Thoughts on college debt forgiveness.

rightwinger

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The local college in my city has a nursing program. Sixty percent of the students that complete it fail the state certification. This has been going on for as long as I can remember. The kids still have those debts.
Nursing s hard
Not many can cut it
 

DBA

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One of my well-off gay acquaintances is helping to fund his niece's university education. It will cost $60,000 per year for a 4 year program, which will qualify her to work as a social worker (her chosen field) - a job which will pay her $40,000 per year. My tuition for a 4 year business program was $8,000, and when I graduated, I was qualified for a job which paid $20,000 per year.
It isn't necessary to go to a school that cost that much to get a degree in social work. That is her choice. It is akin to buying a new BMW instead of a used Corolla, both of which accomplish the same goal. If you choose the new BMW, don't complain that you don't have enough spending money or that your debt should be forgiven. Buy the used Corolla until you can afford the BMW. That is how it works in the real world.
Social Work generally requires a Masters Degree to qualify for that $40,000 paycheck.

Should be able to do the job with an Associates Degree
Then don't go into social work. The field will adjust as their pool of applicants drops. That is how it works.

Most people can think of many things they would rather be doing for a living in an ideal world, but the reality is that the income matters to some extent.
 

rightwinger

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Been telling all you students for 20 yrs that majoring in Urban Studies and Man To Man Butt Sex ain't worth much.
Gets you a job "working" for govt. under social programs. They desire the govt. take care of them before and after, it's easy to see.
My take.................What about all the parents who sweated blood and foregone life's pleasures to get their kids through school.

Their the F ones who should be paid back first.
Yeah, I hear this "free" college for kids but only for families that make x amount of income or less. That x is not a huge number. Those above that x would have to pay a fortune, despite the fact they pay more in taxes to begin with to support the state institutions. Basically they are talking about expanding financial aid.
Give College students the same legal tools that Trump has

Let them declare bankruptcy
They are free to do so if they wish and qualify. You see, what they really want is for their college debt to be paid off but to retain their Starbucks habits, credit rating and apartment/home. Declaring bankruptcy would be a step back in those areas.
Actually, College debt is not subject to bankruptcy.
It follows you for life
Wrong.

Student Loan Bankruptcy.
thanks
 

WTH_Progs?

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One of my well-off gay acquaintances is helping to fund his niece's university education. It will cost $60,000 per year for a 4 year program, which will qualify her to work as a social worker (her chosen field) - a job which will pay her $40,000 per year. My tuition for a 4 year business program was $8,000, and when I graduated, I was qualified for a job which paid $20,000 per year.
It isn't necessary to go to a school that cost that much to get a degree in social work. That is her choice. It is akin to buying a new BMW instead of a used Corolla, both of which accomplish the same goal. If you choose the new BMW, don't complain that you don't have enough spending money or that your debt should be forgiven. Buy the used Corolla until you can afford the BMW. That is how it works in the real world.
Technically no, the BMW costs thousands in repairs while the Corolla will last as long as you take care of it :p

BMW = PROG
Corolla = Conservative with a plan.
 

candycorn

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Close the NSA. There's a trillion a year.
NASA's budget in fiscal year (FY) 2020 is $22.629 billion.
That is the 'official' budget, which doesn't include contractors, subcontractors and 'dark pentagon money' of which , not even the auditors can keep track of. The actual total cost of the US defense spending - including military, DHS, CIA, NSA and other affiliates is unknown by even Congress.

It's basically a blank check for around $2 trillion a year.


Christ boy..it literally never ends with you guys. OMFG.
 

WTH_Progs?

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Close the NSA. There's a trillion a year.
NASA's budget in fiscal year (FY) 2020 is $22.629 billion.
That is the 'official' budget, which doesn't include contractors, subcontractors and 'dark pentagon money' of which , not even the auditors can keep track of. The actual total cost of the US defense spending - including military, DHS, CIA, NSA and other affiliates is unknown by even Congress.

It's basically a blank check for around $2 trillion a year.


