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If you want health insurance like car insurance you have to accept that your car insurance does not pay for tires, or windshield wipers. It doesn't recharge your air conditioner or replace batteries.Healthcare in this nation has to be fixed. And this bullcrap of having multiple policies in order to cover things like your eyes, and your dental when they are a vital part of your health is just a complete travisty. It all needs to be in one policy just like we do with car insurance. You can add on to the policy, but it's all with the same company of choice.
Similar health insurance would not pay for flu shots, or a doctor's visit for a cold. It would certainly bring down the cost of medical care.
People can still buy their own insurance policies from any company they want..I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
My understanding is that the federal site hooks you to offerings that are available for people living in your state. But, that does not mean plans are offered across state lines. That is, in most states, all the policies you would see come from companies with offices in your state.You aren't being consistent. Companies did not want to sell across state lines.That doesn't address anything I posted.Several states already let insurance companies sell across state lines.
Insurance companies haven't seen the benefit in that.
This idea is just more Republican bull that they hyped even though it had already been proven false.
All plans in all States have at least the 10 minimum benefits. Companies are free to ADD benefits , but not subtract them. The portability issue is moot and a red herring still being used by those against the ACA.
You responded to a post that points out that the several states have allowed selling insurance across state lines.
And, insurance companies are not showing interest in that.
That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
Everybody needs health care. Many view it as a human right.If that's true then 60 percent of Americans are stupid. It's not the governments place, in this country, to provide for the people.60% of America believes that it is a responsibility of the government to ensure that all Americans have health care coverage.I know plenty of people that are having to pay this penalty, and not because they choose to, but because they have to. They land right in between the not being able to qualify for a decent plan or to afford one, so they go without insurance, and pay the dam fine through a levy of their taxes.I'm one of those people.I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
We fail at that.
More should be done.
My understanding is that the federal site hooks you to offerings that are available for people living in your state. But, that does not mean plans are offered across state lines. That is, in most states, all the policies you would see come from companies with offices in your state.You aren't being consistent. Companies did not want to sell across state lines.That doesn't address anything I posted.All plans in all States have at least the 10 minimum benefits. Companies are free to ADD benefits , but not subtract them. The portability issue is moot and a red herring still being used by those against the ACA.
You responded to a post that points out that the several states have allowed selling insurance across state lines.
And, insurance companies are not showing interest in that.
That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
There are states that DO offer plans to be sold across state lines. That is, policies you could buy would be those from companies with offices in your state AND policies from outside companies that want to sell into your state.
Again, insurance companies haven't shown interested in doing that.
It was pitched as a way to have rates come down, but it didn't work.
False. Before the ACA, we pushed those who can't pay into our ERs.If they went to he doc, they had insurance or money.....what the fuck business is it if mine?what if that doctor visit for a cold happened to be pneumonia?If you want health insurance like car insurance you have to accept that your car insurance does not pay for tires, or windshield wipers. It doesn't recharge your air conditioner or replace batteries.Healthcare in this nation has to be fixed. And this bullcrap of having multiple policies in order to cover things like your eyes, and your dental when they are a vital part of your health is just a complete travisty. It all needs to be in one policy just like we do with car insurance. You can add on to the policy, but it's all with the same company of choice.
Similar health insurance would not pay for flu shots, or a doctor's visit for a cold. It would certainly bring down the cost of medical care.
Then, we paid for that through taxes and through increased costs of insurance and direct charges.
If we dump millions off insurance, we'll need to start shipping tax dollars to hospitals again.
No, one must ask why people don't understand what it means to be an American. The free market should be ran properly so that gov stays out and people are free to do as they like or as they can, with opportunities abounding. Not everyone is guaranteed a big slice of the pie. The nanny state only leads to more gov control.Everybody needs health care. Many view it as a human right.If that's true then 60 percent of Americans are stupid. It's not the governments place, in this country, to provide for the people.60% of America believes that it is a responsibility of the government to ensure that all Americans have health care coverage.I know plenty of people that are having to pay this penalty, and not because they choose to, but because they have to. They land right in between the not being able to qualify for a decent plan or to afford one, so they go without insurance, and pay the dam fine through a levy of their taxes.I'm one of those people.I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
We fail at that.
