A revolt is growing as more people refuse to pay back student loans

[ChrisL]

You don't listen very well, do you? I'm talking about kids who have GREAT potential but cannot attend college because of monetary reasons.

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

 

[Jarhead]

Another excerpt from the link . . .

The second effect is ruinous debt. The average college graduate with loans now leaves college $25,000 in debt. Student loan debt exceeds $1 trillion and is now greater than credit card debt. And the debts are inescapable. Bankruptcy doesn’t extinguish them; even Social Security payments can be garnished to repay them.

These debts weigh down not only the holder but the entire economy. Students now graduate with a burden that forecloses choices. More and more are forced to return home to live. Marriage becomes less imaginable;public-interest work is less affordable. As Pam Brown, an organizer with the Occupy Student Debt Campaign, put it, “The debt makes us very individual; we can’t afford to help someone else.”

And another one . . .

Free public colleges might slow the rise of private college costs, as they would have to compete with the free offerings of public schools. More students would attend school or advanced training. The United States would gain the benefits of a better educated citizenry and workforce. Young people, not burdened by debt, could be more entrepreneurial and more public spirited.

Washington is too paralyzed by the elite fixation on austerity and too polarized by partisan divides to consider investments to create a better job market — or anything this bold. The Occupy Student Debt Campaign has it right: Reforms will come only from outside the Beltway.

you still have not answered my question.....

If "free" higher education in other countries is such a great thing, then why are our universities flooded with students from foreign countries? Students that are paying 50K a year PLUS living expenses PLUS being 6-12 hours flying time from home?

Because they're stupid, I guess. Why do you think they do? Especially when some of these FREE colleges are rated amongst the BEST.

Oh... I see. They are stupid.

So tell me....how many well known ANYTHING graduated from one of those free colleges?

Post links to you claims or they are meaningless.

uh...I asked YOU a question about something YOU say works....and you want ME to post a link?

I will ask again...who of great success came out of one of those free colleges you mentioned overseas...you know...those highly rated colleges you talked about.

 

[ChrisL]

You don't listen very well, do you? I'm talking about kids who have GREAT potential but cannot attend college because of monetary reasons.

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

When did you go to school? What year was this?

 

[Jarhead]

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

so all those with Stafford loans in college right now....they need more help?

 

[ChrisL]

Another excerpt from the link . . .

The second effect is ruinous debt. The average college graduate with loans now leaves college $25,000 in debt. Student loan debt exceeds $1 trillion and is now greater than credit card debt. And the debts are inescapable. Bankruptcy doesn’t extinguish them; even Social Security payments can be garnished to repay them.

These debts weigh down not only the holder but the entire economy. Students now graduate with a burden that forecloses choices. More and more are forced to return home to live. Marriage becomes less imaginable;public-interest work is less affordable. As Pam Brown, an organizer with the Occupy Student Debt Campaign, put it, “The debt makes us very individual; we can’t afford to help someone else.”

And another one . . .

Free public colleges might slow the rise of private college costs, as they would have to compete with the free offerings of public schools. More students would attend school or advanced training. The United States would gain the benefits of a better educated citizenry and workforce. Young people, not burdened by debt, could be more entrepreneurial and more public spirited.

Washington is too paralyzed by the elite fixation on austerity and too polarized by partisan divides to consider investments to create a better job market — or anything this bold. The Occupy Student Debt Campaign has it right: Reforms will come only from outside the Beltway.

you still have not answered my question.....

If "free" higher education in other countries is such a great thing, then why are our universities flooded with students from foreign countries? Students that are paying 50K a year PLUS living expenses PLUS being 6-12 hours flying time from home?

Because they're stupid, I guess. Why do you think they do? Especially when some of these FREE colleges are rated amongst the BEST.

Oh... I see. They are stupid.

So tell me....how many well known ANYTHING graduated from one of those free colleges?

Post links to you claims or they are meaningless.

uh...I asked YOU a question about something YOU say works....and you want ME to post a link?

I will ask again...who of great success came out of one of those free colleges you mentioned overseas...you know...those highly rated colleges you talked about.

I've already posted numerous links that prove my assertions. You, OTOH, have posted nothing but anecdotes.

 

[Soggy in NOLA]

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

 

[Jarhead]

Oh, now I get it. So if you get a B in underwater basket weaving, you will be able to get a good job. Got it.

You don't listen very well, do you? I'm talking about kids who have GREAT potential but cannot attend college because of monetary reasons.

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

Oh really? You know people? What a lame argument. Post links and stats.

how about we do it this way....

