Why there is No Republican Plan to Replace Obamacare

[alang1216]

Just because we do, doesn't mean we should.

It's that kind of enabling attitude that will cause me to always vote no on a national program.


Hmmm.....I think they can tell if you smoke.

Motorcycle helmet might have to be a different story.....if you wipe out on your bike and are not wearing one.....you are not covered. Have a good time.

I go every year now and get examined and questioned.

There are ways to do this. If you want insurance, you have to abide the policy.

And cost reduction means enforcement against risky behavior or adding premiums to cover it (i.e. you don't want to wear a helmet....your health insurance just doubled).

I don't think I want to live in your America.

 

[Invisibleflash]

None with a chance to succeed, anyway. There have been some plans offered that never went anywhere.

Compare Proposals to Replace The Affordable Care Act | KFF

President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Includes the Graham-Cassidy-Heller-Johnson amendment (introduced 9/13/2017) as...

www.kff.org

Published: Sept 18, 2017

In 2017, President Donald Trump and Republicans in Congress unsuccessfully pursued several efforts to repeal and replace the Affordable Care Act. How did their replacement proposals compare to the ACA? How did they compare to each other?

Plans available for comparison:

• Graham-Cassidy-Heller-Johnson Amendment – Updated 9.25.17 (PDF)
• The Health Care Freedom Act, 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.20.17
• Obamacare Repeal Reconciliation Act of 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17. Includes Cruz amendment.
• The American Health Care Act, as passed by the House of Representatives on May 4, 2017 (PDF)
• The Affordable Care Act, 2010 (PDF)

The problem is this:

Any Republican plan to "replace Obamacare" would have to be a plan very much like Obamacare, but which follows Republican principals. Those are contradictory requirements that cannot be simultaneously fulfilled.

We have to remember what Obamacare is in both purpose and design. Jonathan Gruber gave the only honest answer by drunkenly saying the quiet part out loud (more than onece):

It is a scheme to transfer wealth from the healthy to the unhealthy. The healthy pay far larger premiums in order for insurance companies to survive the requirment that they accept patients already sick with expensive maladies.

What Gruber left out is that much of the funding to the unhealthy comes from borrowed money and printed money used for the subsidies. The overwhelming majority of the marketplace premiums are paid for by government, not the individual.

The current healthy taxpayer/policy purchaser pays a large part of the burden, but the rest will be borne by most of the grandchildren of the healthy and by some of the grandchildren of the unhealthy.

Another plan that accomplishes that wealth transfer cannot follow expressed (if not followed) Republican principals like low taxes, fiscal responsibility, freedom of choice, and individual responsibility.

The solution to Obamacare is no Obamacare so we can go back to the far lower premiums and freedom of choice that existed prior to that legislation being passed under a cover of lies. There is not the political will to repeal it, and probably never will be.

Most voters and nearly all politicians prefer pain later to pain now. As Keynes himself taught us, "In the long run we are all dead." Not our grandchildren or their grandchildren, of course, but Keynes at least is dead and thus safe from the economic disaster his policies are sure to lead to.

So, the Republicans can do nothing but tweak Obamacare to get rid of the worst of its worst excesses. Allowing the COVID Suplementary Subsdies to expire as provided for by those who voted them in is a baby step in that direction. So is barring illegal aliens who were granted "a legal status" en masse by the previous administration from the subsidies and from Medicaid.

Reps don't do such things, bub. Reps will give you tax breaks to buy unaffordable and high deduction unusable healthcare. That is it.

Here is where a smidgen of socialism could work for the USA. Instead of squandering hundreds of billions of dollars on Ukraine and trillions of dollars on wasted garbage, our useless politicians could have given us a cheap, socialized healthcare plan; alongside with the standard healthcare we have in America. (The rich don't want socialized healthcare and the average person can't afford the system we have...so we need 2 systems.) People that can't afford America's unaffordable healthcare could get their appendix out before it bursts.

If they need a heart transplant, then go work 3 jobs and save up for 6 years to pay for it. The socialized plan would be for basics to keep it viable. But the American healthcare system is so greedy they don't want to lose a penny and would never accept a 2nd option. Plus, our politicians are absolute nincompoops and could never run a socialized healthcare system anyway.

 

[Seymour Flops]

Reps don't do such things, bub. Reps will give you tax breaks to buy unaffordable and high deduction unusable healthcare. That is it.

Here is where a smidgen of socialism could work for the USA. Instead of squandering hundreds of billions of dollars on Ukraine and trillions of dollars on wasted garbage, our useless politicians could have given us a cheap, socialized healthcare plan; alongside with the standard healthcare we have in America. (The rich don't want socialized healthcare and the average person can't afford the system we have...so we need 2 systems.) People that can't afford America's unaffordable healthcare could get their appendix out before it bursts.

