Democrats want families earning $500,000 to keep getting Obamacare subsidies!

[berg80]

And your idea of “everyone affording it” means putting taxpayers on the hook for an additional trillion dollars due to the inflated insurance-payoff scheme Obama jammed down our necks?

We were better off before Obamacare.

We were better off with premiums going up faster, less coverage, and fewer people insured?

 

[leftwinger]

Why should full time employed workers have a deductible?

Huh! Are you crazy? $10,000 dollars out of pocket family max is typical. You only hit it if you have a major Screwup. So you pay for insurance. AND you pay almost all treatments. Some wellness care is covered 100%?

So you end up sitting hone afraid to drive out with the wrong way illegals and get a costly ambulance ride to ER. Just SHUP.

Every working person knows the stories. Before after Obiden 1.9. Yes its more costly now to cover illegals and "the poor" who get care free.

 

[Rawley]

Of course, this didn't sound right, so I just checked it out:

Health Insurance Marketplace Calculator

=====

The response:

Results​

You are not likely eligible for financial help​

Based on the information you provided, your income is equal to 1367% of the poverty level.

=====

But let's say it IS true. Change the rules and maximums, so that this can't happen but low income people (including Trumpsters) are still covered.

Adjust. Fix. Evolve. Don't just destroy.

Next.

Well, try using the number in the example. $10,000 subsidy

Health Insurance Marketplace Calculator | KFF

The Health Insurance Marketplace Calculator, updated with 2025 premium data, provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA).

www.kff.org

 

[berg80]

Do any of you Democrat Socialists crying about “people’s premiums will double!!!” realize just how extensive the temporary expansion of Ocare subsidies have been?!

A wealthy family of five earning $500,000 get $8,000 in subsidies a year. And a very affluent family of five earning $350,000 year get $21,000 a year. Did you all know that?

AI Overview

No, a family earning $500,000 a year does not qualify for ACA subsidies, as they exceed the income limit based on the federal poverty level (FPL). Eligibility for ACA subsidies generally requires a household income to be below 400% of the FPL, with exceptions for certain income levels under recent legislation. For example, a 2026 single-person income limit is roughly between $15,650 and $62,600, and for a family of four, it's between $32,150 and $128,600.

 

[Mac1958]

AI Overview

No, a family earning $500,000 a year does not qualify for ACA subsidies, as they exceed the income limit based on the federal poverty level (FPL). Eligibility for ACA subsidies generally requires a household income to be below 400% of the FPL, with exceptions for certain income levels under recent legislation. For example, a 2026 single-person income limit is roughly between $15,650 and $62,600, and for a family of four, it's between $32,150 and $128,600.

"Fake news" in 3, 2, 1....

 

[initforme]

Huh! Are you crazy? $10,000 dollars out of pocket family max is typical. You only hit it if you have a major Screwup. So you pay for insurance. AND you pay almost all treatments. Some wellness care is covered 100%?

So you end up sitting hone afraid to drive out with the wrong way illegals and get a costly ambulance ride to ER. Just SHUP.

Every working person knows the stories. Before after Obiden 1.9. Yes its more costly now to cover illegals and "the poor" who get care free.

Ten thousand dollars out of pocket for someone working for a pittance of 60 grand per year is a lot. Too much. Seems like a scam.

 

[leftwinger]

You didn't pay your health care insurance....your employer paid for 90% or more

BS you lying hack Stain. You pay half out of your income. Employer pays 1/2 but you would get higher pay if they weren't paying 1/2.

The advantage is getting in a group plan a little cheaper than buying UHC on your own.

JUST SHUP SHUP SHUP with lies and false stories!!!! All stain blow!!

 

[leftwinger]

Ten thousand dollars out of pocket for someone working for a pittance of 60 grand per year is a lot. Too much. Seems like a scam.

Don't get sick. Don't go to ER. Most never use it. Its a fact, not a scam. Other posters here can verify $10K out of pocket "deducibles" family max. Maybe $2.5K - $5K single?

I'm not going to look it up. Varies per plan lots of plans offered. Want CA Kaiser? Maybe its different? Its a spreadsheet of tricks per plan.

 

[berg80]

"Fake news" in 3, 2, 1....

Yup. They'll be saying AI is a left wing controlled conspiracy to keep people misinformed. Cuz, you know, something has to explain their factual incorrectness other than, "I was wrong."

 

[Lisa558]

You didn't pay your health care insurance....your employer paid for 90% or more if it, you paid the miniscule 0%-10%, when health insurance was relatively cheap.

As insurance rates increased employers had to put more of the burden on to employees, as much as 50% and make them pay the full amount for the wife and kids coverage if a married person....and with much higher deductibles for workers to pay...

So the kid out of college today, does not have the same opportunity as we did, when we were young, with affordable employer sponsored health insurance....Nor does the 40yr old worker today.

