Should politicians be required to accept Obama-care for themselves and their families?
Members of Congress are.
(D)Members of Congress in the Exchange
(i)Requirement Notwithstanding any other provision of law, after the effective date of this subtitle, the only health plans that the Federal Government may make available to Members of Congress and congressional staff with respect to their service as a Member of Congress or congressional staff shall be health plans that are—
(I) created under this Act (or an amendment made by this Act); or
(II) offered through an Exchange established under this Act (or an amendment made by this Act).
Are you saying that this forbids people in congress from going elsewhere to get insurance ?
It's illegal for them to spend their own money on a private plan ?
Members of congress are obligated to have adequate health insurance, just like most everyone else. The ACA requires that. As federal government employees, their version of employer-sponsored health insurance is called the Federal Employee Benefit Health Plan system, so they generally have no reason to look for insurance on the exchanges or anywhere else.
Unlike private sector employers who may offer a single take-it-or-leave it insurance plan, the government offers the FEBHP package of strictly vetted plans for employees to choose from. Members' employer, the federal government, picks up about 3/4 of the premium costs, similar to what the private sector does.
Like everyone else in the country, government employees of every stripe can get their required health plan from any source, but if it isn't from the employer's FEBHP, their employer isn't going to pick up any of the premium costs. This means that they can use the ACA exchanges if they want, but they make too much money to qualify for any subsidies, so that wouldn't make a lot of sense. They'd be paying the full cost of the insurance.
The exchanges are for people who have limited options and limited funds. The people we send to Washington are paid well enough and have insurance options that are affordable to them, so they don't need to participate in ACA plans. Those aren't designed for people like that. They're designed for people who can't afford insurance otherwise.
If, for some reason, government employees were required to buy their insurance on the exchanges, their employer would still cover most of the premiums. But what would be the point? They'd be getting the same Cadillac coverage through the exchange rather than through the plan they picked in the FEBHP. Nothing would change except they'd lose the freedom to shop around that every other citizen has.