I voted for "Government," but more specifically the Federal Reserve is the main perpetrator.
Atta boy Kevin!
But then your reply made me think......
If I owned the Federal Reserve, wouldn't I push to do the same shit they did?
And the answer is, probably I would.
Like, you can't blame a tiger for biting because that's what Tigers do.
So then I blame the government for allowing it.
And I blame the citizens because they are clueless and that is why the politicians and bankers get away with what they do.
I guess everyone really is to blame!!!
Holy shit I'm becoming conservative.