A scam and a disgrace

How do you know this, scumbag?

Seriously, how??

Standard banking practices.

What is one benefit pro of a 20% down payment compared to a 10% down payment?

You may qualify for a lower interest rate

Since you're assuming more of the financial risk, a 20% down payment puts you in a great spot to negotiate with your lender for a more favorable mortgage rate. A lower interest rate can save you thousands of dollars over the life of the loan.


Next silly question.
 
Standard banking practices.

What is one benefit pro of a 20% down payment compared to a 10% down payment?

You may qualify for a lower interest rate
Wrong, stupid.

You don't have to buy Mortgage Insurance.

Next question, dumb fuck.
 
That fat ho called someone a bully?

But hey... I remind myself... It's OK when stupid (redundancy alert!) dims bully....

:rolleyes:
 
It was secured, and paid back, based on what they agreed to after their own due diligence.
Actually it was only partially secured, and paid back.

The bank was gambling on whether or not you could pay the loan back. If you can pay it back, they win. If you can't pay it back, they lose, because there's not enough collateral to pay back the loan.

When banks gamble, they charge higher interest rates.
 
How do you know this, scumbag?

Seriously, how??
A loan is secured via liens on the collateral property. We know he is ignorant of what those words mean.
Has ZERO to do with the owners opinion of the value
Basically these children are trolling. They have no knowledge of nor experience with what they are “commenting” on.
 
Actually it was only partially secured, and paid back.

The bank was gambling on whether or not you could pay the loan back. If you can pay it back, they win. If you can't pay it back, they lose, because there's not enough collateral to pay back the loan.

When banks gamble, they charge higher interest rates.

The bank always gambles, that's why loans cost money.

And they looked at Trump's #'s, had their own #'s, and came to an agreement number.

No one was defrauded, no one lost money.
 
Actually it was only partially secured, and paid back.

The bank was gambling on whether or not you could pay the loan back. If you can pay it back, they win. If you can't pay it back, they lose, because there's not enough collateral to pay back the loan.

When banks gamble, they charge higher interest rates.
You are a surgeon's dream. You only have two working parts, your mouth and your asshole. And they're interchangeable.

Everything you say is stupid, uninformed and pure guesswork.

Just STFU and go away.
 
It's a bench trial. The judge can make an instant ruling on the witness being unresponsive.


Alternatively, during a bench trial (or a trial in which the verdict is given by the judge instead of a jury) the judge will disregard the answer that was nonresponsive. Whether asked to do so or not, the judge will typically then instruct the witness simply to answer only the question that was asked.
But Not How to answer the question. That is defendants prerogative that judge is vacating
 
The bank always gambles, that's why loans cost money.

And they looked at Trump's #'s, had their own #'s, and came to an agreement number.

No one was defrauded, no one lost money.
Libs continue to ignore that fraud has to have a consequenced party.
They used this vein when they tried to maintain that an actual ability to take over government in 1/6 is meaningless.
That’s where feelings and wishes leads them
 
Wrong, stupid.

You don't have to buy Mortgage Insurance.

Next question, dumb fuck.
once again

You may qualify for a lower interest rate

The more collateral you have, the lower the interest rate. PERIOD.
 
The bank always gambles, that's why loans cost money.
Loans cost money, because money costs money.
They pay interest on peoples savings, and get that interest from their outstanding mortgages.

Now have a wonderful life.
 
once again

You may qualify for a lower interest rate

The more collateral you have, the lower the interest rate. PERIOD.
Generally there are not lower interest rates tied to larger down payments. That’s another misstatement from those who speak when they know not.
General determinants of interest rates are credit score, length of employment, income to debt ratio and cash reserves.
A larger down payment does make it easier to qualify as lender has more security collateral for underwriting. The reduction in interest rate is minimal to none.
See how adults talk?
 
The bank always gambles, that's why loans cost money.

And they looked at Trump's #'s, had their own #'s, and came to an agreement number.

No one was defrauded, no one lost money.
The bank had no numbers. There numbers would be based on Trumps "books", to determine what the property was worth, based on the amount of money it could generate. And the only one who knew how much money Trumps properties made, was Trump, and he cooked the books claiming they made more money than they actually did.
 

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