Yes, it's clear there is no command to sell everything and live in a commune; giving is purely voluntary. It would be impossible to fill all the covenants re caring for widows, children, and the poor if everybody are themselves living in poverty. Duh. You're reading into it what you personally want it to say, i.e. projecting your own ego into your interpretation, not what it actually says. Nowhere is poverty compulsory or even promoted.
I have to strongly disagree with your last statement..."Nowhere is poverty compulsory or even promoted."
In your Bible Matthew quotes Jesus himself saying
"If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me." That's Christ himself promoting poverty isn't it? And there is a lot more throughout the New Testament discouraging the thirst for wealth. It seems to be one of the central themes of Christianity that modern Christians choose to turn a blind eye to. It's a concept promoted a lot more, than say...hate the homosexual. Here's a few more Bible verses urging believers to turn away from the love of money;
Matthew 19:21
Jesus answered, "If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me."
Matthew 6:24 ESV
“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.
James 5:1-6 ESV
Come now, you rich, weep and howl for the miseries that are coming upon you. Your riches have rotted and your garments are moth-eaten. Your gold and silver have corroded, and their corrosion will be evidence against you and will eat your flesh like fire. You have laid up treasure in the last days. Behold, the wages of the laborers who mowed your fields, which you kept back by fraud, are crying out against you, and the cries of the harvesters have reached the ears of the Lord of hosts. You have lived on the earth in luxury and in self-indulgence. You have fattened your hearts in a day of slaughter. ...
Luke 18:25 ESV
For it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.”
Luke 12:33 ESV
Sell your possessions, and give to the needy. Provide yourselves with moneybags that do not grow old, with a treasure in the heavens that does not fail, where no thief approaches and no moth destroys.
Mark 12:41-44 ESV
And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny. And he called his disciples to him and said to them, “Truly, I say to you, this poor widow has put in more than all those who are contributing to the offering box. For they all contributed out of their abundance, but she out of her poverty has put in everything she had, all she had to live on.”
1 Timothy 6:17 ESV
As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy.
1 Timothy 6:10 ESV
For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.
Hebrews 13:5 ESV
Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.”
Revelation 3:17 ESV
For you say, I am rich, I have prospered, and I need nothing, not realizing that you are wretched, pitiable, poor, blind, and naked.
1 Timothy 6:9 ESV
But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction.