Is seven months to soon to be talking about getting a place together ?
Well... Disclaimer.... I'm an old fashioned person, and thus my advice likely does not fit, and will be ignored by most, and I'm ok with that. If you think I'm full of crap, and old fogey garbage, that works just fine for me. This my opinion, and you paid nothing for it, and so I'll guarantee you a full refund.
1. If you are not married, you shouldn't be getting a place, or living together at all.
90% of all shackup relationships fail. Research after research, shows that your chances of having a happy marriage fall, the moment you shackup.
http://www.nytimes.com/2010/03/03/us/03marry.html?_r=0
This is just one of THOUSANDS of sources that all show that if you want a short term, doomed to fail relationship, your best bet is to shackup.
2. Not being married and buying a place together, is almost a guarantee of heartache and problems.
If you are not married, there is no legal method of separating assets.
The following examples are real. These are people I actually know.
One girl bought a house with her boyfriend. The boyfriend decided he wanted a new girl friend. He brought the 'new' girl friend home with him. Meanwhile the girl I know, was still in the house.
Because they were not married, the house is considered 'jointly' owned. Meaning that both people can do whatever they want in the home. There is no way to force either to separate the property. There is no divorce court to split the asset, because they are not married.
Another example, was a guy who bought a car, with his girl friend. The girl decided she wanted a new guy, and drove off in the car. He can't call the police, because it's legally equally her car too. So he just lost the car. Of course he stopped paying payments on the car, and of course she didn't pay the payments either. So now his credit is trashed, and she still has the car. If they ever find the car, and repo it, then he'll have a repo on his credit report as well. He has no legal recourse. After they repo it, and sell it, whatever deficit there is, he'll end up owing, and they garnish his wages over it.
When you buy things with someone you are not married too, you are ASKING for trouble.
I know of another deal where, I can't remember if it was the guy, or the girl, that did it, but one paid for the entire college education of the other, and the moment they finished the degree, they left. Nothing the other could do. Can't take them to court. They were not married. The money is gone, and some other lucky person has a fully educated spouse, and has no debt.
Now before I get swamped with flames, I know that the same thing can happen with married couples. Marriage is not a 100% certified guarantee of relational success. If a spouse really wants to do something crazy, there is no possible way to prevent it from happening... but.... Not being married practically a guarantee you'll end up hurt.
3. Lastly, once you are married, I would suggest you rent a place for at least a year. It takes that long to figure out how far away from the in-laws, to buy a home.
If you find out your spouses family drives you crazy, then you need to buy a house farther away.
Additionally, sometimes in the first year of marriage, you find something out about your spouse, that they hid from you, or intentionally misled you. I would suggest you move immediately for an annulment. Typically this level of crazy comes out in the first year, and thus, not owning a home make it easier.