Are you saying that no one who is poor is currently going to college?

 

[ChrisL]

In today's world, if you have no education, you can only get a minimum wage paying job. The average minimum wage paying job only pays $15,000 a year.

 

[ChrisL]

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

The average minimum-wage paying job only pays around $15,000 a year, fool.

 

[Jarhead]

you still have not answered my question.....

If "free" higher education in other countries is such a great thing, then why are our universities flooded with students from foreign countries? Students that are paying 50K a year PLUS living expenses PLUS being 6-12 hours flying time from home?

Because they're stupid, I guess. Why do you think they do? Especially when some of these FREE colleges are rated amongst the BEST.

Oh... I see. They are stupid.

So tell me....how many well known ANYTHING graduated from one of those free colleges?

Post links to you claims or they are meaningless.

uh...I asked YOU a question about something YOU say works....and you want ME to post a link?

I will ask again...who of great success came out of one of those free colleges you mentioned overseas...you know...those highly rated colleges you talked about.

I've already posted numerous links that prove my assertions. You, OTOH, have posted nothing but anecdotes.

yet you stil wont answer my question....

Who of great success has graduated one of those free "top" universities?

 

[thereisnospoon]

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

For who? The rich? How would anyone be able to have the opportunity for the American dream? Easily accessible student loans are part of the problem but the other is cutting government spending on higher education.

Holy shit....Hey genius.. If the loans were not available, the schools could not charge near the current rates. That's the point....
Look back in the thread....There is one poster who went to U of Texas for $250 per semester.
Long before the federal government stuck it's nose where it doesn't belong...
BTW, with the high cost of advanced education and the almost limitless availability of loans and grants, schools have to be far more selective in their admissions. This actually hurts the marginal but hard working students who have good grades but not outstanding.
Oh, and is there something wrong with earning a degree from a community college?

Yep, I went to the University of Maryland in the 80s. Paid $800 a semester and graduated with $4k in debt, and that was getting little financial help from my parents. I double majored in Math & Computer Science, got my first job in 1988 at $33K and paid it back in less than a year. Government money is flooding colleges, they don't care about keeping costs in check. In typical liberal style, if throwing money at it didn't solve the problem, let's throw more money at it!

Yup, in the 80s. You are old and out of touch with the job market and the way things work nowadays. Your assertions make absolutely NO SENSE.

Explain in detail how loans and grants raise prices instead of just making baseless claims. All loans and grants do is expand the pool of people who are allowed to go to college. Like I said before, GREED.

Not to mention, if our taxes went to pay for college instead of other countries' needs, none of that would be an issue anymore.

Very simple. When money is injected, the money becomes cheap. Holds less value.
Actually the flood of money shrinks the pool of potential students.
You are forgetting one item. Just because one may have the funds to attend a school means nothing.
One must go through the application process. And with their achievements and grades, maybe they will be accepted.
Back in the day before the federal government decided on it's own that colleges were being "unfair" in their admittance policies, students of meager means and good grades along with their other achievements could afford higher education.
With the infusion of federal money, schools have no incentive to control tuition prices.
The market is more closed than it ever was.
Lastly..If you believe a reduction in foreign aid will be transferred to some magic socialist college fund, you're nuts...No such thing will ever happen.
Such a plan would only cause prices to rise even more.
it feeds on itself.
Of course you live in this strange world where nothing should have a cost. It's always other people's money, right?

 

[Soggy in NOLA]

In today's world, if you have no education, you can only get a minimum wage paying job. The average minimum wage paying job only pays $15,000 a year.

Then I suggest you get an education... see how that works?

 

[ChrisL]

You don't listen very well, do you? I'm talking about kids who have GREAT potential but cannot attend college because of monetary reasons.

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

Oh really? You know people? What a lame argument. Post links and stats.

how about we do it this way....

Are you saying that no one who is poor is currently going to college?

SOME people can get grants, but there isn't enough and many, many kids who are deserving are left out.

 

[Jarhead]

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

The average minimum-wage paying job only pays around $15,000 a year, fool.

lol.

You really don't get it. Do you.

You are too far gone to ever be open minded.

 

[ChrisL]

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

For who? The rich? How would anyone be able to have the opportunity for the American dream? Easily accessible student loans are part of the problem but the other is cutting government spending on higher education.

Holy shit....Hey genius.. If the loans were not available, the schools could not charge near the current rates. That's the point....
Look back in the thread....There is one poster who went to U of Texas for $250 per semester.
Long before the federal government stuck it's nose where it doesn't belong...
BTW, with the high cost of advanced education and the almost limitless availability of loans and grants, schools have to be far more selective in their admissions. This actually hurts the marginal but hard working students who have good grades but not outstanding.
Oh, and is there something wrong with earning a degree from a community college?

