'My health insurance is going up to $800 a month with a $15k deductible and that's the CHEAPEST PLAN"

[dblack]

What good is coverage, if the deductible is $15,000???

Well, if you have $15k in the bank, or can borrow it in a pinch, you'll spend much less in the long run.

This is actually how insurance is supposed to work. It isn't something you're supposed "use", it's not a tool to "finance" routine health care (not a good tool anyway). Insurance is a backstop if everything goes to shit. The most prudent way to be insured is to have the largest deductible you can manage, which should be accompanied by very low premiums aka "catastrophic policies".

The biggest crime of ACA is that it did away with these kinds of policies. You can still get nominal "catastrophic" policies with high deductibles, but the low premiums have vanished because of the additional requirements to cover pre-existing conditions and regular health care expenses (checkups, prescriptions, etc ...).

 

[Dorian Mode]

Right, everybody is saddled with expensive premiums and huge deductibles because of Obamacare. That's why Obamacare is both a failure and a disaster for the American People.

Private insurance would be cheaper without the involvement of the federal gov't. College tuition exploded for the same reason.

If there is anything to be learned from the last 50 years of corrupt government, it is a really bad idea to let the government provide solutions to the problems of most Americans. Now, if we could unfuck the government and eliminate all the corruption, I think we could easily afford UHC and high quality education all the way through to the Ph.D. But if we try to do affordable healthcare now with this extremely corrupt government we will have substandard healthcare and 75% taxes, along with potholes everywhere that swallow small cars.

 

[InstantOn]

BTW, have you heard any R proposals for health insurance? Whatever happened to Chump's campaign promises for a great replacement? Rs control all three branches of our government. What's your do nothing House doing about healthcare?

 

[Zincwarrior]

Obama gave them a pill and told them to go home and just die.

Republicans literally gave them less than nothing since BUSH. OFFICIAL MAGA POLICY is **** THE POOR. **** THE MUDDLE CLASS.

 

[Dorian Mode]

Kamala 2028.

I expect Hunter Biden might become Kamala's VP choice. I think Hunter needs to get into politics to cover his mounting debts now that his father's Influence Peddling Scheme is dead. He still might be a better choice than Walz was. Hell, he might be a better candidate for POTUS, and let the drunk DEI Hire be VP again. Doesn't matter, there is no hope for the democraps in 2028.

 

[DonGlock26]

I expect Hunter Biden might become Kamala's VP choice. I think Hunter needs to get into politics to cover his mounting debts now that his father's Influence Peddling Scheme is dead. He still might be a better choice than Walz was. Hell, he might be a better candidate for POTUS, and let the drunk DEI Hire be VP again. Doesn't matter, there is no hope for the democraps in 2028.

Kamala/Hunter is my dream ticket.

 

[DonGlock26]

Republicans literally gave them less than nothing since BUSH. OFFICIAL MAGA POLICY is **** THE POOR. **** THE MUDDLE CLASS.

Yeah, go home and die wasn't progress. Obama was the best friend the insurance companies ever had.

 

[task0778]

The sad truth is that we don't have the frickin' money to cover UHCI. The democrats foisted that bullshit ACA on us, believing they could eventually force UHCI with no idea how to pay for it. I don't give a **** what other countries do, they ain't us.

 

[Dorian Mode]

Yeah, go home and die wasn't progress. Obama was the best friend the insurance companies ever had.

We need to always keep things in context. When Reagan won in a massive landslide, the DNC knew it was over and they would never raise enough money to win any future elections. So they finally got themselves the worst, corrupt family in politics to go out and give the investor class and the globalists whatever they wanted in exchange for massive donations. That got Clinton elected and what did he give the investor class? He repealed Glass Steagall to make Wall St. happy, and he finally gave them the Telecommunications Act. To keep things going, Obama gave the insurance lobbies and the healthcare lobbies everything they wanted in the ACA. All of a sudden the DNC is raking in 2X the GOP in donations and lobby money.

 

[DonGlock26]

We need to always keep things in context. When Reagan won in a massive landslide, the DNC knew it was over and they would never raise enough money to win any future elections. So they finally got themselves the worst, corrupt family in politics to go out and give the investor class and the globalists whatever they wanted in exchange for massive donations. That got Clinton elected and what did he give the investor class? He repealed Glass Steagall to make Wall St. happy, and he finally gave them the Telecommunications Act. To keep things going, Obama gave the insurance lobbies and the healthcare lobbies everything they wanted in the ACA. All of a sudden the DNC is raking in 2X the GOP in donations and lobby money.

That and Hillary was on the board of Walmart. Bill Clinton flung open the gates to cheap Chinese goods which Walmart specializes in selling.

