derp...
1. Allow insurance companies to compete over state lines. more competition = lower prices.
2. Lower malpractice insurance costs for doctors and throw out 99% of malpractice lawsuits. A doctor that ***** up a surgery is not to blame because the customer knew the risks.
Medicine should be like any other business. Doctors should compete and insurance companies should compete.
Problem. Solved.
Free market efforts, from Beck, "Arguing With Idiots"...
• a) Walgreens has retail health clinics staffed by board-certified Family Nurse Practitioners and Physicians Assistants, and expects to have 400 open by 2010, and CVS plans on about 500. Anyone can walk in and get treatment for about 1/6 the cost of an emergency room, plus about 2/3 are paid for by insurance. Treatment includes: Respiratory Illnesses
• Additional Treatments
• Skin Conditions
• Minor Injuries
• Diagnostic Testing
• Wellness
• Vaccinations
•
http://www.takecarehealth.com/about/
b) Wal-Mart offers some 400 different prescription drugs @ $10 for a 90 day supply. CVS, Target, Kroegers, Food Lion, and a number of others have similar plans.
c) eHealthinsurance.com allows you to find health insurance in your zip.
d) Healthcarebluebook.com tells the costs of various procedures and treatments, allowing the consumer to negotiate prices with practitioners.
e) Teledoc gets you on the phone with a licensed physician in 3 hours or less, for $35- or itÂ’s free!
f) American Well will let you talk to a doctor by webcam, text, phone, or IM for $45. And some Wal-Marts have virtual clinics where they can actually look into eyes, ears, and throat by webcam.
http://www.americanwell.com/healthplan_FAQs.html
g) For an annual fee of just $480 for singles ($580 for couples and $680 for families) The No Insurance Club offers affordable pre-paid health care plans that cover basic medical services from a participating board-certified physician, with no deductibles, no additional premiums, and no co-payments and either 12 or 16 visits per year.
NoInsuranceClub
h) Cosmetic surgery is the closest thing we have to a true free-market system in American. No insurance coverage, and the consumer shops around among practitioners: the price has been falling over time in real terms — despite a huge increase in volume and considerable technical innovation (which is blamed for increasing costs for every other type of surgery).
And,...how about allowing doctors to do what every other professional can do, package services as they please, such as email consultations, and different levels of service as the customer chooses.