Interesting points and I understand where you are coming from, but why should you worry or care, if someone is a scammer or a genuine person in dire need, when you are only giving them a nickel, a dime or a quarter?
And how can you tell who is a scammer or a person with legitimate needs? True, there are always opportunists in every group of people, but why should the rest suffer because of a few rotten apples among them, when it is only costing the giver a nickel or a dime?
Charities do a lot of good work, but no amount of charities will ever reach everyone in need and when they are in need and where they are in need?
What if you lost a nickel to a scammer? Would that adversely affect your life or anybody's life?
It takes three or four families to support someone.
People are usually homeless because they've picked up other vices and the same reason they break your car window for ten cents is the same reason you shouldn't pay them ten cents. You are supporting their habit.
Like that homeless bum, Jesus?
After reading your short post, I concluded rightly or wrongly, that you do not believe the Bible is the Word of God, so I won't even try to convince you otherwise, because such an effort is endless and fruitless, but I will devote my time and efforts to setting the record straight, regarding your claims that Jesus was broke and homeless, just for the benefit of my brothers and sisters in Christ on this thread and on this forum.
Then opening their treasure bags, they (the wisemen) presented to Him (Jesus) gifts - gold, frankincense and myrrh - Matthew 2:11
Why would Jesus Christ, who as a child, received very high value treasure, that could be converted into a lot of money or invested, be homeless?
Since Judas had charge of the money, some thought... - John 13:29
Why did Jesus need to appoint Judas to manage His money, if Jesus was broke and homeless?
He called His twelve disciples to Him and... - Matthew 10:1
If Jesus was broke and homeless, how did He pay the living and travelling expenses of twelve men plus Himself?
Now both Jesus and His disciple were invited to the wedding.. - John 2:2
Why would anyone, invite Jesus and His twelve disciples to a wedding, if they were broke and homeless?
Zacchaeus, who was a chief tax collector and was rich..... and said to him, 'Zacchaeus make haste.. for today I must stay at your house' - Luke 19:2-5
Why would rich people like Zacchaeus have Jesus as a house guest, if He was broke and homeless?
They (the disciples) took Him (Jesus) along, just as He was, in the boat. There were also other boats with Him - Mark 4:36
If Jesus was broke and homeless, why was He travelling with a fleet of boats? How did Jesus afford to rent or purchase these boats?
A rich man from Arimathea, named Joseph, who himself had become a disciple of Jesus. This man went to Pilate and asked for the body of Jesus - Matthew 27:57-58
Why would rich people listen to and become disciples of Jesus, if He was broke and homeless?
The number of those who ate was about five thousand men, besides women and children - Matthew14:21
Why would five thousand men and thousands more women and children, follow and listen to Jesus, if He was broke and homeless?
Peter said to Him (Jesus), 'We have left all we had to follow you' - Luke 18:28
Why would twelve grown men abandon their businesses, professions or occupations to work with Jesus, if He was broke and homeless, and had no financial incentives to offer them?
He (Jesus) said to them, 'Come and see'. They came and saw where He was staying, and remained with Him, that day - John 1:39
To whose home did Jesus invite the disciples, if He was homeless?
Then they (the Roman soldiers) crucified Him and divided His garments by casting lots - Matthew 27:35
Why would the Roman soldiers fight over the clothes of Jesus, if He was broke and homeless, and wore cheap, filthy clothes?
Then the disciples went away again to their own homes -John 20:10
How could the disciples, who had homes follow Jesus around, if He had no home?
And to the disciples, 'Here is your mother (Mary)'. From that time on, this disciple took her into his home - John 19:27
How could people with homes follow a homeless man?
Is this (Jesus) not the carpenter, the Son of Mary? - Mark 6:3
Why would Jesus, who was a carpenter by trade, be homeless, when He could easily construct a wooden cabin?
The genealogy of Jesus ........Abraham, Isaac, Jacob...... David, Solomon.......... Hezekiah...... Joseph - Matthew 1:1-16
Why would Jesus be broke and homeless, when in the bloodline of His earthly father, Joseph, there were a lot of very rich men?
Did Joseph inherit some of the wealth of Abraham, Isaac, Jacob, David, Solomon, Hezekiah and others?
No one who has left home, brothers, sisters, mothers, fathers, children or fields for me and the gospel, will fail to receive a hundred times as much in this present age... - Mark 10:29-30
Why would everyone that leaves home and family for long periods to spread the gospel near and far, be well rewarded materially except Jesus Himself?