More should be done.
Also,all other industrialized countries use some single payer varient. And, they all pay LESS than we do.
So, one might ask why US citizens should have it worse than all other countries.
Patient Protection and Affordable Care Act - WikipediaBoehner and McConnell stated that opposition to the ACA would be used as a demonstration of continuing partisan power following their catastrophic election.Nonsense.. OK, now how did such high rates meet with approval ?? I mean shouldn't these proceedings be transparent and public knowledge when they take place ? Hmm, they might be, so forgive me for just being on the bad rates end of this mess.
You'd have to take that up with HHS and Obama's appointee. I'd also point out that since competition is actually dying in the marketplace the rate increases have not been large enough to sustain the business.
Before you go off on that know this, the ACA is performing exactly as it was designed to do. It was designed to implode the system, the companies are bailing because they cannot make enough to sustain their business models.
Even the non-profits are pulling out. Obama had one goal in mind and that is single payer. He knew he couldn't get it all at once, but he will get it.
Let's remember that there was a full compliment of Republicans on the bi-partisan committees in the House and Senate that designed the ACA.
There was no way for there to be some secret agenda. And, Obama had almost nothing to do with the design.
That's all true, I don't care whether you believe it or not.
"Let's remember that there was a full compliment of Republicans on the bi-partisan committees in the House and Senate that designed the ACA."
Then why didn't any Repubs vote for it?
They failed, of course, kicking off their years long partisan hate fest.
Two things.
1) Show us where the Pubs IN Committee helped design the ACA
2) Source their quotes.
You aren't being consistent. Companies did not want to sell across state lines.That doesn't address anything I posted.Several states already let insurance companies sell across state lines.
Insurance companies haven't seen the benefit in that.
This idea is just more Republican bull that they hyped even though it had already been proven false.
All plans in all States have at least the 10 minimum benefits. Companies are free to ADD benefits , but not subtract them. The portability issue is moot and a red herring still being used by those against the ACA.
You responded to a post that points out that the several states have allowed selling insurance across state lines.
And, insurance companies are not showing interest in that.
That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
You aren't being consistent. Companies did not want to sell across state lines.That doesn't address anything I posted.All plans in all States have at least the 10 minimum benefits. Companies are free to ADD benefits , but not subtract them. The portability issue is moot and a red herring still being used by those against the ACA.
You responded to a post that points out that the several states have allowed selling insurance across state lines.
And, insurance companies are not showing interest in that.
That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
The Pubs will repeal that and allow different levels of insurance plans, the ACA made them have min. coverage in all plans in all states, which the Pubs hated.
if you are tired of the free loaders like you say you are, then you should be ecstatic that the ACA is no longer going to force people to pay into it. There is no greater free loader than the person that pays 100 bucks a month with no out of pocket for his insurance while someone else pays 1100 a month with a 12,000 a year out of pocket to pay for him.I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
So you can be a loafer and go without insurance.
If someone chooses not to have health insurance that is none of your business.
As a tax payer it is, because at any moment I can pay for their er visit or cancer treatment. So yes , I am tired of freeloaders. Time to pay, I am sick of my taxes going for those who work and have income but chose to go without insurance. Do you think the young do not get ill or go out drinking and end up in ER, your wrong. Cancer can be growing in your right now.
Its clear that you also agree that people should pay for their own insurance only. No subsidies, no excessive payments from one person to cover free insurance for another.
It is certainly a buy it for full price or go without commodity and I am glad to see people finally waking up to this.
You aren't being consistent. Companies did not want to sell across state lines.That doesn't address anything I posted.
You responded to a post that points out that the several states have allowed selling insurance across state lines.
And, insurance companies are not showing interest in that.
That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
The Pubs will repeal that and allow different levels of insurance plans, the ACA made them have min. coverage in all plans in all states, which the Pubs hated.
