Why do obese people get health insurance?

anotherlife

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Nov 17, 2012
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Healthcare, including the ACA is unaffordable, because providers are forced to insure obesity and obesity related illnesses such as cancer and diabetes. Wouldn't it solve the affordability crisis, if insurers could just drop obese clients? After all, anything you insure, must be in a reasonable shape to be a cost effective deal, whether it is a car, a house, or a body, isn't it?
 
Sounding like Socialist health care already. telling people with certain conditions they shouldn't be covered because it would cost too much.

what about the seniors ?
 
Healthcare, including the ACA is unaffordable, because providers are forced to insure obesity and obesity related illnesses such as cancer and diabetes. Wouldn't it solve the affordability crisis, if insurers could just drop obese clients? After all, anything you insure, must be in a reasonable shape to be a cost effective deal, whether it is a car, a house, or a body, isn't it?

or charge them twice as much. but, that's not really feasible. Sometimes there are legitimate (not self induced) conditions.... then you would have to differentiate between people that "let themselves go" vs. people that are ill through no fault of their own....
 
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Drop obese people?

Then who do we drop?

smokers?

Drinkers?

Where does your slippery slope end?
 
Obese people should be covered but those with p/e's or who develop such should pay more, because they are a higher risk to insure. That's how insurance works. Oh wait, obama made it so that was thrown out and the healthy people now have to pick up more of the tab so those who are not get to pay 'the same'. What. Bullshit.
 
Sounding like Socialist health care already. telling people with certain conditions they shouldn't be covered because it would cost too much.

what about the seniors ?

The only thing they can put a surcharge on is smoking cigarettes. they do not ask if you exercise, or if you smoke pot or drink alcohol.

The older you are the more your premium will be, use to be the biggest question was height and weight.

I am not a smoker but know people who do, and I do not think its fair to single out smokers for a surcharge.
 
Related truth applicable here is smokers can be denied health insurance. If you can tdeny someone with a chemical addiction (refuse employment and housing too,) why not a food addicition?
 
Related truth applicable here is smokers can be denied health insurance. If you can tdeny someone with a chemical addiction (refuse employment and housing too,) why not a food addicition?

Not under ACA, but smokers pay more. That is the only quest they ask besides age of course and they know where you live.
 
I have a very good driving record so I pay less for rates. A careless driver should pay more, I should have to subsidize them and pay the same. That's the problem with health care insurance, too much government. The solution to add way more government benefits all the careless drivers but punishes the good ones.
 
My question's why are so many healthcare workers obese? Ever seen a slender nurse? :)
Interesting. I thought that compared to the US average 75% obesity rate, nureses' 50% is still better though awful. Also a nurse girl may need some weight to pin you down if you protest. Skinny nurses work in pairs for this.

Sounding like Socialist health care already. telling people with certain conditions they shouldn't be covered because it would cost too much.
what about the seniors ?
No. Capitalist healthcare has the freedom to deny coverage. It is the socialist one that can't tell people what conditions shouldn't be covered.

Healthcare, including the ACA is unaffordable, because providers are forced to insure obesity and obesity related illnesses such as cancer and diabetes. Wouldn't it solve the affordability crisis, if insurers could just drop obese clients? After all, anything you insure, must be in a reasonable shape to be a cost effective deal, whether it is a car, a house, or a body, isn't it?

or charge them twice as much. but, that's not really feasible. Sometimes there are legitimate (not self induced) conditions.... then you would have to differentiate between people that "let themselves go" vs. people that are ill through no fault of their own....
Such a differentiation would be better than what goes on now, although it could be argued, that any reason for obesity, self inflicted or not, should be grounds for cost margin considerations. Many long term patients in other categories get dropped regularly.

Drop obese people?

Then who do we drop?

smokers?

Drinkers?

Where does your slippery slope end?
Those who are the most expensive are to be dropped. No epidemic in the US is as high as the obesity's 75%, not even smokers.