 

[Polishprince]

That and Hillary was on the board of Walmart. Bill Clinton flung open the gates to cheap Chinese goods which Walmart specializes in selling.

View attachment 1198149

you forgot Clinton's far left ideas already?

Like his pushing of Hitlerycare?

Or his Draconian Assault Weapon Ban?

 

[bdtex]

Republicans have done everything in their legislative power to destroy the Affordable Care Act, and you numbnuts cheered.

Pat yourselves on the back, morons.

You got what you wanted.

There it is. Republicans have never offered a plan with specific provisions that can be debated that might actually work. They've got nothing.

 

[WorldWatcher]

We need to always keep things in context. When Reagan won in a massive landslide, the DNC knew it was over and they would never raise enough money to win any future elections. So they finally got themselves the worst, corrupt family in politics to go out and give the investor class and the globalists whatever they wanted in exchange for massive donations. That got Clinton elected and what did he give the investor class? He repealed Glass Steagall to make Wall St. happy, and he finally gave them the Telecommunications Act. To keep things going, Obama gave the insurance lobbies and the healthcare lobbies everything they wanted in the ACA. All of a sudden the DNC is raking in 2X the GOP in donations and lobby money.

Ummm

The 1999 Act that repealed Glass Steagall was sponsored by Sen. Phil Gramm (R–Texas), Rep. Jim Leach (R–Iowa), and Rep. Thomas J. Bliley, Jr. (R–Virginia).

The Telecommunications act of 1996 was submited and sponsored by Larry Pressler (R-SD).

WW

 

[DonGlock26]

you forgot Clinton's far left ideas already?

Not at all.

 

[AntonToo]

This is the intellectual equivalent of putting your fingers in your ears and saying "Nununununun".

A policy with a $15,000 deductible is really an expensive catastrophic insurance policy.

Obamacare has only made the insurance companies richer.


View attachment 1198091

The ACA Is Making Health Insurers Much Richer

As we approach the 14-year anniversary of the Affordable Care Act, the law is quite different from what Congress originally enacted

paragoninstitute.org

Stupid nonsense.

Your source is a political advisor. This is not some sort of impartial analysis, this is partisan opinion at best, propaganda at worst. If you knew anything about this topic instead of keeping yourself on low information politico diet you'd know that.

His use of general stock performance as an argument for something about ACA is completely ridiculous as it grossly conflates insurance products. ACA exchanges only cover 15% of policies

ACA also specifically requires 80% of premiums to be spent on claims payouts - so when we are talking about "windfall for insurance companies" we are talking about 20% maximum slice of the policy cost if insurance companies will start to do these policies completely free and lose money on overhead.

 

[JoeB131]

Get a job Boomer.

My insurance is great. Thanks. No rationing.


That's odd, I would have thought that most bankruptcies would be linked to excessive debt and excessive spending.

How many bankruptcies are linked to no fault divorce? Should we ban them?

AMA would deny the claim of anyone unable to afford a $15,000 deductible, right?

The UK was 3.7% black in 2021. The US sits around 13%. Your comparison is apples and oranges.

I have a job. I also run two businesses.

What you think about no-fault divorces is irrelevent. Most bankruptcies are due to medical crisis.

what does being black have to do with medical costs?

You are floundering because you can't focus your argument.

We have the most expensive healthcare in the world, and we get the worst results.

 

[debbiedowner]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

I agree health insurance is high and health care out of control But wall street apes are ******* liars as they have always been. No such thing and an invidual $15,000 under ACA for 2026.

 

[debbiedowner]

We had fully funded healthcare by my husband's firm before ObummerCare, not so much anymore.

Sit the fck down and stop screaming you want free things, you miserable jackass

Take some responsibility, you ***** just want free, free, free. So ******* attorneys ******* other attorneys.

 

[toobfreak]

Nope. Obummer lied through his teeth.

As I recall, Obumma really had nothing to do with ACA and had never even read it. It was all devised by some third party the Dems hired and it was delivered to Congress to sign in the 11th hour with their backs to the wall with no one having nearly enough time to even begin to read its 80,000 pages or whatever, and the Dems of course unilaterally signed it into law happily.

 

[toobfreak]

There it is. Republicans have never offered a plan with specific provisions that can be debated that might actually work. They've got nothing.

You mean nothing bad. Unlike the Left, the GOP seems unwilling to sign anything unless they feel it is really good. I guess it isn't easy to write a healthcare bill that really works well for all involved and unlike the Left, the GOP are just not willing to throw another slab of stinking pork against the wall replacing one boondoggle with another just so that they can say they produced a bill.