Yep, I went to the University of Maryland in the 80s. Paid $800 a semester and graduated with $4k in debt, and that was getting little financial help from my parents. I double majored in Math & Computer Science, got my first job in 1988 at $33K and paid it back in less than a year. Government money is flooding colleges, they don't care about keeping costs in check. In typical liberal style, if throwing money at it didn't solve the problem, let's throw more money at it!

Yup, in the 80s. You are old and out of touch with the job market and the way things work nowadays. Your assertions make absolutely NO SENSE.

Explain in detail how loans and grants raise prices instead of just making baseless claims. All loans and grants do is expand the pool of people who are allowed to go to college. Like I said before, GREED.

Not to mention, if our taxes went to pay for college instead of other countries' needs, none of that would be an issue anymore.

Very simple. When money is injected, the money becomes cheap. Holds less value.
Actually the flood of money shrinks the pool of potential students.
You are forgetting one item. Just because one may have the funds to attend a school means nothing.
One must go through the application process. And with their achievements and grades, maybe they will be accepted.
Back in the day before the federal government decided on it's own that colleges were being "unfair" in their admittance policies, students of meager means and good grades along with their other achievements could afford higher education.
With the infusion of federal money, schools have no incentive to control tuition prices.
The market is more closed than it ever was.
Lastly..If you believe a reduction in foreign aid will be transferred to some magic socialist college fund, you're nuts...No such thing will ever happen.
Such a plan would only cause prices to rise even more.
it feeds on itself.
Of course you live in this strange world where nothing should have a cost. It's always other people's money, right?

That's absolutely untrue, as has been proven by other countries which are POORER than the US.

 

[Soggy in NOLA]

You don't listen very well, do you? I'm talking about kids who have GREAT potential but cannot attend college because of monetary reasons.

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

Oh really? You know people? What a lame argument. Post links and stats.

how about we do it this way....

Are you saying that no one who is poor is currently going to college?

He doesn't know what he is saying... but I do... he is saying "it's the easy way or no way".

How childish.

 

[Jarhead]

There's always a "way" if you really ant it.

Not in today's day and age. You are wrong.

No, no I am not.... I know people doing so. Unfortunately, too many like you have the "Can't do" attitude which will not take you very far in life... brace yourself.

Oh really? You know people? What a lame argument. Post links and stats.

how about we do it this way....

Are you saying that no one who is poor is currently going to college?

SOME people can get grants, but there isn't enough and many, many kids who are deserving are left out.

so are you saying that if one is poor, yet excels in high school and graduates with a 3.5 or better.......they have a slim chance of getting into college with a Stafford loan or grant?

 

[ChrisL]

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

The average minimum-wage paying job only pays around $15,000 a year, fool.

lol.

You really don't get it. Do you.

You are too far gone to ever be open minded.

No, it's YOU who isn't getting it. I've posted links that PROVE me right. You just don't like it, so now you're going to go into an ignorant temper tantrum. Why don't you read the links and educate yourself?

 

[Soggy in NOLA]

you are correct. If one wants to do it, they find a way.

The real problem we have nowadays is people like Chris who say "you cant do that on your own"

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

The average minimum-wage paying job only pays around $15,000 a year, fool.

lol.

You really don't get it. Do you.

You are too far gone to ever be open minded.

Our only hope is that he's just a kid and will grow out of his childish, defeatist mindset.

 

[Jarhead]

I always relay my personal experience... yes, I wanted to go to Tulane... Tulane was $20k at the time, so that was out.. the University of New Orleans was my next choice.... I couldn't afford full-time, so, I worked fulltime and went to school part-time, evenings and days when I could. Yeah, it took me 6 years.. but I did it.

It can be done.

Not anymore.

Bullshit... it can be done... you just want the easy way out.

Good luck with that you childish brat.

The average minimum-wage paying job only pays around $15,000 a year, fool.

lol.

You really don't get it. Do you.

You are too far gone to ever be open minded.

No, it's YOU who isn't getting it. I've posted links that PROVE me right. You just don't like it, so now you're going to go into an ignorant temper tantrum. Why don't you read the links and educate yourself?

Uh...excuse me....I have been deeply involved in academics and the education and opportunity securement of individuals here in the NYC area for the bulk of my career.

So lets discuss your idea...with an open mind.

What criteria would you set as a requirement for one to get an education for free?