'My health insurance is going up to $800 a month with a $15k deductible and that's the CHEAPEST PLAN"

As I recall, Obumma really had nothing to do with ACA and had never even read it. It was all devised by some third party the Dems hired and it was delivered to Congress to sign in the 11th hour with their backs to the wall with no one having nearly enough time to even begin to read its 80,000 pages or whatever, and the Dems of course unilaterally signed it into law happily.
Hell of a way to run a country.
 
Hell of a way to run a country.

Really? Someone has been running it? Two squabbling babies fighting over their turn in the limelight while America burns? At least Trump is trying to run it, but while half the GOP are caught off guard being asked to really run something for a change from their usual boot-licking subservient position, the Dems are back in their usual position of running the country to hell when in power and when NOT in power, acting like spoiled brats trying to ruin, block, obstruct and make sure the other party doesn't enjoy nor succeed at anything neither.
 
I have a job. I also run two businesses.

What you think about no-fault divorces is irrelevent. Most bankruptcies are due to medical crisis.

what does being black have to do with medical costs?

You are floundering because you can't focus your argument.

We have the most expensive healthcare in the world, and we get the worst results.

Then buy your own insurance.

Source?

Look up average life span by demographics.

You are floundering because a $15,000 deductible makes Obamacare an absolute joke.

We have a superior healthcare system, which is why doomed Canadians come here to save their own lives.
 
Stupid nonsense.

Your source is a political advisor. This is not some sort of impartial analysis, this is partisan opinion at best, propaganda at worst. If you knew anything about this topic instead of keeping yourself on low information politico diet you'd know that.

His use of general stock performance as an argument for something about ACA is completely ridiculous as it grossly conflates insurance products. ACA exchanges only cover 15% of policies

ACA also specifically requires 80% of premiums to be spent on claims payouts - so when we are talking about "windfall for insurance companies" we are talking about 20% maximum slice of the policy cost if insurance companies will start to do these policies completely free and lose money on overhead.

Healthcare costs have skyrocketed and deductibles have made Obamacare policies useless to Americans.
The only people benefiting are insurance executives and their stock holders.
 
Yes A.I. ill mow your yard. At least robotics will.

Light bulbs and curtain rods ill be made more durable and break less often. And Molly the Robotic maid ill put them up for you, in between BJ's..

women will be obsolete. Mechanical wombs and Robotic sex toys will replace them.
You really didn't want to discuss this rationally, so goodbye!
 
Healthcare costs have skyrocketed and deductibles have made Obamacare policies useless to Americans.
The only people benefiting are insurance executives and their stock holders.
The average annual increase in healthcare expenditures between 1970 and 2010 was 12% VS 4.9% average increase in wages. The average increase in healthcare expenditures between 2010 and 2024 was 8.3% vs 5.2% increase in wages.

The simple fact is the increase in healthcare expenditures before Obamacare far exceeded increases in wages. After Obamacare, the increase in healthcare expenses continued to exceed the increase in wages but by a lesser amount.

Unless we find a way to significant reduce the cost of delivering healthcare, goverment support will continue to increase.
 
The average annual increase in healthcare expenditures between 1970 and 2010 was 12% VS 4.9% average increase in wages. The average increase in healthcare expenditures between 2010 and 2024 was 8.3% vs 5.2% increase in wages.

The simple fact is the increase in healthcare expenditures before Obamacare far exceeded increases in wages. After Obamacare, the increase in healthcare expenses continued to exceed the increase in wages but by a lesser amount.

Unless we find a way to significant reduce the cost of delivering healthcare, goverment support will continue to increase.

So, Obamacare failed. Yes, gov't will certainly continue to increase the cost of healthcare.
 
A solution to what? What issue are you suggesting needs to be resolved? Is the problem that Obamacare caused insurance to skyrocket EXACTLY like the GOP warned over and over again? We said this would happen, we voted against it, you said it would lower prices and you voted for it, and now everyone is stuck with high as shit insurance costs... and YOU have the nerve to blame the right for this shit?

Dude, shut the **** up. You blaming republicans for Obamacare is annoying as all get out. :cuckoo:
Sorry. Credit, where credit is due. Republicans got almost 120 concessions in that bill they whine so copiously about. And then, NONE of them proceeded to vote for. Whiny little bitches.

Took a piece of it year by year. Repeal and replace. Then just repeal. Years and years of you ******* idiots promising "our plan is right around the corner". When the rest of us knew you didn't have shit. Meanwhile, costs continue to go up and you continue to whine. The rest of us knew this was going to happen. You Republicans and conservatives (I really hate using that word, it doesn't exist anymore, the word is Alt-Right) own this debacle.

So sit down and shut up. Or put up.
But we both know you don't have a plan.
 
There is a lesson from bowling that is analogous to the current quandary in health insurance.

It is this: When you are fretting about understanding the oil pattern on the lanes, you cannot even begin to study it until you hit your target on the lanes consistently. This is because you have to know your starting point before you ask directions (another analogy, I know).

The (Un)Affordable Care Act grossly distorted the health insurance market. It did this by forbidding insurers from rejecting clients and categorizing clients according to risk profiles, as they had always done. Because of this, people with terrible risk profiles were grouped in with normal, healthy people, causing premiums to increase dramatically for the vast majority of the population. So "we" are wondering how to resolve the problem, but there is no solution possible from this perverse situation.

The first thing that has to happen is to repeal the ACA, so that insurance rates can float back to where they should be, THEN let's talk about how to deal with those people with extraordinary risk profiles - the people with the dreaded "pre-existing conditions." This MUST be done in conjunction with the States, because the Feds have no Article I power to **** with health insurance.

The subsidies were created by Democrats to conceal what a total failure the Affordable Care Act was at keeping rates down - which it was never expected to do. Now instead of getting back to a rational baseline, we are trying to decide how to fine tune the subsidies. See my second paragraph above.
 
15th post
Obama didn't do it. Republicans did. 15 years of chipping away at the foundations of the plan instead of sitting down and figuring out a solution.

No shit. But that has been the increasing case for over two decades.

There's always a solution. Problem is, no one wants to raise the taxes necessary to begin to help fix the problem.

Sorry, but that "free market" is one of the reasons we are in this position.

That's why people from other countries come here. Because cash goes to the front of the line. Unfortunately, for most Americans, paying cash isn't an option. Most American families can be wiped (bankrupt) out with one un(der)-insured medical incident.


Or, we can put enough pressure on politicians to sit down and fix the issue.
They can't address the issue, that being Americans choosing sickness over health. To even suggest that people take better care of their health is political suicide.
 
So, Obamacare failed. Yes, gov't will certainly continue to increase the cost of healthcare.
The ACA delivered on most of what was promised. It expanded health insurance coverage to millions, significantly lowering the uninsured rate to historic lows through Medicaid expansion, subsidized marketplace plans, and allowing young adults on parents' plans until age 26; it also introduced crucial consumer protections like guaranteed coverage for pre-existing conditions, banned lifetime/annual limits, mandated free preventive care, and improved quality standards for plans.

Probably the most Signiant failure of the ACA was increased regulations which resulted in increased premiums which Obama had promised to bring down. It was also far more expensive to tax payers than anticipated.
 
Before the ACA medical costs were outrageous. It is why so many families went on Medicaid when a family member got sick. One purpose of the ACA was to get the sick off Medicaid. All you are doing by killing the ACA is putting the entire medical bill burden back on the government.
Just swapping one pool for another.
 

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