If they need a heart transplant, then go work 3 jobs and save up for 6 years to pay for it. The socialized plan would be for basics to keep it viable. But the American healthcare system is so greedy they don't want to lose a penny and would never accept a 2nd option. Plus, our politicians are absolute nincompoops and could never run a socialized healthcare system anyway.

View attachment 1181858

Two questions that I always ask of people who advocate for socialized medicine (don't worry no one ever answers them):

1. Which country's socialize medicine works very well for its people?

2. Why have you not emigrated to there already?

 

[MisterBeale]

Any Republican plan to "replace Obamacare" would have to be a plan very much like Obamacare, but which follows Republican principals. Those are contradictory requirements that cannot be simultaneously fulfilled.

+2

Because most of them know better than to get government involved in areas it has no business being involved in.

 

[Cellblock2429]

None with a chance to succeed, anyway. There have been some plans offered that never went anywhere.

Compare Proposals to Replace The Affordable Care Act | KFF

President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Includes the Graham-Cassidy-Heller-Johnson amendment (introduced 9/13/2017) as...

www.kff.org

Published: Sept 18, 2017

In 2017, President Donald Trump and Republicans in Congress unsuccessfully pursued several efforts to repeal and replace the Affordable Care Act. How did their replacement proposals compare to the ACA? How did they compare to each other?

Plans available for comparison:

• Graham-Cassidy-Heller-Johnson Amendment – Updated 9.25.17 (PDF)
• The Health Care Freedom Act, 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.20.17
• Obamacare Repeal Reconciliation Act of 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17. Includes Cruz amendment.
• The American Health Care Act, as passed by the House of Representatives on May 4, 2017 (PDF)
• The Affordable Care Act, 2010 (PDF)

The problem is this:

Any Republican plan to "replace Obamacare" would have to be a plan very much like Obamacare, but which follows Republican principals. Those are contradictory requirements that cannot be simultaneously fulfilled.

We have to remember what Obamacare is in both purpose and design. Jonathan Gruber gave the only honest answer by drunkenly saying the quiet part out loud (more than onece):

It is a scheme to transfer wealth from the healthy to the unhealthy. The healthy pay far larger premiums in order for insurance companies to survive the requirment that they accept patients already sick with expensive maladies.

What Gruber left out is that much of the funding to the unhealthy comes from borrowed money and printed money used for the subsidies. The overwhelming majority of the marketplace premiums are paid for by government, not the individual.

The current healthy taxpayer/policy purchaser pays a large part of the burden, but the rest will be borne by most of the grandchildren of the healthy and by some of the grandchildren of the unhealthy.

Another plan that accomplishes that wealth transfer cannot follow expressed (if not followed) Republican principals like low taxes, fiscal responsibility, freedom of choice, and individual responsibility.

The solution to Obamacare is no Obamacare so we can go back to the far lower premiums and freedom of choice that existed prior to that legislation being passed under a cover of lies. There is not the political will to repeal it, and probably never will be.

Most voters and nearly all politicians prefer pain later to pain now. As Keynes himself taught us, "In the long run we are all dead." Not our grandchildren or their grandchildren, of course, but Keynes at least is dead and thus safe from the economic disaster his policies are sure to lead to.

So, the Republicans can do nothing but tweak Obamacare to get rid of the worst of its worst excesses. Allowing the COVID Suplementary Subsdies to expire as provided for by those who voted them in is a baby step in that direction. So is barring illegal aliens who were granted "a legal status" en masse by the previous administration from the subsidies and from Medicaid.

/----/

Republicans to Blow Up Dems' Healthcare Plans with New Proposal, Shift Power from Insurers to Consumers​

Among the Republicans leading the charge is Sen. Bill Cassidy of Louisiana, chairman of the Senate Committee on Health, Education, Labor and Pensions. Cassidy has pitched channeling federal funds into Flexible Spending Accounts, which would allow individuals to set aside pre-tax dollars for medical expenses.

“What I’ve been advocating is that we redirect the subsidies into Flexible Spending Accounts, and it could be the same amount of money per person, but it would be in an FSA, not going to the insurance company,” Cassidy told reporters on Monday. “When you send it to the insurance company, they take 20 percent of that for overhead and profit — pretty high carrying cost. You send it to the patient, almost all of it’s going to go for direct health care.”

Republicans to Blow Up Dems' Healthcare Plans with New Proposal, Shift Power from Insurers to Consumers

 

[sparky]

The overwhelming majority of the marketplace premiums are paid for by government, not the individual.

which resulted in insurance companies not needing to compete....

The solution to Obamacare is no Obamacare so we can go back to the far lower premiums and freedom of choice that existed prior to that legislation being passed under a cover of lies.

apparently so....