I am a Conservative, what we hated was the mandate and the fact that the plans diminished choice and gave them worse benefits.
if you are tired of the free loaders like you say you are, then you should be ecstatic that the ACA is no longer going to force people to pay into it. There is no greater free loader than the person that pays 100 bucks a month with no out of pocket for his insurance while someone else pays 1100 a month with a 12,000 a year out of pocket to pay for him.I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
So you can be a loafer and go without insurance.
If someone chooses not to have health insurance that is none of your business.
As a tax payer it is, because at any moment I can pay for their er visit or cancer treatment. So yes , I am tired of freeloaders. Time to pay, I am sick of my taxes going for those who work and have income but chose to go without insurance. Do you think the young do not get ill or go out drinking and end up in ER, your wrong. Cancer can be growing in your right now.
Its clear that you also agree that people should pay for their own insurance only. No subsidies, no excessive payments from one person to cover free insurance for another.
It is certainly a buy it for full price or go without commodity and I am glad to see people finally waking up to this.
Its progressive on what a person makes, one can have a bronze, silver, gold and platinum, it depends on what you want and what you want to pay. I am pro the ACA. I have no idea what you mean. I believe in subsidies just like we subsidize the congressmen's health insurance and the state workers. Now if one makes over the limit they pay on their own. Employers are not offering health insurance as much and its not due to the ACA.
then you seem to be a bit confused.if you are tired of the free loaders like you say you are, then you should be ecstatic that the ACA is no longer going to force people to pay into it. There is no greater free loader than the person that pays 100 bucks a month with no out of pocket for his insurance while someone else pays 1100 a month with a 12,000 a year out of pocket to pay for him.I know people who need this money badly, and they can't afford to have their taxes levied to pay this penalty. They couldn't afford the insurance, and they sure don't need to be paying for anyone else's insurance. Period.
So you can be a loafer and go without insurance.
If someone chooses not to have health insurance that is none of your business.
As a tax payer it is, because at any moment I can pay for their er visit or cancer treatment. So yes , I am tired of freeloaders. Time to pay, I am sick of my taxes going for those who work and have income but chose to go without insurance. Do you think the young do not get ill or go out drinking and end up in ER, your wrong. Cancer can be growing in your right now.
Its clear that you also agree that people should pay for their own insurance only. No subsidies, no excessive payments from one person to cover free insurance for another.
It is certainly a buy it for full price or go without commodity and I am glad to see people finally waking up to this.
Its progressive on what a person makes, one can have a bronze, silver, gold and platinum, it depends on what you want and what you want to pay. I am pro the ACA. I have no idea what you mean. I believe in subsidies just like we subsidize the congressmen's health insurance and the state workers. Now if one makes over the limit they pay on their own. Employers are not offering health insurance as much and its not due to the ACA.
You aren't being consistent. Companies did not want to sell across state lines.That's because they don't have to. The plans are minimally standardized, a minimum of the same 10 standards no matter what. States can allow insurance to put plans out with MORE benefits, but never less than the 10 required benefits. Companies can sell plans from Bronze to Gold.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
The Pubs will repeal that and allow different levels of insurance plans, the ACA made them have min. coverage in all plans in all states, which the Pubs hated.
I am a Conservative, what we hated was the mandate and the fact that the plans diminished choice and gave them worse benefits.
Well I have been paying into SS and Medicare for many years and I had no choice, so get use to it. I feel the younger people are way too spoiled now days. I don't care if your a redneck or a liberal, or gay or trans, everyone needs to pay for health insurance if they can.
That's fine until there is something you can't.I've never bought insurance not about to either… I've always paid for my shit out of pocketYes. You want us to cover you.You progressives can keep it to yourself that being Obamacare, keep the rest of us out of it.False. Before the ACA, we pushed those who can't pay into our ERs.
Then, we paid for that through taxes and through increased costs of insurance and direct charges.
If we dump millions off insurance, we'll need to start shipping tax dollars to hospitals again.
'All the money spent to create the PPACA, and all the time wasted of paying the GOP wages as they sat and tried to get it repealed over 50 times knowing Obama would not, it will cost billion to repeal it. Like someone said if a boat has a tiny leak, one does not buy a new boat , one fixes the leak.