Christ boy..it literally never ends with you guys. OMFG.
Want to know what's wrong with formal U.S. education? Read the headline and description on the link to that video.
 

candycorn

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Close the NSA. There's a trillion a year.
NASA's budget in fiscal year (FY) 2020 is $22.629 billion.
That is the 'official' budget, which doesn't include contractors, subcontractors and 'dark pentagon money' of which , not even the auditors can keep track of. The actual total cost of the US defense spending - including military, DHS, CIA, NSA and other affiliates is unknown by even Congress.

It's basically a blank check for around $2 trillion a year.


Christ boy..it literally never ends with you guys. OMFG.
Want to know what's wrong with formal U.S. education? Read the headline and description on the link to that video.
\
Formal education is predicated on posting a YouTube video?
 

WTH_Progs?

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Close the NSA. There's a trillion a year.
NASA's budget in fiscal year (FY) 2020 is $22.629 billion.
That is the 'official' budget, which doesn't include contractors, subcontractors and 'dark pentagon money' of which , not even the auditors can keep track of. The actual total cost of the US defense spending - including military, DHS, CIA, NSA and other affiliates is unknown by even Congress.

It's basically a blank check for around $2 trillion a year.


Christ boy..it literally never ends with you guys. OMFG.
Want to know what's wrong with formal U.S. education? Read the headline and description on the link to that video.
\
Formal education is predicated on posting a YouTube video?
That post isn't for you candyhead, it's for those with an aptitude for cause and effect and recognize their surroundings.
 

Claudette

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Take half a year's worth of what we spend on the military and forgive it all.
Fuck that!!!
I didnt take out those loans they did.
If college makes you so smart I'm sure they can figure out how to pay off their own loans.
I agree since we the tax payer will get tapped to pay for "free college." You want to go to college, get a damned job and pay your own way. No way should American tax payers have to pay for college for anyone. Good Lord. Lefty loons sure like to give away other peoples money.
 

ReinyDays

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I disagree with the premise that college degrees of yesteryear always lead to high paying jobs ... it has always depended on which field the student studies ... a degree in 14th Century French literature 60 years ago has the same value as today ... one will teach ...

Setting aside PhD's in Underwater Basket Weaver and the like ... student loans carry risk, mainly the risk of not completing your degree program ... borrow $50,000 and flunk out, well, you're fucked ... on the other paw, borrowing $50,000, getting a marketable degree, paying off the loan over ten years, now you're debt-free and making big bucks ... buy a house with a hanger to park your Cessna 182 ...

The problem is colleges have much to gain by encouraging young folks to borrow money to pay tuition ... and it's common for these colleges to use predatory loan practices ... just get the kid to sign whether they're qualified to attend college or not ... I knew a fella who went $15,000 in debt and never did pass high school algebra ... all that money just taking the same class over and over again ... the college was more than happy to keep approving those loans ...

Phaw ... sure, forgive the loans, but forgive ALL the loans, even the ones successfully paid back ... with interest ... we can "print" the money easy peasy ... God forbid we look at criminal penalties for these loan-sharking colleges ...
 

Admiral Rockwell Tory

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A lot of older folks have no footprint on Twitter and Facebook. They may even still read broadsheet newspapers that are dying on the vine due to the increasingly prohibitive expense of production costs coupled with dwindling subscriptions. Old habits die hard and this may be the only thing keeping actual print publications afloat in a world where younger generations have attention spans measured in nanoseconds.

This is not to say that seniors today are being left behind and jettisoned by the grinding approach of electronic and synchronous orbiting technology. There is a harsh reality afoot in this world today and that is that the average high school graduate of 60 years ago probably has higher intelligence and better reading and writing skills than many people today running around with graduate degrees.

Here is wisdom: There is only one thing in this world worse than no education and that is bad education. The kids today are no different than we were, but they are victimized by these tin horn liberal arts colleges that instead of preparing them for useful citizenship, indebts them with worthless skills. Education is not what it once was. It abuses its victims with a bill of goods, imbues them with a cultish self-hatred and sends them out into the world to destroy the foundations of civilized society.