Shifting funds from the healthy to the unhealthy, just as the architect of Obamacare said it did.

for clarity's sake Seymour.......refusal OR raised premiums for pre-existing conditions.......

rather the deep rabbit hole there.......~S~

 

[Zincwarrior]

There is no cure! says the only developed nation without universal healthcare.

 

[Care4all]

Yes, that is a problem, but care like OTC pain meds and ace wraps will not break a hospital.

My question is how do people with cancer, heart conditions, strokes, etc. get healthcare?

If they have never paid into health insurance, they can simply sign up for a policy once they realize they need one. Paid for by taxes, borrowed and printed money, and the artificially high premiums of the young and healthy forced to have them.

Having to cover ore existing conditions, is the part of Obamacare all Americans, when polled over and over and over again, LIKE THE MOST....

So no matter the new healthcare plan, that is likely to be in there....and yes, that part can be expensive.

But you act as though preexisting conditions are something big, like a heart attack....but it is diabetes, or MS or, cancer or leukemia or Parkinson's or high blood pressure or any disease or medical or disability condition that can be named a condition by the insurance companies, and even if you paid for years in insurance premiums before ever having a condition, once you got a medical condition like above, insurance companies could raise your rates so high that you had to drop insurance or the insurance company could just drop you. The ACA stopped that from happening.

 

[Seymour Flops]

There is no cure! says the only developed nation without universal healthcare.

Tell us why you have not moved to one of those developed nations with universal healthcare?

Or be slippery like every other Dem I ask that question of.

 

[Care4all]

None with a chance to succeed, anyway. There have been some plans offered that never went anywhere.

Compare Proposals to Replace The Affordable Care Act | KFF

President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Includes the Graham-Cassidy-Heller-Johnson amendment (introduced 9/13/2017) as...

www.kff.org

Published: Sept 18, 2017

In 2017, President Donald Trump and Republicans in Congress unsuccessfully pursued several efforts to repeal and replace the Affordable Care Act. How did their replacement proposals compare to the ACA? How did they compare to each other?

Plans available for comparison:

• Graham-Cassidy-Heller-Johnson Amendment – Updated 9.25.17 (PDF)
• The Health Care Freedom Act, 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.20.17
• Obamacare Repeal Reconciliation Act of 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17. Includes Cruz amendment.
• The American Health Care Act, as passed by the House of Representatives on May 4, 2017 (PDF)
• The Affordable Care Act, 2010 (PDF)

The problem is this:

Any Republican plan to "replace Obamacare" would have to be a plan very much like Obamacare, but which follows Republican principals. Those are contradictory requirements that cannot be simultaneously fulfilled.

We have to remember what Obamacare is in both purpose and design. Jonathan Gruber gave the only honest answer by drunkenly saying the quiet part out loud (more than onece):

It is a scheme to transfer wealth from the healthy to the unhealthy. The healthy pay far larger premiums in order for insurance companies to survive the requirment that they accept patients already sick with expensive maladies.

What Gruber left out is that much of the funding to the unhealthy comes from borrowed money and printed money used for the subsidies. The overwhelming majority of the marketplace premiums are paid for by government, not the individual.

The current healthy taxpayer/policy purchaser pays a large part of the burden, but the rest will be borne by most of the grandchildren of the healthy and by some of the grandchildren of the unhealthy.

Another plan that accomplishes that wealth transfer cannot follow expressed (if not followed) Republican principals like low taxes, fiscal responsibility, freedom of choice, and individual responsibility.

The solution to Obamacare is no Obamacare so we can go back to the far lower premiums and freedom of choice that existed prior to that legislation being passed under a cover of lies. There is not the political will to repeal it, and probably never will be.

Most voters and nearly all politicians prefer pain later to pain now. As Keynes himself taught us, "In the long run we are all dead." Not our grandchildren or their grandchildren, of course, but Keynes at least is dead and thus safe from the economic disaster his policies are sure to lead to.

So, the Republicans can do nothing but tweak Obamacare to get rid of the worst of its worst excesses. Allowing the COVID Suplementary Subsdies to expire as provided for by those who voted them in is a baby step in that direction. So is barring illegal aliens who were granted "a legal status" en masse by the previous administration from the subsidies and from Medicaid.

Note! The premiums WERE NOT far cheaper before Obamacare....the 10 years previous to Obamacare passage, insurance rates were rising on average 10% a year.

The 10 years after Obamacare passed insurance rates rose on average 6% a year. And that was with all the benefits of covering preexisting conditions and kids to 25 yrs in parents policies and better healthcare coverage.

That shows savings in the rate health insurance policies were rising....

Still rising more than the cost of living, each year at the 6%, which is terrible!

Congress needs to spend some real time on figuring out why insurance costs are rising so steadily at 6% each year.....what is going up in their costs causing these hikes? Is it CEOs getting bigger salaries and bonuses or is it actual medical costs? And if medical costs, for what?

