And you're neatly glossing over the fact that the 10-15 a month you speak of still requires a doctor's appointment, blood work, and possibly other tests before that scrip gets written to the pharmacy.
Where does anything say that those other services will not be paid by the insurance?
Didn't say they weren't. Talking about the additional expense (depending on what insurance you have or don't have). It's not just the cost of the birth control pill/device.