I dont really have time to line mine out as well as OP did, but to me the ideal system is a private industriy where the Gov't is hands off...maybe some oversight, but let the private sector take care of itself.
In other words If I am not on the governments payroll, they need to leave me the heck alone.
Social medicine does'nt work... it has'nt worked anywhere else, so what gives us the idea it will work for us? Guess thats why people come from all over the world to seek HC here 
No quick solutions really.... but what they rammed thru last March was a joke!
Oh... one more thing.... if your not a citizen, you go home to get your healthcare (except in extreme emergencies)
I work in the medical industry and it is appauling how many people are here illegally and we cater to them hand and foot. While American citizens wait in line behind them in E.R.'s -- thats just not right.
The free market system for healthcare does not work. The buyer must be capable and willing to evaluate the goods and services received versus the cost. If not the provider will raise the cost to increase revenues which is exactly what's happening. Patients have little or no interest in controlling cost since their insurance company pays most of the cost. The insurance companies are ineffective at controlling costs. They just raise their premiums. It's a broken free market system.
I think the free market system would work if we take out most of the "in-betweens"...the middlemen that cost us so much....this would include insurance companies (for everything except major medical), employers (why should they choose our plans?), and the government (except for the core needy).
If people had to buy their health care directly from their doctors, their clinics and hospitals, they would self-control their regular costs...most people can plan for their auto service and repairs, why not plan for their medical service too?...i believe this would dramatically reduce medical costs as competition would enter the picture...like with auto shops they are competitive and you can shop around and find the mechanic or doctor you like and trust to do a good job and not gouge you...I also believe preventative medicine (& behavior) will become very popular...
A monthly bill: Major-medical or catastrophic insurance would cover the big expensive items that might occur.
A monthly bill: Long-term care should also be a cost addressed from youth onward in order to spread out the cost over one's life to prepare for old age.
Health Savings could be appropriated from paychecks and be tax deductible - this would help people save money for their health bills.....however the individual gets to spend his health money on the health plans of his choice. This money should also cover monthly pmts during times one does not have income.
Government oversight should make sure all insurance plans provide for what people really need and make them easy to read and understand so consumers can shop and easily compare. This will help people understand what they are actially getting and the real costs and how to plan for them. For example young people will soon learn that their monthly pmts will only go up up up if they wait around to buy major medical and LTC. Plans should be lifelong and company insured for stability. Also plans should not be necessarily restricted to one state or location. People should be able to move freely and take a plan with them no matter where they live.