 

[San Souci]

None with a chance to succeed, anyway. There have been some plans offered that never went anywhere.

Compare Proposals to Replace The Affordable Care Act | KFF

President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Includes the Graham-Cassidy-Heller-Johnson amendment (introduced 9/13/2017) as...

www.kff.org

Published: Sept 18, 2017

In 2017, President Donald Trump and Republicans in Congress unsuccessfully pursued several efforts to repeal and replace the Affordable Care Act. How did their replacement proposals compare to the ACA? How did they compare to each other?

Plans available for comparison:

• Graham-Cassidy-Heller-Johnson Amendment – Updated 9.25.17 (PDF)
• The Health Care Freedom Act, 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.20.17
• Obamacare Repeal Reconciliation Act of 2017 (PDF)
• The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17. Includes Cruz amendment.
• The American Health Care Act, as passed by the House of Representatives on May 4, 2017 (PDF)
• The Affordable Care Act, 2010 (PDF)

The problem is this:

Any Republican plan to "replace Obamacare" would have to be a plan very much like Obamacare, but which follows Republican principals. Those are contradictory requirements that cannot be simultaneously fulfilled.

We have to remember what Obamacare is in both purpose and design. Jonathan Gruber gave the only honest answer by drunkenly saying the quiet part out loud (more than onece):

It is a scheme to transfer wealth from the healthy to the unhealthy. The healthy pay far larger premiums in order for insurance companies to survive the requirment that they accept patients already sick with expensive maladies.

What Gruber left out is that much of the funding to the unhealthy comes from borrowed money and printed money used for the subsidies. The overwhelming majority of the marketplace premiums are paid for by government, not the individual.

The current healthy taxpayer/policy purchaser pays a large part of the burden, but the rest will be borne by most of the grandchildren of the healthy and by some of the grandchildren of the unhealthy.

Another plan that accomplishes that wealth transfer cannot follow expressed (if not followed) Republican principals like low taxes, fiscal responsibility, freedom of choice, and individual responsibility.

The solution to Obamacare is no Obamacare so we can go back to the far lower premiums and freedom of choice that existed prior to that legislation being passed under a cover of lies. There is not the political will to repeal it, and probably never will be.

Most voters and nearly all politicians prefer pain later to pain now. As Keynes himself taught us, "In the long run we are all dead." Not our grandchildren or their grandchildren, of course, but Keynes at least is dead and thus safe from the economic disaster his policies are sure to lead to.

So, the Republicans can do nothing but tweak Obamacare to get rid of the worst of its worst excesses. Allowing the COVID Suplementary Subsdies to expire as provided for by those who voted them in is a baby step in that direction. So is barring illegal aliens who were granted "a legal status" en masse by the previous administration from the subsidies and from Medicaid.

A good plan? ObamaCare sucked--Just scrap it.

 

[d0gbreath]

A good plan? ObamaCare sucked--Just scrap it.

Replace it with DonTCare. Finally, after many years worth of two week periods, he has a plan.

 

[sparky]

once you got a medical condition like above, insurance companies could raise your rates so high that you had to drop insurance or the insurance company could just drop you. The ACA stopped that from happening.

Congress needs to spend some real time on figuring out why insurance costs are rising so steadily at 6% each year.....what is going up in their costs causing these hikes?

It would appear you've answered your own Q C4all.......~S~

 

[Admiral Rockwell Tory]

Because the American healthcare system is a fucked up idea and you don't have anyone with two brain cells to sort it out. That's why healthcare in many third world countries is better.

Yeah, right! Have you ever been anywhere in the world? I have. It sucks ass!

 

[Admiral Rockwell Tory]

Under Obamacare, It is not mandatory to have health insurance or pay the mandate. That part was repealed.

People are not legally mandated to buy home insurance, and they cannot buy it after a hurticane blows down the house.

You cannot get a mortgage without it. If you spend your own money and you burn down your house, nobody will give a rat's ass! Mortgage lenders do!

 

[Admiral Rockwell Tory]

Obamacare (ACA) is not insurance it's a law.

A law that only applies to some people and has no enforcement provision.

 

[Seymour Flops]

You cannot get a mortgage without it. If you spend your own money and you burn down your house, nobody will give a rat's ass! Mortgage lenders do!

Which does not change what I said in the slightest.

 

[Admiral Rockwell Tory]

Which does not change what I said in the slightest.

How many people pay cash for a house? A few hundred a year?

 

[debbiedowner]

A law that only applies to some people and has no enforcement provision.

Enforcements for who? Consumers, insurance companies, insurance brokers? Please elaborate.

 

[Zincwarrior]

Tell us why you have not moved to one of those developed nations with universal healthcare?

Or be slippery like every other Dem I ask that question of.

Because I am an American.
Now lie and tell me you are not on Medicare.