Did I? Link it! I never Said that you liar! Link it now. You fat idiot.
Look at what I wrote again.
No where do I say that you said anything at all.
A lot of people are critical of ACA because they lost their old doctors, and the main point I was making is that they are wrong to blame ACA.
ACA had nothing to do with it.
It was not ACA that prevented people from keeping their old doctors, it was their insurance companies deliberately trying to harm people in retaliation for ACA.
So why would insurance companies, who got in on this deal with Commie Care, want to sabotage their very own advantage?
I signed up for Commie Care when my employer (like so many others) dropped that benefit for their employees. My provider is the Cleveland Clinic. Commie Care only offered one company that would allow me to continue that care I've had for my entire life; one plan.
The deal was, they wanted slightly less than one third of my net pay. The plan had a 7K deductible, a 7K out of pocket, a $50.00 doctor copay, no dental and no prescription coverage. Basically yes, I could keep my doctor and facility, but I wouldn't have enough to live on when you include the cost of my medication they didn't cover.
So it's a lie that Commie Care was going to let you keep your doctors and facility at a reasonable cost. One third of net pay every month is not reasonable, especially when you have to get run over by a bus to use the damn policy.
That is silly.
Before ACA, the average cost of health care insurance was about $1200/month for a family, the deductible was $10k, $10k out of pocket, and $100 copay. Almost no insurance ever covered dental or prescriptions.
So clearly ACA cut costs almost in half.
Which is why insurance companies do not like ACA.
They also dislike that they have to take pre-existing conditions.
ACA had nothing at all to do with the changes private insurance companies decided on their own to impose.
You are severely misinformed. The only insurance companies that have to deal with Commie Care or it's requirements are those that join the system. I have several preexisting conditions. No other company has to take me except those companies that signed onto Commie Care.
Commie Care did not reduce costs to anybody except those who get a taxpayer government subsidy. They increased dramatically.
That is not quite right.
Some grandfathered policies do not have to take pre-existing conditions, but almost all must under the 2014 law.
{...
Pre-Existing Conditions
Under current law, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
These rules went into effect for plan years beginning on or after January 1, 2014.
What This Means for You
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition.
One Exception: Grandfathered Plans
The pre-existing coverage rule does not apply to
“grandfathered” individual health insurance policies. A grandfathered individual health insurance policy is a policy that you bought for yourself or your family on or before March 23, 2010 that has not been changed in certain specific ways that reduce benefits or increase costs to consumers.
Pre-Existing Condition Insurance Plan (PCIP) Coverage
The
Pre-existing Condition Insurance Plan (PCIP) ended on April 30, 2014. The PCIP program provided health coverage options to individuals who were uninsured for at least six months, had a pre-existing condition, and had been denied coverage (or offered insurance without coverage of the pre-existing condition) by a private insurance company. Now, thanks to the Affordable Care Act, health insurance plans can no longer deny anyone coverage for their pre-existing condition, and so PCIP enrollees can transition to a new plan outside of the PCIP program. Learn more about your health insurance options at
HealthCare.gov.
...}
Pre-Existing Conditions