insurers picked up less of the tab, consumers picked up more, and out-of-pocket spending was higher (50% actuarial value is low but lots of pre-ACA nongroup were even less generous than that)?

There is plenty of stuff about how people can't use their high priced bronze plans because the cost sharing is to high.

It's real.

Just saying it isn't so...does not make it that way. And no general group statistics please.

Why not just admit you are screwing the middle class to pay for the freeloaders.