Obese people should be covered but those with p/e's or who develop such should pay more, because they are a higher risk to insure. That's how insurance works. Oh wait, obama made it so that was thrown out and the healthy people now have to pick up more of the tab so those who are not get to pay 'the same'. What. Bullshit.
Indeed this is the big mystery of obamacare, as if it's enemies had written it. Even 3rd world countries run successful national healthcare schemes, none like obamacare. I think it is the insurance lobby that wrote obamacare, and that for the purpose of making it eventually fail.

Sounding like Socialist health care already. telling people with certain conditions they shouldn't be covered because it would cost too much.
what about the seniors ?
The only thing they can put a surcharge on is smoking cigarettes. they do not ask if you exercise, or if you smoke pot or drink alcohol.
The older you are the more your premium will be, use to be the biggest question was height and weight.
I am not a smoker but know people who do, and I do not think its fair to single out smokers for a surcharge.
It is totally unfair indeed that a minority is singled out, instead of a much worse offending majority.

I have a very good driving record so I pay less for rates. A careless driver should pay more, I should have to subsidize them and pay the same. That's the problem with health care insurance, too much government. The solution to add way more government benefits all the careless drivers but punishes the good ones.
Indeed. Now we all subsidize fatsos. As if it wasn't enough to look at them.
 
Sounding like Socialist health care already. telling people with certain conditions they shouldn't be covered because it would cost too much.

what about the seniors ?

The only thing they can put a surcharge on is smoking cigarettes. they do not ask if you exercise, or if you smoke pot or drink alcohol.

The older you are the more your premium will be, use to be the biggest question was height and weight.

I am not a smoker but know people who do, and I do not think its fair to single out smokers for a surcharge.

Why not? They're a higher risk to insure, why shouldn't they pay more? ftr, my husband is a smoker and yes, we pay more. And?
 
Obese people should be covered but those with p/e's or who develop such should pay more, because they are a higher risk to insure. That's how insurance works. Oh wait, obama made it so that was thrown out and the healthy people now have to pick up more of the tab so those who are not get to pay 'the same'. What. Bullshit.
Indeed this is the big mystery of obamacare, as if it's enemies had written it. Even 3rd world countries run successful national healthcare schemes, none like obamacare. I think it is the insurance lobby that wrote obamacare, and that for the purpose of making it eventually fail.

Of course it was designed to fail, everyone knows that, that was the whole point of passing the pos in the first place. It will fail, government will say "see, we tried it your way, they will blame Republicans, they will then say complete government control is the only way to save it". They create the problem, they make sure it fails, they then claim to be the only solution to the problem . . . . that they created. Inch by inch by inch.
 
Healthcare, including the ACA is unaffordable...

Incorrect first premise. Try again.

When people HAVE to get a subsidy in order to buy it, it's unaffordable.

He's fallen into the "Obamacare = healthcare" fallacy. But if you want to back someone who doesn't know what he's talking about just to make your boring little speech again, feel free.
Okay, you may have a point that obamacare is not healthcare. But the non-market based 3rd party private "healthcare" industry is not healthcare either, even if it is 14% of the total US economy. Even 3rd world countries do better than this regularly on their national healthcare systems. It is amazing why Americans are so eager to price themselves out of even getting as little as a twisted ankle fixed at some doctor. American people = hacked ATM's?
 
Healthcare, including the ACA is unaffordable...

Incorrect first premise. Try again.

When people HAVE to get a subsidy in order to buy it, it's unaffordable.

He's fallen into the "Obamacare = healthcare" fallacy. But if you want to back someone who doesn't know what he's talking about just to make your boring little speech again, feel free.
Okay, you may have a point that obamacare is not healthcare. But the non-market based 3rd party private "healthcare" industry is not healthcare either, even if it is 14% of the total US economy. Even 3rd world countries do better than this regularly on their national healthcare systems. It is amazing why Americans are so eager to price themselves out of even getting as little as a twisted ankle fixed at some doctor. American people = hacked ATM's?

Okay, you'll have to explain what you mean by " the non-market based 3rd party private 'healthcare' industry." Doctors and hospitals? Help me out here.
 

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