Woman Says Bible Saved Her From $500K in Debt | NBC Philadelphia Many believers say the Bible has an answer for any problem, even money and finances. As millions of Americans try to dig out of debt during a tough economic climate, one Maryland woman said she needed to look no further than the Good Book for her financial guidance. Katrina Clements said that at her worst she had $500,000 in credit card debt. Clements said at the time she was earning $30,000 a year as a nurse and would use one credit card to pay the other while enjoying buying whatever she wanted. For more than 10 years, her debt went up and down, taking a toll on her marriage and her life. Now debt free, Clements said she has found relief through the church and God. Clements pastor, John K. Jenkins, of the First Baptist Church of Glenarden said, "I have accumulated this bottle of cut up credit cards from people who have been delivered from the credit card demon. God wants us to have money and not for money to have us." Clements said Jenkins' teaching changed her life. Down from half a million dollars in credit card debt to $30,000, Katrina took the church's financial freedom class. She said that about year later, she was out of debt, and credits the change to tithing, giving 10 percent of her earnings to God first then paying bills.