'My health insurance is going up to $800 a month with a $15k deductible and that's the CHEAPEST PLAN"

[mudwhistle]

Please refresh my memory. Wasn't it the ACA that Pelosi tried to get through without allowing anyone to read the bill first? If you have to sneak something through congress you know it is not good for the people and only good for the democraps and their benefactors.

You have to pass the bill to find out what's in it.
The original document they voted on was 906 pages....that they were allowed to vote on.
Later the act ballooned to over 20,000 pages after it was passed.

 

[DonGlock26]

Republicans after doing nothing constructive on healthcare for a decade, have just killed off subsidies that SPECIFICALLY would help this single mother be able to afford insurance in - rasing insurance costs for 2026 by an AVERAGE of 100% a month 23 million Americans that get insurance through exchange.

And now you rightwingers want to talk about how "obamacare-did-that"? Unbelivable.

a $15,000 deductible

Thanks Obama!!

 

[AntonToo]

No they don't.

All insurance companies have exclusions, limits and deductibles.

Its all explained in the policy.

Yea and before Obamacare it was pages and pages of fine print no consumer would ever read or be expected to fully understand.

Insurance companies have used this fine print to sometimes refuse coverage any reasonable person would find essential.

Obamacare did away with all that, requiring insurance companies to cover healthcare deemed essential by HHS and not discriminate on pre-existing conditions. Additionally ACA provided means based subsidies to not only improve quality but also make it affordable.

All of that added up to a much better system for Americans not covered through their employment.


If the objection is about what constitutes essential care then that is modified through HHS rules, that is not a valid reason to shit on ACA framework.

 

[Polishprince]

Obamacare did away with all that, requiring insurance companies to cover all essential coverage and not discriminate on pre-existing conditions. Additionally it provided mean's based subsidies to make it affordable.

Sex Change Operations aren't "essential", why shouldn't policy holders be able to opt out if they don't want this coverage?

And covering pre-existing conditions boosts the costs of policies for obvious reasons. You can't buy a policy to cover a house which is already on fire.

 

[JoeB131]

You don't think the doctors figured in her youth?

Listen, I don't want a shitty Canadian style rationed health care plan. Got it?
It's cheaper (if that's even true) because it's garbage.
My private insurance is much better. If you want good health insurance, then earn it.

the Cry of the REpublican, "I got mine, **** you!"

Let's hope you never get sick enough to where your insurance company decides to not cover you because it would cut into profits.

Fun fact. Prior to the ACA, 62% of bankruptcies were linked to Medical Crisis, and 75% of those had insurance when the crisis started.

Nataline's parents HAD insurance. Cigna decided to deny their claim anyway. I'm sure her father thought exactly the way you did before his daughter got sick.

The worse insurance are the SP ones driving up the national debt and involves rationing, long waits, and
substandard medical workers like the UK's shitty plan.

Yet the British spend less than we do, but they have longer life expectency, a lower infant mortality rate, and no one is bankrupted by a medical crisis.

 

[AntonToo]

Sex Change Operations aren't "essential", why shouldn't policy holders be able to opt out if they don't want this coverage?

And? It's all of what?..0.000001% of healthcare costs? Thats what you are going to hang your hat on?

But even if that was 100% of healthcare costs, I've already explained in my post that the way to fix that is by administration simply making changes on HHS essential coverage guidance.

It's not an argument against ACA framework being far superior to much more disfunctional personal insurance system we've had before.

 

[DonGlock26]

Yea and before Obamacare it was pages and pages of fine print no consumer would ever read or be expected to fully understand.

Insurance companies have used this fine print to sometimes refuse coverage any reasonable person would find essential.

Obamacare did away with all that, requiring insurance companies to cover healthcare deemed essential by HHS and not discriminate on pre-existing conditions. Additionally ACA provided means based subsidies to not only improve quality but also make it affordable.

All of that added up to a much better system for Americans not covered through their employment.


If the objection is about what constitutes essential care then that is modified through HHS rules, that is not a valid reason to shit on ACA framework.

What good is coverage, if the deductible is $15,000???

 

[JoeB131]

Sex Change Operations aren't "essential", why shouldn't policy holders be able to opt out if they don't want this coverage?

And covering pre-existing conditions boosts the costs of policies for obvious reasons. You can't buy a policy to cover a house which is already on fire.

Here's the problem with that analogy. Very few houses catch on fire, which is why house insurance is affordable.

By your logic, only the people who are in completely good health would be able to get insurance.

Not some of the absurd shit like declaring you didn't have to cover cancer treatments because the person had acne as a teen.

 

[JoeB131]

What good is coverage, if the deductible is $15,000???

Are you saying you can't swing $15,000?

 

[Greenbeard]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

Trump does this every time, no need to act surprised. He pulled the same shit in 2018.

 

[Mac1958]

What the free market purists don't understand is that, even in a pure free market, they still end up paying for others indirectly. Those who can't pay won't be ignored in America, as much as some would like it to be so. So a foundational system that provides at least preventive and catastrophic services will be more optimal economically.

Maybe this concept is too complicated, I don't know.

A mix of pubic and private is the obvious answer, since single payer would simply be a government monopoly and bad in several of its own ways.

Sadly, we're too ******* paralyzed by hyperpartisan politics to do anything constructive. And we're STILL not discussing one of the primary drivers of our inflated health care costs, the fact that Americans are so FAT.

 

[DonGlock26]

the Cry of the REpublican, "I got mine, **** you!"

Let's hope you never get sick enough to where your insurance company decides to not cover you because it would cut into profits.

Fun fact. Prior to the ACA, 62% of bankruptcies were linked to Medical Crisis, and 75% of those had insurance when the crisis started.

Nataline's parents HAD insurance. Cigna decided to deny their claim anyway. I'm sure her father thought exactly the way you did before his daughter got sick.



Yet the British spend less than we do, but they have longer life expectency, a lower infant mortality rate, and no one is bankrupted by a medical crisis.

Get a job Boomer.

My insurance is great. Thanks. No rationing.


That's odd, I would have thought that most bankruptcies would be linked to excessive debt and excessive spending.

How many bankruptcies are linked to no fault divorce? Should we ban them?

AMA would deny the claim of anyone unable to afford a $15,000 deductible, right?

The UK was 3.7% black in 2021. The US sits around 13%. Your comparison is apples and oranges.

 

[DonGlock26]

Are you saying you can't swing $15,000?

You can't be that stupid.
No, the people you think Obamacare is helping can't.

 

[AntonToo]

What good is coverage, if the deductible is $15,000???

We could talk about various plan levels (bronze, silver,gold), but the bottom line is that is not a constructive conversation about ACA.

If underlying medical expenses are out of control and gov doesn't subsidise healthcare sufficiently then thats not the fault of exchange.

If we want to address what essential coverage is, then that again doesn't mean there is something wrong with the concept that there shoud be essential coverage, and we should have exchange where comparative insurance shopping and means tested subsidies are provided to Americans.

 

[Jim H - VA USA]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

She says she makes twice as much as an average person, and she wants others to pay for her health insurance???

In her other videos, she refers to herself as "rich..."

Her main problem seems to be her Democrat mindset.

 

[AntonToo]

You can't be that stupid.
No, the people you think Obamacare is helping can't.

You don't know what you are talking about, ACA is not just for low income people.

Many people don't have access to employer based insurance.

 

[Slyhunter]

AI is going to repair the light fixture in my kitchen that has gone out?

AI is going to fix my curtain rods in the living room?

AI is going to mow my grass with a lawn tractor?

You apparently don't know what AI is!

Yes A.I. ill mow your yard. At least robotics will.

Light bulbs and curtain rods ill be made more durable and break less often. And Molly the Robotic maid ill put them up for you, in between BJ's..

women will be obsolete. Mechanical wombs and Robotic sex toys will replace them.

 

[DonGlock26]

You don't know what you are talking about, ACA is not just for low income people.

Many people don't have access to employer based insurance.

Right, everybody is saddled with expensive premiums and huge deductibles because of Obamacare. That's why Obamacare is both a failure and a disaster for the American People.

Private insurance would be cheaper without the involvement of the federal gov't. College tuition exploded for the same reason.

 

[Slyhunter]

Sex Change Operations aren't "essential", why shouldn't policy holders be able to opt out if they don't want this coverage?

And covering pre-existing conditions boosts the costs of policies for obvious reasons. You can't buy a policy to cover a house which is already on fire.

And Pregnancy insurance for men.

 

[InstantOn]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

$800/person is what we were paying for health insurance on the free market 20 years ago. Chump messed with the subsidies that made the ACA work. Notice there wasn't an uproar about the cost of policies on the ACA until Chump got his tiny hands on it.