Let me remind that that young people age 19-26 were the most uninsured group before the ACA. After the ACA, young people were allowed to stay on their parents insurance to age 26. Those that had only part time or temp work were often able to quality extended Medicaid which was part of the ACA. Thus the number of uninsured young people dropped drastically after the ACA.
My daughter who has 2 kids, complained constantly about about her $3,ooo healthcare insurance deductible. After her oldest had an emergency appendectomy at a cost of $28,000, I never hear a word of complain about her high deductible health insurance.
IMHO, government should subsidies, diagnostic testing. Far too many people are dying needless of diseases that can be easily treated if caught in the early stages. Several studies have show that people with high educatable insurance are more like to die from serious diseases because they are diagnosed too late.