If it opened up the market yes, the whole point is that over regulation is bad for pretty much everyone, except the big dogs in that specific industry. And it is more constitutional, with the commerce clause, than not allowing the commerce to commence outside of state lines, and regulating the bejesus out of us. I am for the free market, if the states are obstructing it, than I’m not for the states, if it’s the Fed, then I’m not for the Fed doing it.
OK, but why do you assume allowing insurance companies to operate across state lines will result in lower costs and not an oligopoly? Because we tried that very thing with cable companies and it didn't result in lower costs there. I am not sure you really know what it is you want. We all need health care, and that health care has to be paid. The debate isn't that insurance companies provide health care; they don't. The debate should be around why it matters to the patient who reimburses their doctor after the doctor delivers health care. I have not seen a viable, credible argument that a private insurer does it better than Medicare. In fact, Medicare does it cheaper and more efficiently than insurers, and Medicare already operates in all 50 states and has one of the highest patient satsifaction, second only to veterans' health care:
Now, do you think that satisfaction number would go up if private insurers were to operate as Medicare does? Let me ask you this; are you satisfied with the customer service you get from Comcast, Time Warner Cable, or any other cable provider? Most Americans aren't. In fact, they rate cable companies' customer satisfaction the lowest of all industries, right at the bottom with banks and telecoms. So why would the opposite be the case if insurers operated as cable companies; across state lines as massive oligopolies?
I am NOT for the Fed clearly overstepping its bounds, or using coercion when it comes to states rights, which it does frequently. I am pro 10th amendment, but with the commerce clause this is constitutional.What is mentally messed up with you peoples heads? You either have to be 1000% on this side, or 1000% on this. It’s gotten far passed silly at this point, and is starting to become mental illness, it’s just ridiculous.And stop saying that opening up the risk pools won’t work for this reason or that reason....it’s already being done successfully in Switzerland. It works very well for them.
You know why it succeeds in Switzerland? Because they have universal coverage.