Ask yourself if you were young and realized you would never attain the lifestyle of your parents and grandparents due to globalization enriching political leadership by swindling you of a dignified living. Ask yourself if you would be out there burning down someone’s business or tearing down statues at the bidding of educators deflecting responsibility away from themselves as charlatans while colleges get richer.

It is unfortunate that millions of people in America have been taken in by the scam of a college education and a subterfuge is at hand in the form of debt forgiveness on the backs of taxpayers. Ask yourself if you think the government is going to step forward and pay for your mortgage, car lease or gambling debts. You know the answer to that.

We will always need higher education for doctors, engineers, and specialists we depend on. Lawyers, not so much. We need to close most of America’s colleges and hand them the bill for ripping off the kids. We could start right here in the home city.

Excellent post, Ray. In this regard I consider myself fortunate while terrified for my younger relatives. Myself I used a combination of the Army College Fund and G.I. Bill to attend a decent school off post in the mid-90's, where I majored in civil engineering. That university was at the time a highly conservative central Texas school where mere mention of Hegelian Dialectic would have cost the utterer his or her tongue. I never used that degree in its intended professional capacity, although it both aided me with rapid promotion through the Army ranks and opened a number of career doors for me along the way.

Years later I went back to school—also on Uncle Sam's dime—and took an undergraduate degree in clinical psychology, at a much more liberal school. Recently I completed a graduate degree in political psychology at an extremely liberal university in Baltimore; I not only felt like a dinosaur but was often referred to as one by the cool kids who attended classes with me. Happily I am free of college debt but only due to the fact that I spent most of my adult life to date in the US Army.

Which brings me to my eighteen year-old niece who began a nursing program at Penn State a few months back. While I had encouraged her to go Coast Guard at least as means to pay for her education, she wouldn't hear of it, and so now she is already strapped with tens of thousands in student loan debt—some of which my wife and I will be paying off for her, although she doesn't really deserve it. But, we love her—so what else can we do?

The level of psycho-circus madness my niece is dealing with on a daily basis at university must be staggering. Fellow students quarantined in their dorm rooms, remote electronic classes even though she lives on campus. Critical Race Theory, postmodernism primers, racial segregation (she's half Egyptian), historical revisionism—I can't imagine dealing with what she faces. The true plot of her horror story is the debt to knowledge ration she will carry on her shoulders for the rest of her days.
But really, the only reason she's in debt 10s of thousands is she desired to go to an expensive school with football, excitement etc. No slight to your daughter mind you, she's trying to do the right things. My daughter is in a nursing program at the cost of 1K a semester. Sure she received some benefit of scholarship and it's not Penn State, but it's the same degree & field.

My son soon graduates with a Journalism degree, cost is barely a factor. Again not a big fancy school, but thanks to COVID it doesn't matter anyway.

Thanks for your service, you guys EARN an education on the public's dime.
Journalism? You want him to lie for a living? There is more money in politics.
 

Admiral Rockwell Tory

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I owe no one anything (a very small amount on my credit card every month). I'm retired. I support anything that helps those at the lower end of the spectrum to help offset the massive help the top gets.
These social Darwinist blue-collar morons will ensure China's dominance in the years to come.
Blue collar morons? Why do I have to keep telling you idiots this. As income increases so does the likelihood of someone voting Republican. The Democratic Party is the party of the super wealthy(billionaires), the super poor(welfare), the indoctrinated educational elite, most of which are still living the college life by teaching at universities, and of course those with an identity crisis they need stroking every so often so as not to feel inferior.

I am white collar. I voted for Trump as did my white collar friends and neighbors, many of which have well over double the national average income.
A lot of conservatives live in trailers with confederate flags flying out front and get paid to fix my toilet or AC. If you're not one of those imbeciles then good on you.
So you can't fix your own toilet or AC? I guess that makes you dumber than an imbecile.
 