And, I want you to cover yourself - regardless of your whining.
Before the ACA, health care cost was the number 1 reason for bankruptcy. My taxes went to cover what those people couldn't - their health care.
then you seem to be a bit confused.if you are tired of the free loaders like you say you are, then you should be ecstatic that the ACA is no longer going to force people to pay into it. There is no greater free loader than the person that pays 100 bucks a month with no out of pocket for his insurance while someone else pays 1100 a month with a 12,000 a year out of pocket to pay for him.So you can be a loafer and go without insurance.
If someone chooses not to have health insurance that is none of your business.
As a tax payer it is, because at any moment I can pay for their er visit or cancer treatment. So yes , I am tired of freeloaders. Time to pay, I am sick of my taxes going for those who work and have income but chose to go without insurance. Do you think the young do not get ill or go out drinking and end up in ER, your wrong. Cancer can be growing in your right now.
Its clear that you also agree that people should pay for their own insurance only. No subsidies, no excessive payments from one person to cover free insurance for another.
It is certainly a buy it for full price or go without commodity and I am glad to see people finally waking up to this.
Its progressive on what a person makes, one can have a bronze, silver, gold and platinum, it depends on what you want and what you want to pay. I am pro the ACA. I have no idea what you mean. I believe in subsidies just like we subsidize the congressmen's health insurance and the state workers. Now if one makes over the limit they pay on their own. Employers are not offering health insurance as much and its not due to the ACA.
When one person pays almost nothing for the same coverage that someone else is paying 1000 or more a month for, and the one paying that high rate is paying it in order to help cover the guy paying next to nothing, then that guy getting the subsidy is a free loader.
I am so glad that President Trump is already working to dismantle this travesty, I have always paid for my own insurance, I still do, I do not care if someone else does not have the insight to cover their family, I have taken care of mine, I dont require government subsidies to live. Not to sound cold but, I got mine, they can get theirs or go without.
I know it was before the ACA, do you have proof it still is?That's fine until there is something you can't.I've never bought insurance not about to either… I've always paid for my shit out of pocketYes. You want us to cover you.You progressives can keep it to yourself that being Obamacare, keep the rest of us out of it.'All the money spent to create the PPACA, and all the time wasted of paying the GOP wages as they sat and tried to get it repealed over 50 times knowing Obama would not, it will cost billion to repeal it. Like someone said if a boat has a tiny leak, one does not buy a new boat , one fixes the leak.
And, I want you to cover yourself - regardless of your whining.
Before the ACA, health care cost was the number 1 reason for bankruptcy. My taxes went to cover what those people couldn't - their health care.
Before the ACA, health care cost was the number 1 reason for bankruptcy.
it still is
You aren't being consistent. Companies did not want to sell across state lines.
The coverage requirements are a different issue.
The problem with portability prior to the ACA was coverages. Coverages were not the same across State lines. Now they pretty much are. Portability is no the issue. I'm being entirely consistent.Think about it, why do you think that they promoted FEDERAL Exchanges?
People from ANY state can call the Fed exchange and buy insurance now.
The Pubs will repeal that and allow different levels of insurance plans, the ACA made them have min. coverage in all plans in all states, which the Pubs hated.
I am a Conservative, what we hated was the mandate and the fact that the plans diminished choice and gave them worse benefits.
Well I have been paying into SS and Medicare for many years and I had no choice, so get use to it. I feel the younger people are way too spoiled now days. I don't care if your a redneck or a liberal, or gay or trans, everyone needs to pay for health insurance if they can.
The point being don't try and tell what I think or why I do a thing
I know it was before the ACA, do you have proof it still is?That's fine until there is something you can't.I've never bought insurance not about to either… I've always paid for my shit out of pocketYes. You want us to cover you.You progressives can keep it to yourself that being Obamacare, keep the rest of us out of it.
And, I want you to cover yourself - regardless of your whining.
Before the ACA, health care cost was the number 1 reason for bankruptcy. My taxes went to cover what those people couldn't - their health care.
Before the ACA, health care cost was the number 1 reason for bankruptcy.
it still is
