So you didn't say how someone should pay off their mortgage when they are making minimum wage? This is a real issue and you completely ignored it. We're talking about real world problems people have to face when making these kind of decisions. What's your solution? "Hope for better to come" isn't going to cut it with the mortgage company.
Ok, I'll answer.
I don't know how one pays a mortgage by working at McDonalds.
I do know this however: Paying a mortgage by earning $0 an hour is harder than trying to pay it earning $7 an hour. Right?
You gotta understand, the big-time jobs aren't coming anytime soon. For a while, this is all we're gonna get. So people are either gonna suck it up and earn every single $ they can find, or they are gonna whine about "That job ain't enough for me, I'm gonna stay unemployed."
Yes, it sucks. But YOU explain to me: Is it easier to pay a mortgage by earning $0 an hour or by earning $7 an hour? Simple answer one would think.
So your solution to just suck it up and work for minimum wage doesn't make sense for a lot of people. Would you work a shitty job if you were going to lose your home anyway? OR, would you not take that shitty job and look for something better that actually can come close to helping you pay your bills?
Until you can come up with a solution for people who have bills to pay, you aren't going to convince anyone that working a min. wage job makes any sense when they are just going to lose their house anyway.
They can sell their house & rent where the jobs are. Even on minimum wage you can pay rent, utilities & eat. Now that your health-care is paid for what is there left to bitch about.