What your article doesn't mention is how insurance was rising drastically BEFORE Obama care.... it mentioned healthcare spending was like 13% of GDP in 2000 and in 2019 it was 18% of gdp...

BUT FAILED TO MENTION in 2010 the healthcare spending was up to 17% of gdp! That rise was without Obamacare, and from 2010 (with Obama care beginning in 2014) to 2019, the healthcare spending only rose 1%...so as high as healthcare insurance costs are, which is absolutely absurd, the rate of healthcare spending, is or likely is, less than what it would have been if it stayed on the same trend.

It would be great if congress could find a way to make health care, affordable again, for both employers and employees and those self employed and those not working like a housewife or caretaker or young person looking for a job.

No, when I first started out I couldn’t afford regular insurance, so I went with a catastrophic care plan that didn’t cost much - but in case of a real medical catastrophe.

Otherwise, I went to cheapo clinics if I got a routine problem and paid cash.

Now, Obamacare plans are priced as if they’re full coverage but are basically catastrophic plans. That what it means when you have a $10k deductible: you pay routine stuff yourself.

 

[Lisa558]

Don't get sick. Don't go to ER. Most never use it. Its a fact, not a scam. Other posters here can verify $10K out of pocket "deducibles" family max. Maybe $2.5K - $5K single?

I'm not going to look it up. Varies per plan lots of plans offered. Want CA Kaiser? Maybe its different? Its a spreadsheet of tricks per plan.

Yup. As I said, the Obamacare plan I could afford had a $6k deductible, so I had to for everything myself anyway. I was paying $900 a month for a catastrophic care plan.

People arguing how Obamacare was an improvement are ignorant. It was an improvement if you were lower income because someone else paid for it. If you were middle class, you premiums, deductibles, and co-pays went way up.

 

[Lesh]

Yup. As I said, the Obamacare plan I could afford had a $6k deductible, so I had to for everything myself anyway. I was paying $900 a month for a catastrophic care plan.

People arguing how Obamacare was an improvement are ignorant. It was an improvement if you were lower income because someone else paid for it. If you were middle class, you premiums, deductibles, and co-pays went way up.

Whether you like ACA or not and whether you’re being accurate (that would be a first) there are millions of people who depend on it. Many of them Republicans.

So you just want to **** them huh?

By the way… where do you get your healthcare insurance now? Certainly not ACA

 

[Greenbeard]

If you were middle class, you premiums, deductibles, and co-pays went way up.

They fixed that, yet the GOP’s current position is that doing so was a mistake and middle class families should pay more.

 

[Lisa558]

They fixed that, yet the GOP’s current position is that doing so was a mistake and middle class families should pay more.

“Fixing” it just means propping with it up with a trillion dollars of other people’s money? Thats not a fix - that’s a sure way to drive costs even higher.

 

[Lesh]

“Fixing” it just means propping with it up with a trillion dollars of other people’s money? Thats not a fix - that’s a sure way to drive costs even higher.

A trillion? Liar

 

[Greenbeard]

“Fixing” it just means propping with it up with a trillion dollars of other people’s money? Thats not a fix - that’s a sure way to drive costs even higher.

ACA premiums have been flat for seven years (I.e., have fallen in real dollars) and cost less today with the expanded subsidies than they were expected to without them.

But yes, “fixing” means making premiums more affordable for middle class families, too.

 

[Lisa558]

ACA premiums have been flat for seven years (I.e., have fallen in real dollars) and cost less today with the expanded subsidies than they were expected to without them.

But yes, “fixing” means making premiums more affordable for middle class families, too.

And “making more affordable” means handing out other people’s money. Eventually, you run out of other people’s money.

 

[pknopp]

Too bad. People get sick and die. Not my problem to string the along 9 extra months at $5million dollars a month.

But we can provide billions to Argentina..

 

[Greenbeard]

And “making more affordable” means handing out other people’s money. Eventually, you run out of other people’s money.

Once again, the ACA has always come in under budget. Even after expanding the subsidies, they cost less last year than the original not-expanded subsidies were expected to cost. Making the subsidies more generous for middle class families has always been a no-brainer.

 

[debbiedowner]

Of course, this didn't sound right, so I just checked it out:

Health Insurance Marketplace Calculator

=====

The response:

Results​

You are not likely eligible for financial help​

Based on the information you provided, your income is equal to 1367% of the poverty level.

=====

But let's say it IS true. Change the rules and maximums, so that this can't happen but low income people (including Trumpsters) are still covered.

Adjust. Fix. Evolve. Don't just destroy.

I had to laugh that any buffoon would believe that. 1300% of FPL and the expanded tax credits only went from 400% to 600% FPL.

So OP and the article she posted was a goddamn lie.