That 7 percent has at least 3 generations of relatives and many other friends that will sort of notice if they die a horrible death because they can't get treated for something.
IOW, it can snowball into a situation we don't want to be in. At all.
Here's a thought -- Instead of slamming Insurance Companies, why don't people slam Doctors who refuse to give treatment to those who can't pay? Hospitals, too.
How about the FDA who makes us get a prescription for -- Everything. For instance,
Metformin is quite cheap. But you can't get it without a prescription and you can't get a prescription without paying a Doctor $200 to spend 5 minutes with you and then making you come back five more times after ordering $3,000 worth of tests.
Without the Metformin, the person's diabetes goes Apeshit, he loses kidney function, he lose his eyesight....... So what's cheaper? Metformin or a Kidney Transplant.
You get a UTI and you gotta go to the Doctor, IF he'll see you before you go Septic on us. And then, maybe, just MAYBE, he'll write a prescription for an Antibiotic that the Pahrmacy will charge ten times its value.
So, several hundred dollars later, you get your Antibiotics. That if you'd gotten a week earlier, would cleared it up in 3 days instead of 30.
It is endless. People over-complicate the problem. It's simple -- Mandate Private Health Insurance, regulate the shit out of it and hurt people bad that won't buy it. If you can't afford it, we'll help you with it.
Didja know -- The goobermint (Medicare, Medicaid, etc) pays less than 50% of what doctors and Hospitals Charge? And the only way they can make money just to survive is to COST-SHIFT the burden onto Private Carriers.
Julio wraps his old Camaro around a Tree at 2:00AM, gets carried to the E-Room, they're required BY LAW to stabilize him.
And they ain't ever getting paid for it. Doctors and Nurses gotta be there at 2 in the morning dealing with blood and guts and screaming and boozers and knife-fights -- But it's okay if they don't get paid?
My way is the only way it will ever work. Which is reason #1 why it will never happen