Anomalism

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So you can't fix your own toilet or AC? I guess that makes you dumber than an imbecile.
Of course I could. I have better shit to do with my time than learn how to be a plumber or an AC repairman. I'm not going to learn how to wire a house either.
 

Admiral Rockwell Tory

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So you can't fix your own toilet or AC? I guess that makes you dumber than an imbecile.
Of course I could. I have better shit to do with my time than learn how to be a plumber or an AC repairman. I'm not going to learn how to wire a house either.
But you couldn't do it without going to school? That's odd! I have a Master's and I can do both, and wire a house.

So you admit being dumber than a imbecile? I am proud of you realizing your shortcomings, but you should not talk down to people more intelligent than you.
 

Anomalism

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Damaged Eagle

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I owe no one anything (a very small amount on my credit card every month). I'm retired. I support anything that helps those at the lower end of the spectrum to help offset the massive help the top gets.
These social Darwinist blue-collar morons will ensure China's dominance in the years to come.
View attachment 424638

I'm sorry you took so many college loans out so you could afford to drink beer and eat sushi while earning a worthless degree that has no real life applications now pay for your mistake.

I know us blue collars are just DEPLORABLE...

*****CHUCKLE*****


:)
I have a scholarship because I am worth more than you could ever hope to be. I won't pay a dime for my education and if your children are lucky they might work for me someday.
1607021749840.png


So what you're saying is you and those you represent don't need the money to pay off those college loans.

That's good to know.

Perhaps you can work for my children some day if you have a worthwhile skill.

*****CHUCKLE*****


:)
 

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bendog

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A lot of older folks have no footprint on Twitter and Facebook. They may even still read broadsheet newspapers that are dying on the vine due to the increasingly prohibitive expense of production costs coupled with dwindling subscriptions. Old habits die hard and this may be the only thing keeping actual print publications afloat in a world where younger generations have attention spans measured in nanoseconds.

This is not to say that seniors today are being left behind and jettisoned by the grinding approach of electronic and synchronous orbiting technology. There is a harsh reality afoot in this world today and that is that the average high school graduate of 60 years ago probably has higher intelligence and better reading and writing skills than many people today running around with graduate degrees.

Here is wisdom: There is only one thing in this world worse than no education and that is bad education. The kids today are no different than we were, but they are victimized by these tin horn liberal arts colleges that instead of preparing them for useful citizenship, indebts them with worthless skills. Education is not what it once was. It abuses its victims with a bill of goods, imbues them with a cultish self-hatred and sends them out into the world to destroy the foundations of civilized society.

Ask yourself if you were young and realized you would never attain the lifestyle of your parents and grandparents due to globalization enriching political leadership by swindling you of a dignified living. Ask yourself if you would be out there burning down someone’s business or tearing down statues at the bidding of educators deflecting responsibility away from themselves as charlatans while colleges get richer.

It is unfortunate that millions of people in America have been taken in by the scam of a college education and a subterfuge is at hand in the form of debt forgiveness on the backs of taxpayers. Ask yourself if you think the government is going to step forward and pay for your mortgage, car lease or gambling debts. You know the answer to that.

We will always need higher education for doctors, engineers, and specialists we depend on. Lawyers, not so much. We need to close most of America’s colleges and hand them the bill for ripping off the kids. We could start right here in the home city.

Fast Facts: Endowments (73) (ed.gov)

What's this shit about "burning down" shit?

When I went to public universities in the 1970s and came out a certified English teacher, state income taxes were progressive and tuition was $450 a year. I made enough working as a laborer in the summers and part time while in school to cover my living expenses except for the rent in the house I shared with three other guys. My dad forked over that cost.

 

Damaged Eagle

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A lot of conservatives live in trailers with confederate flags flying out front and get paid to fix my toilet or AC. If you're not one of those imbeciles then good on you.
1607022469223.png


Actually I rent those trailer homes out to idiots like you who have a high college debt but can only find a job flipping burgers or...

*****CHUCKLE*****


:)
 

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